Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Introduction
Nestled along the banks of the Detroit River, Riverview, Michigan, offers a harmonious blend of natural beauty, historical significance, and suburban charm. This close-knit community provides residents and visitors with a serene atmosphere just minutes away from the bustling energy of Detroit. Whether you’re an outdoor enthusiast, a history buff, or someone seeking a welcoming escape, Riverview invites you to explore its many treasures.
Riverview takes pride in its riverside location, making it a haven for outdoor enthusiasts. The Detroit River not only provides stunning vistas but also serves as a hub for water-based activities like fishing, kayaking, and boating. The city’s parks, including Young Patriots Park, are well-maintained oases featuring walking trails, picnic areas, and sports facilities.
Young Patriots Park is particularly notable for its tribute to veterans, with the Veterans Memorial Wall standing as a poignant reminder of the sacrifices made by service members. Families can enjoy playgrounds and community events hosted here, which foster a strong sense of togetherness.
Golfers will find their own slice of paradise at the Riverview Highlands Golf Course, a beautifully designed 27-hole public course that accommodates players of all skill levels. The rolling greens and tranquil surroundings make it a favorite among locals and visitors alike.
Riverview’s roots date back to its early days as a vital industrial hub. Initially developed to support the region’s shipbuilding and steel industries, the city has evolved into a vibrant residential community. Historical sites, such as the city’s municipal buildings and older neighborhoods, hint at Riverview’s storied past.
The Riverview Historical Museum offers a deep dive into the area’s transformation over the decades. Exhibits chronicle the city’s industrial contributions and the lives of its earliest settlers, painting a vivid picture of the hardworking spirit that defines the community.
The Riverview community thrives on its sense of connection and shared pride. Annual events such as the Riverview Summer Festival bring people together with live music, local vendors, and family-friendly activities. Seasonal festivities, including holiday parades and tree-lighting ceremonies, further cement Riverview’s reputation as a welcoming and vibrant town.
For shopping and dining, Riverview boasts a mix of local establishments and convenient access to larger retail centers. Riverview Plaza serves as a central gathering point for commerce, where charming boutiques and eateries reflect the town’s personality.
Riverview’s proximity to Detroit ensures easy access to world-class museums, theaters, and professional sports venues, while its quieter pace provides a much-needed reprieve from urban life. Whether you’re exploring local parks, delving into its history, or enjoying its community-driven events, Riverview offers an experience that is both enriching and memorable.
Riverview, Michigan, may be small, but its charm, history, and community spirit make it a destination worth discovering. Step into this delightful town and experience the best of Michigan’s riverfront living.
The average cost of mobile home insurance is typically between $700 and $1,500 per year according to the American Modern Insurance Group and according to another manufactured home insurer estimates the average cost to be around $1,025 per year. Insurance carriers consider several factors when determining the premium, resulting in varying rates.
Other factors taken into account by insurance carriers include:
The age and value of your mobile home, deductible options, coverage limits, and potential endorsements, can also influence insurance costs in Michigan. You can minimize coverage costs by:
You can also combine your Michigan mobile home insurance with other coverage, such as car insurance, business insurance, and umbrella policies, to save you as much money as possible.
When shopping for mobile home insurance in Riverview, MI, it's important to consider several factors. Here are the key points to keep in mind:
Riverview, Michigan, experiences various weather hazards throughout the year. Here are three primary weather risks and tips for residents to stay safe:
Riverview is susceptible to severe thunderstorms that can produce damaging winds and hail. These storms may lead to property damage, power outages, and hazardous travel conditions.
Tips for Residents:
Heavy rainfall can lead to flooding in Riverview, especially in low-lying areas. Flooding poses risks to property and personal safety.
Tips for Residents:
During winter, Riverview can experience heavy snowfall, ice storms, and freezing temperatures, leading to hazardous travel conditions and potential power outages.
Tips for Residents:
By staying informed and prepared, residents of Riverview can effectively manage these weather hazards and ensure their safety year-round.
Property Crime Rates in Riverview, Michigan
Property crime makes up a substantial portion of Riverview’s overall crime rate.
Riverview’s property crime rate is above the national average, indicating a higher-than-average risk of property-related offenses compared to communities across the U.S.
Riverview has a violent crime rate that is higher than most communities in America of all sizes.
While Riverview’s violent crime rate is not among the highest, it is elevated enough to be a concern for residents and visitors alike.
Riverview experiences a crime rate that exceeds the national average and most cities in Michigan.
While Riverview’s crime levels are moderately high, they align closely with expectations for cities of comparable population, offering a balanced perspective on the community’s safety.
Michigan has specific laws for mobile home parks, including rent control and tenant rights. Understanding these laws can protect you from unfair treatment.
Be aware of zoning laws that affect where you can place your mobile home, especially in rural areas.
Ensure your home is well-insulated to avoid heating issues during the long, cold winters.
Keep your water pipes insulated and check for drafts to prevent freezing.
Mobile home insurance is essential in Michigan to protect against damage from storms, fires, or vandalism.
Check if your mobile home is located in a flood zone, as Michigan experiences occasional flooding, particularly in spring.
Heavy snow and ice buildup in winter can cause roof damage, so inspect your roof regularly, especially after storms.
If you notice leaks or cracks, repair them promptly to avoid water damage inside your home.
Drafts from windows and doors are common in Michigan, especially during winter. Sealing them helps conserve heat.
Use weatherstripping or caulking around your windows and doors to improve energy efficiency.
In Michigan, strong winds during storms can damage unprotected mobile homes. A solid skirting helps keep the home anchored and insulated.
Make sure the skirting is durable and can withstand freezing temperatures.
By considering these factors and tailoring your insurance coverage to your specific needs, you can choose the right mobile home insurance policy in Riverview, MI that provides adequate protection for your valuable investment. Since there are so many variables that go into mobile home premiums, we recommend getting a free quote right now, right here!
Mobile homes account for roughly 7 percent of The Great Lake State’s total housing units! Michigan has a significant number of mobile home communities, with over 900 in the state, making it the third highest in the country after Florida and Texas.
The average price of a pre-owned mobile home in Michigan is around $44,962, with an average model year of 2004. The average size of a mobile home is approximately 1,337 square feet.
Mobile homes, manufactured homes, and pre-fabricated homes are terms that are sometimes used interchangeably, but they can have different meanings. Mobile homes typically refer to factory-built homes built before 1976, while manufactured homes refer to homes built after the implementation of the HUD code. Pre-fabricated homes are generally built off-site in sections or modules and then transported to the location for assembly.
When buying a manufactured home in Michigan, there is a sales tax rate of 6%. However, there is no annual tax rate on manufactured homes, unlike some other states.
The Mobile Homes program is responsible for initial and renewal licensure for mobile home parks and dealers and determining eligibility of park licensing through the annual inspection process. The program is also responsible for park and dealer complaints; park, dealer and installer & repair licenses; and park construction and permitting.
The Mobile Homes program is responsible for initial and renewal licensure for mobile home parks and dealers and determining eligibility of park licensing through the annual inspection process. The program is also responsible for park and dealer complaints; park, dealer and installer & repair licenses; and park construction and permitting.
Unlike certain coastal states, Michigan doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Michigan need to look for insurance through private providers.
Even though it’s not a legal requirement in Michigan, mobile home insurance is often a wise investment to safeguard your property.
Read through the following guides to help familiarize yourself with rules and regulations in Michigan:
Michigan law defines an “eligible person” for mobile home insurance as someone who owns or lives in a mobile home. Mobile home insurance policies are similar to conventional homeowners’ policies but include specific provisions for mobile homes.
Mobile home insurance in Michigan typically provides coverage for risks specific to the state, such as damage from severe weather events like floods, windstorms, and tornadoes.
Mobile home insurance policies are similar to those of conventional homes but come with additional provisions specific to mobile homes. They often include coverage for moving your home to avoid damage from floods, windstorms, and other perils.
Travel trailers, camping trailers, and
motor homes are typically insured under automobile, recreational vehicle, or special
policies.
In Michigan, there is no specific mention of a Mobile Home Relocation Fund so Michigan does not have a state-sponsored aid package akin to Mobile Home Relocation Funds in other states, which provide financial assistance to mobile home park tenants under certain circumstances such as park closure, redevelopment, rent increases, changes in community age restrictions, or rehabilitation of older homes.
If you owe money on a mortgage for your mobile home, it is likely required to protect your property and the bank’s investment.
If you don’t have enough savings to recover from disasters like fires or tornadoes, mobile home insurance provides financial protection.
If you own your mobile home outright but lack liability coverage, insurance can protect you from litigation if someone gets injured on your property.
If you've faced financial challenges in recent years, the Michigan Homeowners Assistance Fund is here to offer support. Through this program, which utilizes federal funding provided by the American Rescue Plan Act of 2021, over $114 million has been distributed to more than 15,000 homeowners in 2023. The Michigan Homeowners Assistance Fund provides relief by offering up to $25,000 per household to cover various home-related expenses. This includes assistance with delinquent mortgage payments, property taxes, and insurance costs. It's a fantastic opportunity to relieve some of the financial burdens that may have accumulated during these difficult times. To be eligible for this funding, applicants must have experienced a financial hardship directly linked to COVID-19. Additionally, households with a total income below 150 percent of the Area Median Income (AMI) are also eligible for this program. If you meet these criteria, you can find more details and access the application on the website of the Michigan State Housing Development Authority.
When it comes to getting mobile home insurance in Riverview, understanding the different coverage options is essential to ensure your precious investment is well protected. Let’s take a look at the types of coverage available:
References: MI
