Covertree’s Comprehensive Guide.
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What it is: Covers damages from incidents within the homeowner's control, like fires from a grill or accidents from DIY projects.
Why it's needed: Accidents can happen, even if the homeowner is careful. This coverage provides an extra layer of protection against self-inflicted damages.
What it is: Protection against damages from weather events like tornadoes, hurricanes, hail, and more.
Why it's needed: Mobile homes can be especially vulnerable to severe weather events. This coverage offers peace of mind in volatile climates.
What it is: Protects against damage to underground utility lines or service lines, like water and sewage.
Why it's needed: Repairs to service lines can be expensive, and they're not always covered by local utilities or standard policies.
What it is: If a mobile home gets damaged and needs repair or replacement, this coverage pays for any increased costs due to current building codes or ordinances.
Why it's needed: Building regulations change over time. This ensures homes are rebuilt to current standards without out-of-pocket expenses.
What it is: Protection against the financial fallout of identity theft, often covering expenses like legal fees or lost wages.
Why it's needed: With the rise in digital transactions and online activities, identity theft is a growing concern.
What it is: Coverage that addresses the depreciation and regular damage that homes naturally undergo over time.
Why it's needed: While typical policies don't cover simple wear and tear, certain riders might offer coverage for accelerated or unusual wear that's unexpected.
The Texas Manufactured Housing Association's core mission is to champion the broader objectives and concerns of the manufactured housing sector across Texas.
The mobile home has been inspected, and an inspection approval form has been completed and issued verifying that the home is blocked and tied down in accordance with the required standards with no violations of these standards. The form may be on file with the TDHCA. If a form is not on file with the TDHCA or the form is over five years old, a new inspection approval form that indicates no violations of the blocking and tie down requirements must be obtained through an installer licensed by the TDHCA. 41 Effective October 1, 2008
defends against damages when drains, pipes, or sewers back up, but not from floods. Annual cost range: $50-$250.
aids in managing identity theft-related expenses, from legal fees to credit monitoring. Annual cost range: $20-$60.
Location: 617 Holfords Prairie, Lewisville, TX 75056
Age Group: All Ages Community
Community Features: Off-Street Parking, Playground, Swimming Pool, Recreational Facilities.
Pet Policies: Pets Allowed (No aggressive breeds).
Additional Details: The community offers 2 Homes for Sale, Rental Homes, and Vacant Sites. It has 140 sites in total, with 15% being multisection homes and 80% having peaked roofs. The majority of homes (35%) feature lap siding. The community is conveniently located near water, just 2 miles away.
Location: 1201 Alicia Ann Drive, Wylie, TX 75098
Age Group: All Ages Community
Community Features: Off-Street Parking, Clubhouse, Street Width (Average), Paved Streets, Recreational Facilities.
Pet Policies: Pets Allowed (Under 25 lbs).
Additional Details: The community offers 9 Homes for Sale, Rental Homes, and Vacant Sites. It boasts 330 sites in total, with 25% being multisection homes and 100% featuring peaked roofs. The majority of homes (90%) have lap siding. The community is close to water (0.7 miles) and parks (9 miles).
Location: 1708 Bunker Hill Lane, Lewisville, TX 75056
Age Group: All Ages Community
Community Features: Off-Street Parking, Playground, Clubhouse, Swimming Pool, Recreational Facilities.
Pet Policies: Pets Allowed.
Additional Details: The community offers 2 Homes for Sale. It has 199 sites in total, with 25% being multisection homes and 25% having peaked roofs. Half of the homes (50%) feature lap siding. The community is conveniently located approximately 2.3 miles from water.
Finding the Best Mobile Home Insurance in Richardson, TX
Reasoning: Richardson is near Spring Creek, which can experience flooding. This endorsement provides specific flood protection for mobile homes in this area.
Reasoning: Breckinridge Park offers recreational activities. This coverage provides specialized protection for your RV and belongings during visits to the park.
Reasoning: Upgrading to energy-efficient appliances can lower utility costs. This coverage provides protection for the installation of energy-efficient appliances in your mobile home.
Reasoning: Richardson has an arts district. This endorsement offers discounts for mobile homes located within or near this district.
Reasoning: Texas can experience severe hailstorms. This coverage provides protection for your RV against hailstorm damages while in RV parks.
Reasoning: If you frequent Breckinridge Park, this coverage offers protection for your RV while parked at this specific park.