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No headache here. 
File your claim in three simple steps.

File a claim using the button below, or call us at (877) 417-8733

File a Claim

Securing futures with Covertree

Securing futures with Covertree


Gather Loss Details

Getting insured is as easy as answering a few short questions about your home.


File Your Claim

Choose your quote and apply online. No hassle, no paperwork, no application fees.


Cover the Losses

You’re covered. And it feels so good.

See stories from real policyholders

See stories from real policyholders

“I was very pleased when I contacted CoverTree. They listened to what I needed and got back to me when they said they would. It was a wonderful experience.”

Michele P.

Policyholder in Florence, AZ

It was so easy to work with Sara Phillips to get insurance with CoverTree! She was so friendly and helpful and was able to give me a lot of answers, recommendations and was quick to make any changes I needed to make. I recommend CoverTree.

A. “Almighty” Jones

Policyholder in Detroit, MI

I was calling around to get an insurance quote on our park model in Arizona since our current insurer decided to stop insuring park models in that state. Then found CoverTree. Quote was just slightly more than what we paid last year and the two reps, Sara and Troy, were extremely helpful and patient.

Jim Baird

Policyholder in Detroit, MI

My agent set me up with CoverTree and I am so glad she did. I have a better policy and saved $1,300. I will be referring everyone I know with a manufactured home to them. Thank you so much!!

Doug Campbell

Policyholder in Detroit, MI

Don’t sweat the small stuff. We’ll manage every step to your claim.

Don’t sweat the small stuff. We’ll manage every step to your claim.

1 File a claim online or by phone

Provide as much information as you can. The quicker, the better.

2 An adjuster is assigned

A customer-first mindset is maintained when building our technology, designing our insurance offerings, and working with policyholders. When you’re happy, we succeed.

3 An inspection is scheduled

We’ll schedule an inspection and make sure we accurately assess the claim.

4 Status updates are sent

Heads up, if we missed anything, we may request some additional information.

5 The losses are covered

If your claim is approved, we’ll make the payment as quick as possible.

Get covered in minutes. Everything should be this easy.

CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.

CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

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