Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Huntsville, Alabama- a city where the pioneering spirit of space exploration and the richness of Southern heritage coalesce into a captivating symphony. Affectionately known as “Rocket City,” Huntsville, Alabama, invites you on an odyssey that bridges the gap between the stars above and the historical grounds below.
As you embark on your journey through Huntsville, the U.S. Space & Rocket Center stands as a monumental tribute to the city’s integral role in America’s space program. Here, beneath the towering Saturn V rocket, the dreams of astronauts and the ingenuity of engineers are palpably alive, inspiring awe and wonder in the hearts of visitors. The center, home to Space Camp and an array of space artifacts, offers a glimpse into the cosmos and the boundless possibilities of human endeavor.
Yet, Huntsville’s narrative extends beyond the realms of space and technology. Delve into the city’s rich past at the Historic Huntsville Depot, where the echoes of train whistles and travelers’ chatter evoke the hustle and bustle of a bygone era. Stroll through the Twickenham Historic District, adorned with antebellum homes and shaded lanes, each telling a tale of Southern history and charm.
Huntsville’s natural beauty is another melody that resonates throughout the city. The Huntsville Botanical Garden, with its colorful arrays of flowers and tranquil pathways, offers a serene escape into nature’s embrace. Meanwhile, the Monte Sano State Park invites outdoor enthusiasts to explore its hiking trails and enjoy panoramic views of the surrounding landscape, where nature’s artistry is on full display.
In the heart of Huntsville, the arts and culture scene thrives with vibrancy. The Huntsville Museum of Art, the Von Braun Center, and the Lowe Mill ARTS & Entertainment complex showcase the city’s artistic diversity, hosting everything from visual arts to performances, fostering a community deeply connected to cultural expression.
The culinary landscape of Huntsville mirrors its diverse heritage. From traditional Southern comfort food to innovative cuisine, the city’s restaurants cater to an eclectic range of tastes and preferences. Here, each meal is not just nourishment but an exploration of flavors and traditions.
Community spirit in Huntsville is as strong as the rockets that propelled mankind to the moon. The city’s calendar is dotted with events and festivals, like the Panoply Arts Festival and the Big Spring Jam, which bring people together in celebration of Huntsville’s creative and communal ethos.
Discover Huntsville, a city where the legacy of space exploration enriches the present, where history’s roots deepen the appreciation for progress, and where the beauty of Southern living is elevated by a commitment to innovation and discovery. Welcome to Huntsville, where every corner offers a story, every star a dream, and every encounter a piece of a mosaic that makes this city not just a destination, but a journey through the tapestry of human achievement and cultural richness.
Manufactured homes account for about 16% of Alabama’s housing market, almost double the national average.
Michigan law defines an “eligible person” for mobile home insurance as someone who owns or lives in a mobile home. Mobile home insurance policies are similar to conventional homeowners’ policies but include specific provisions for mobile homes.
Mobile home insurance in Michigan typically provides coverage for risks specific to the state, such as damage from severe weather events like floods, windstorms, and tornadoes.
Insurance quotes are adjustable to fit different budgets, ensuring affordability for homeowners.
Homeowners insurance isn’t required by Alabama state law, but your mortgage lender will likely require you to have it.
Insurance for manufactured homes in Alabama is essential and similar to traditional site-built homes, encompassing structure, liability, and personal property coverage. Despite common misconceptions, manufactured homes don’t inherently carry additional insurance risks.
However, insurance rates can vary significantly by state, often influenced by local weather patterns and natural disaster risks. In Alabama, homeowners insurance costs are above the national average, with state-specific regulations impacting policies. The Alabama Manufactured Housing Association (AMHA) has been advocating for the industry since 1968, ensuring quality and affordable housing options are available, underscoring the importance of proper insurance for homeownership.
Here are 10 unique considerations for owners of manufactured, mobile, modular, or RV homes in Alabama:
Weather and Environmental Risks:
Residents of Huntsville, AL, especially those living in mobile/manufactured homes and RVs, face significant challenges due to heat, precipitation, flood, and fire risks. Preparing for these risks involves implementing effective cooling strategies, preparing for potential floods, staying informed about weather conditions, and taking proactive fire safety measures. Proper insurance coverage and emergency planning are also crucial for mitigating these risks.
1) Best practices for RV tailgating at events.
2) Safety measures and local regulations.
3) Tips for a fun and secure tailgating experience.
1) Steps to secure and protect your home from hurricanes.
2) Emergency kit essentials.
3) Insurance coverage for hurricane damage.
1) Specific coverage for attending festivals.
2) Liability issues during large gatherings.
3) Protecting your RV from festival-related risks.
1) Security measures to prevent theft.
2) Insurance options for theft and vandalism.
3) Tips for community vigilance and safety.
1) Know where it's legal to park your RV in Alabama.
2) Understand local ordinances to avoid fines.
3) Check for specific RV parking rules in different cities.
1) Insulate your mobile home to save on energy bills.
2) Use energy-efficient appliances and lighting.
3) Seal windows and doors to prevent heat loss.
Mobile and Manufactured Home Insurance Statistics in Alabama:
Based on the 2017 American Community Survey by the U.S. Census Bureau, Alabama has 305,749 mobile homes, making up 13.5% of the state’s total housing. Walker County has the highest percentage of mobile homes at 31.5%.
The presence of mobile homes varies by county, with the lowest being Jefferson County at 2.7% and others like Cullman County and St. Clair County had significantly higher percentages at 27.4% and 28.0% respectively. These figures highlight the importance of mobile homes in Alabama’s housing landscape.
In Alabama, the ten counties with the highest percentage of mobile homes, as per the 2017 American Community Survey, are as follows:
You’ve got 30 days to register it—don’t miss this, or you might get hit with a $10 penalty and a $15 citation fee. Ouch! And if you end up in court without your manufactured home decal, fines could soar up to $500 or even land you a short stay in the county jail.
Here’s the deal on where to register:
Register with the Tax Assessor’s Office if your name’s on both the home and the land titles. Bought them as a package? You’re in luck—no sales tax! Living there yourself? Claim your homestead. Have family staying over? It’s a bit more in taxes, but still a sweet deal. Any confusion? Just call the Tax Assessor at 256-532-3350 for a chat.
Head over to the License Department if you own the home but not the land, or if you’re renting it out. Remember, you’ve got to cover the sales tax and title fee if it’s a 1990 model or newer from out-of-state. Mark your calendar! Registration ends on September 30 each year, and renewal time is from October 1 to November 30.
Don’t forget the Bill of Sale. Alabama dealers take care of sales tax, but out-of-state purchases need sales tax paid at the License Department. And don’t try the old “$1 Bill of Sale” trick—it won’t fly here!
If your manufactured home is a 1992 model or newer, you need a title. Alabama dealers will sort this out for you, but if you’re buying from an individual, you’ll need to sign off on the title with the License Department.
Before you hit the road, grab a move permit for $10. It’s good for 14 days per module, and make sure your taxes or registration fees are all clear. Without it, you’re looking at a class C misdemeanor and at least a $50 fine.
Check with local inspection departments for any setup fees in the area where you’re laying down roots.
You can make it officially part of your property. Just match up the names on the home and land titles, and send in an application with all the right paperwork to the Department of Revenue. If you ever decide to move your home, you’ll need to get a new title. And if your home is a vintage model over 20 years old, no title needed! Just so you know, this doesn’t necessarily mean your home is considered real estate in all legal situations, but it does for tax purposes.
