Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome Sedona, AZ – Sedona, AZ is a premier tourism, recreation, resort, retirement, and art center. It is located in the stunning Red Rock Country and at the mouth of scenic Oak Creek Canyon, offering breathtaking panoramas and a mild climate. Sedona attracts over three million visitors annually and is known for its arts, culture, galleries, and diverse culinary scene.
Sedona’s economy is heavily reliant on tourism, with millions of people visiting the area each year. The city’s arts, culture, and music festivals draw talented artists and performers from around the world. Sedona’s natural beauty, hiking trails, golf courses, and tennis facilities make it an ideal destination for outdoor enthusiasts.
Sedona offers a wide range of attractions for visitors to enjoy. From world-class resorts to small motels and family-run bed and breakfast inns, there are accommodation options for every taste. The city is also home to unique shops, diverse art galleries, and spiritual and metaphysical offerings. Attractions in the area include Oak Creek Canyon, Slide Rock State Park, Red Rock State Park, Chapel of the Holy Cross, the Sedona Arts Center, Tlaquepaque, and Uptown Sedona with its retail shops, restaurants, and lodging facilities.
Sedona provides a variety of public park amenities, such as picnic ramadas, playgrounds, softball and soccer fields, and courts for basketball, tennis, pickleball, and volleyball. The city also has a dog park, skate park, military service park, performing arts venue, splash park, community pool, and wetlands preserve for wildlife viewing. Other community facilities include a community center, library, golf course, theaters, a historic museum, a performing arts center, and state-of-the-art medical facilities.
Sedona’s high desert terrain and mild four-season climate make it a perfect destination for outdoor activities year-round. Hiking, biking, golfing, and tennis are popular pursuits in the area. The unique red rock formations and sandstone towers make for stunning vistas and have been featured in many motion pictures. Sedona is also known for its energy vortexes, which are believed to have healing and spiritual properties.
With its thriving arts community, Sedona is a hub for visual and performing arts. The city is home to numerous galleries showcasing impressive artwork from local and international artists. Visitors can explore Sedona’s art scene, attend plays and festivals, and revel in the vibrant cultural offerings. The recognition of Sedona’s cultural significance is evident in its designation as a must-visit Arizona attraction.
To fully experience everything Sedona has to offer, it is recommended to plan for more than just a day or a weekend. The city’s natural beauty, healing energy, outdoor activities, artistic offerings, and spiritual significance make it a truly unique and captivating destination. So grab your hiking boots and immerse yourself in the wonders of Sedona’s red rocks and invigorating environment.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Sedona, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you! Here are some laws, rules, and ordinances related to mobile homes, manufactured homes, prefabricated homes, and RVs in Sedona, AZ
Greatest Sedona Income Growth By Neighborhood (last 5 years):
Best Sedona School Neighborhoods:
When compared nationally, Sedona’s violent crime rate is approximately average for its population size. The risk of becoming a victim of violent crime in Sedona is roughly similar to the national average.
Property Crime:
When compared to other communities in Arizona, Sedona’s crime rate is lower than roughly 47% of them. For its size, Sedona’s property crime rate is average when compared to other similarly sized communities across the U.S. There is an above-average chance of becoming a victim of property crime in Sedona compared to the national average. Sedona, AZ has a crime rate that is somewhat average, with the chances of being a victim of violent crime being similar to the national average. However, residents are at a higher risk for property crimes when compared to the national average. It’s always advised for residents and visitors to stay vigilant and take precautions, as is wise in any city or town.
Review the policy limits to ensure they provide adequate coverage for your mobile home and belongings. Calculate the value of your home and property to determine appropriate coverage limits.
Compare the premium costs from different insurance providers to find a policy that aligns with your budget. Remember to balance the cost with the coverage provided.
Research the reputation and financial stability of the insurance companies you are considering. Look for a provider with good customer reviews and a strong financial rating to ensure they can fulfill their obligations in the event of a claim.
If you're unsure about which insurance policy is best for your mobile, manufactured, or prefab home, consider seeking advice from insurance agents or brokers who specialize in this type of coverage. They can provide personalized recommendations based on your specific circumstances.
The value of your home is an important factor in determining the type and amount of coverage you need. You should look for a policy that offers adequate coverage to protect your investment and covers the cost of any necessary repairs or replacement.
Research the claims process of the insurance companies you are considering. Look for responsive and reliable customer service, as well as an efficient claims process, to ensure a smooth experience if you need to file a claim.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Sedona’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
These are some things you should look out for in an insurance plan for Sedona:
Given the climate and weather conditions in Sedona, AZ, it’s crucial to have coverage for specific weather-related events such as windstorms, hail, or monsoons. Checking the specifics of the policy to ensure these perils are covered is important.
If you own a boat or other watercraft, this coverage can help protect you from legal liability if someone is injured while on your vessel or if your boat causes damage to someone else’s property.
For mobile and manufactured homeowners with decks, patios, retaining walls, and sheds, outdoor property coverage helps protect these structures from damage or destruction due to weather-related incidents.
If you work from home, this coverage can protect your home and business assets against damages and liabilities.
Helps cover the additional costs of rebuilding your home to meet updated local building codes after it has been damaged.
Provides coverage for eco-friendly upgrades to your home, such as solar panels, eco-friendly heating and cooling systems, and more.
