Covertree’s Comprehensive Guide!
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In case of major repairs or if your mobile home becomes uninhabitable, some policies offer coverage for temporary living expenses. Check if this is included or available as an optional add-on.
Research the claims process for each insurance provider. Read reviews or speak with current policyholders to assess their experience with filing and processing claims. A smooth claims process is crucial in times of need.
Start by researching insurance providers that offer coverage specifically for mobile, manufactured, or pre-fab homes in your choice of town or city. Look for reputable companies with a strong financial standing and positive customer reviews.
When looking for insurance, ensure that the policy explicitly covers manufactured homes. These homes have unique features and risks that may require specialized coverage different from traditional homeowners insurance.
Pay attention to the location of your manufactured home. Factors like proximity to flood zones, bodies of water, or areas prone to natural disasters may necessitate additional coverage like flood insurance or coverage for specific perils common to the area.
If you have any additional structures on your property, such as sheds or detached garages make sure that your insurance policy covers these structures as well. Confirm that the coverage limits for these structures are adequate.
Travel trailers, camping trailers, and
motor homes are typically insured under automobile, recreational vehicle, or special
policies.
The Michigan Department of Insurance and Financial Services (DIFS) plays a crucial role in assisting and protecting consumers in Michigan when it comes to insurance and financial services matters. As a dedicated regulatory body, DIFS provides valuable consumer information and actively investigates complaints filed against insurance providers and financial service entities. Moreover, DIFS offers support to consumers in resolving disputes related to insurance and financial services.
Address: 3239 Clover Parkway, Muskegon, MI 49444
Community Type: All Ages Community
Availability: 1 Home for Sale
Community Features: Off-Street
Parking
Additional Information: Offers
affordable lot rent that includes
Comcast cable television, wireless internet & trash removal. Allows fencing in your yard. Allows two pets per household with certain size restrictions.
Address: 17990 North Shore Road, Spring Lake, MI 49456
Community Type: All Ages Community
Availability: 1 Home for Sale
Community Features: Playground, Recreational Facilities, Waterfront
Year Built: 1957
Number of Sites: 123
Multisection Homes: 5%
Homes w/ Peaked Roofs: 20%
Homes w/ Lap Siding: 20%
Distance to water: 0.1 Miles
Address: 14700 State Road, Spring Lake, MI 49456
Community Type: All Ages Community
Availability: 1 Home for Sale, Rental Homes Available, Vacant Sites Available
Community Features: Playground, Clubhouse, Swimming Pool
Year Built: 1960
Number of Sites: 255
Multisection Homes: 15%
Homes w/ Peaked Roofs: 15%
Homes w/ Lap Siding: 15%
Distance to water: 0.6 Miles
Finding the Best Mobile Home Insurance in Norton Shores, MI
References:
CoverTree operates in CA as MHTree Insurance Services
CA license # 6009070
CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.
Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.
Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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