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Damages from pests or infestations.
These sections define terms like renewal, nonrenewal, and cancellation, and clarify the scope of the article, which covers all property and casualty insurance except automobile insurance.
Insurers are restricted in how they can cancel or non renew policies. Specific reasons for cancellation are outlined, and insurers are required to provide adequate notice to policyholders.
Details the procedures for non renewing policies, including notice requirements and stated reasons for nonrenewal.
Insurers must provide renewal terms and premium information in a timely manner.
Insurers must inform policyholders about potential discounts for windstorm mitigation measures and other relevant policy details.
It’s unlawful to cancel, nonrenew, or renew policies in a manner not compliant with these regulations.
Specific provisions for medical malpractice policies for licensed health care providers.
Exemptions from liability for actions taken in performance of duties under this article.
Insurers cannot nonrenew homeowners’ policies simply because the insured filed a claim for damages resulting from an act of God.
Tips for Mobile/Manufactured Homeowners and RV Owners:
Tips for Mobile/Manufactured Homeowners and RV Owners:
Tips for Mobile/Manufactured Homeowners and RV Owners:
Understand how your mobile home is taxed in South Carolina and ensure you're meeting these obligations.
Consider joining or forming a homeowner's association for collective bargaining power on issues affecting your community.
Explore different financing options available specifically for manufactured homes in South Carolina, regularly, since they may give you a much better deal than you would have imagined yourself!
Familiarize yourself with South Carolina's specific regulations for manufactured homes, like installation requirements and standards. This knowledge ensures compliance and avoids legal issues. Refer to the South Carolina Legislature website for detailed laws and regulations.
Given South Carolina's vulnerability to hurricanes, reinforce your home with hurricane straps, sturdy skirting, and reinforced roofing. This investment can significantly reduce damage from storms.
Regularly inspect and maintain your home, focusing on key areas like roofing, plumbing, and insulation. This proactive approach can save you from costly repairs in the long run.
Outlines the fees associated with various services and procedures.
Address: 328 S Ron McNair Blvd, Lake City, SC 29560
Phone: (843) 394-2613
Inventory:
Destiny Denali: 32x80, Wind zone 2
Spectacular: Clayton, 16×80, 3 Bedroom, 2 Bath
Glory: Clayton, 14×76, 3 Bed, 2 Bath
About Ken-Co Homes Lake City:
Ken-Co Homes INC. in Lake City is a certified manufactured home dealer.
They offer homes from Clayton Homes, TruHomes, Scotbilt, and more.
They can assist you in selecting the best manufactured home for your needs.
Their friendly staff can help you with all your manufactured home needs, including finding financing options.
Address: 1230 South Pike East, Lot A, Sumter, South Carolina 29153
Community Manager: Megan Rider
Email: iriswinds@umh.com
Phone: (803) 775-6816
Featured Homes:
1230 S. Pike E. Lot 85: For Rent, 2 Bed, 2 Bath, 910 sq ft
1230 S. Pike E. Lot 11: For Rent, 3 Bed, 2 Bath, 1680 sq ft
1230 S. Pike E. Lot 27: For Rent, 3 Bed, 2 Bath, 1568 sq ft
About Oakwood Homes of Sumter:
Oakwood Homes of Sumter is a one-stop shop for manufactured, mobile, and modular homes.
They offer a wide variety of floor plans.
The location is situated in the heart of South Carolina's Midlands, providing access to historical sites, cultural activities, and more.
Phone: (843) 394-2613
About Quality Homes:
Quality Homes builds homes that suit any lifestyle, from empty-nesters looking to downsize to new families looking for more space.
They have a large inventory of manufactured homes.
While the address is not provided, you can reach them at the phone number listed above.
Finding the Best Mobile Home Insurance in Sumter, SC
Reasoning: Sumter, SC, is susceptible to tornadoes. This endorsement offers additional protection against tornado-related damages for mobile and manufactured homes.
Reasoning: Sumter can be prone to flooding, especially during heavy rain events and tropical storms. Flood insurance is essential to safeguard your property from water damage.
Reasoning: Damage to mobile or manufactured homes caused by fallen trees can be common in Sumter, especially during storms. Tree removal coverage can help cover the cost of removing trees that have fallen on your home or property.
Reasoning: If you live in a mobile home park in Sumter, this endorsement provides liability coverage tailored to the unique risks associated with park communities.
Reasoning: Sumter can experience severe hailstorms, leading to damage to RVs. This endorsement provides additional protection against hail-related damages for RVs.
Reasoning: Sumter experiences significant rainfall and moisture throughout the year, leading to water damage to RVs. Water damage coverage helps protect your RV from water-related damages.
Reasoning: South Carolina boasts beautiful state parks, including the ones in Sumter. This endorsement offers added liability coverage when visiting these parks.
Reasoning: While on the road in and around Sumter, having RV roadside assistance coverage can provide peace of mind in case of breakdowns or other unforeseen incidents.
References:
CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.
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Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.
Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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