Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Snowflake, Arizona – a charming town located in Navajo County amidst the stunning White Mountains. Snowflake is a peaceful and friendly community known for its rich history, vibrant culture, and unique attractions.
Snowflake is a town steeped in history and culture, with a vibrant arts and crafts community. The town was founded in 1878 by Mormon pioneers, and their influence is still felt in the town’s architecture, traditions, and way of life. Snowflake’s Main Street Historic District offers a glimpse into the town’s pioneer era and is listed on the National Register of Historic Places. The town’s Old Pioneer Cemetery is also a must-visit for history buffs, offering an insight into the lives of early settlers.
The town’s cultural uniqueness is exemplified through its annual Pioneer Days celebrations. The event features a parade, carnival, rodeo, and live music, showcasing the town’s unique blend of Western and Mormon pioneer culture. The town’s love of music is also reflected in the Silver Creek Performing Arts Association, which hosts year-round concerts and performances featuring local and national talent.
Snowflake is a popular destination for outdoor enthusiasts, with several nearby parks, lakes, and forests. The town’s proximity to the White Mountains provides opportunities for skiing, snowboarding, and other winter activities. Show Low Lake is a local favorite for fishing, boating, and swimming, while Fool Hollow Lake Recreation Area offers hiking trails, picnic areas, and a beach for visitors to enjoy.
In addition to its natural and cultural attractions, Snowflake is known for its quirky and unique features. For example, the town is home to the world’s largest snowflake, a 25-foot tall steel statue located in the town’s Heritage Park. The town also features an apothecary museum, showcasing the tools and equipment used by early pharmacists. A fun fact is that the new elementary school is built with a shooting range for law enforcement officers, and the high school’s mascot is the “snowflake”!
Snowflake is a welcoming and close-knit community that values its residents and visitors. With excellent schools, safe streets, and a strong sense of community involvement, Snowflake is an excellent place to raise a family or establish a business. The town also features a diverse range of restaurants, shops, and services, providing everything residents need for comfortable living. Welcome to Snowflake, Arizona, where history meets natural beauty and quirky charm. Whether you’re seeking cultural experiences, outdoor adventures, or a tight-knit community, Snowflake has everything you need. Come and explore the wonders of Snowflake, and stay for the unique fun that you can’t find anywhere else.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Snowflake, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
Snowflake, Arizona, offers a unique blend of history, nature, and entertainment. From its historic homes to its outdoor parks, there’s something for everyone in this charming town. Here’s a curated list of some of the best things to do in Snowflake, AZ:
Snowflake-Taylor has an overall crime rate that is moderately safer than the national average but still about average for communities of its size. It shows a decrease in crime over the past two years, which could be indicative of effective law enforcement or community initiatives.
However, the assault rate is notably higher than the national average, warranting attention. Furthermore, the policing statistics indicate a low clearance rate for crimes, which may suggest that a higher number of crimes go unresolved compared to the national average.
While Snowflake-Taylor does have certain strengths in terms of safety, there are areas, especially in violent crime and police effectiveness, that could benefit from targeted interventions and community involvement. It would be useful for community leaders, law enforcement, and residents to collaborate on strategies for improvement.
If you have any additional structures on your property, such as sheds or detached garages make sure that your insurance policy covers these structures as well. Confirm that the coverage limits for these structures are adequate.
Research the reputation of the insurance providers you're considering. Look for reviews or seek recommendations from friends or family who have experience with insurers in your area. Pay attention to the customer service reputation and the efficiency of the claims process.
Some policies offer inflation protection, which automatically adjusts your coverage limits each year to account for inflation. This ensures that you always have adequate coverage as the value of your home and belongings increases over time.
Be clear on when your policy expires and the renewal process. Some insurers may not automatically renew policies, requiring action on your part.
Pay attention to the location of your manufactured home. Factors like proximity to flood zones, bodies of water, or areas prone to natural disasters may necessitate additional coverage like flood insurance or coverage for specific perils common to the area.
Consider the deductibles and premiums associated with different insurance policies. Find a balance between a deductible that you can comfortably afford to pay out of pocket in case of a claim and an affordable premium that fits within your budget.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Snowflake’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
Reasoning: Snowfall is common in the area. This endorsement offers coverage for strengthening your mobile home’s roof to withstand heavy snow loads and prevent damage.
Reasoning: During the winter months, many RVers store their vehicles. This coverage provides protection for the winterization process and storage-related damages.
Reasoning: Ice dams can form on roofs during winter. This endorsement provides coverage for the installation of ice dam prevention measures to protect your mobile home.
Reasoning: Snowflake may have community ice rinks. If you or your community maintains an ice rink, this coverage offers liability protection for accidents or injuries that might occur at the rink.
Reasoning: Snowflake offers winter adventure opportunities. This coverage addresses damages or theft of winter adventure gear like snowmobiles, skis, or snowboards stored in your RV.
Reasoning: If you park your RV in campgrounds during winter, this coverage offers liability protection for accidents or injuries that might occur in snowy or icy conditions.
