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Risk:
Amarillo still experiences tornadoes, though their frequency seems to have declined in recent years. However, unexpected events like the destructive tornado in June 2023 showcase the area's vulnerability. The tornado index for Amarillo is notably higher than the national average, indicating an elevated risk.Insurance Recommendations:
Comprehensive Coverage: Ensure your homeowner's insurance includes wind and tornado damage coverage. Review deductibles and understand the extent of coverage.Risk:
Hailstorms are frequent, potentially causing extensive damage to properties and vehicles. Hail can affect large areas, leading to significant repair and replacement costs.Insurance Implications:
Comprehensive Auto Insurance: For vehicle protection, ensure you have comprehensive coverage that includes hail damage.Risk:
Amarillo occasionally faces heavy rainfalls leading to flooding, as evidenced by events causing hydroplaning and property damage.Insurance Implications:
Flood Insurance: Standard homeowner's policies often don't cover flood damage. Consider purchasing a separate flood insurance policy, especially if you reside in a flood-prone area.
What it is: Extends coverage to business property stored or used in the home.
Why it's needed: For those who run a home-based business or store business items at home, it ensures they're financially protected.
What it is: Compensates the homeowner for the full, current cost of replacing damaged property without factoring in depreciation.
Why it's needed: Ensures that in the event of a loss, the homeowner can replace items without incurring out-of-pocket expenses due to depreciation.
What it is: Coverage for the cost of repairing or replacing household appliances after mechanical or electrical failures.
Why it's needed: Household appliances are essential and can be expensive to repair or replace. This coverage minimizes those costs.
What it is: Provides added coverage for rebuilding expenses that go over the policy's stated limit.
Why it's needed: Rebuilding costs can escalate due to factors like increased materials prices or changes in building codes. This ensures full coverage.
What it is: Specifically covers repairs linked to foundation or water damage.
Why it's needed: Foundation repairs are costly, and water damage can lead to further complications like mold. This add-on provides targeted protection.
What it is: Additional insurance for valuable items like jewelry and furs, going beyond standard coverage limits.
Why it's needed: Valuable items can have costs that exceed standard policy limits, making this essential for full compensation.
The Texas Manufactured Housing Association's core mission is to champion the broader objectives and concerns of the manufactured housing sector across Texas.
The mobile home has been inspected, and an inspection approval form has been completed and issued verifying that the home is blocked and tied down in accordance with the required standards with no violations of these standards. The form may be on file with the TDHCA. If a form is not on file with the TDHCA or the form is over five years old, a new inspection approval form that indicates no violations of the blocking and tie down requirements must be obtained through an installer licensed by the TDHCA. 41 Effective October 1, 2008
defends against damages when drains, pipes, or sewers back up, but not from floods. Annual cost range: $50-$250.
aids in managing identity theft-related expenses, from legal fees to credit monitoring. Annual cost range: $20-$60.
Specialties: Mobile home and RV parts and supplies, heating, and air conditioning for RV/Mobile homes.
Overview: If you're seeking specialized items for your mobile home or RV, Chuck's is the one-stop-shop to find everything you need at affordable prices. Having served the Amarillo community for decades, Chuck's has an extensive inventory ranging from foundation covers to furnace parts, doors, windows, and many more.
Experience: With over 31 years in the industry, they follow a family tradition of mobile home service. Additionally, they are distributors of Coleman and Stylecrest products.
Ownership: The store was opened in the 1980s and is now owned by Don Logan since 1999.
Location & Contact: Information specific to the location and contact was not provided in the original text.
Location: 4634 East Amarillo Blvd Amarillo Tx, 79107
Overview: Amarillo Home Center is dedicated to helping families find their dream homes. Their focus is on ensuring a smooth home buying process from start to finish.
Achievements: Successfully helped 212 families move into their new homes in 2020 and aims to assist another 350 families in 2021.
Special Features: Custom-designed homes at a fraction of the cost compared to other corporate retailers.
Overview: Ideal for starting your home buying journey, Oakwood Homes offers a variety of manufactured and modular homes to fit any budget and need.
HouseSmart®: Focus on creating affordable, strong, and energy-efficient homes.
EnergySmart Zero™: Offers homes that promise significant energy savings over time.
BuiltSmart®: Quality products from the world's most trusted brands to ensure longevity.
Location: 6405 ARDEN ROAD AMARILLO, TX 79109
Overview: A well-maintained mobile home park close to various amenities and historic sites in Amarillo. Managed by Gemstone Communities, it offers a blend of active, family-friendly living.
Facilities: Clubhouse, recreation facilities, swimming pool, sidewalks, playground, and many more.
Lot Rent: Ranges from $650 - $350 per month which includes trash pickup, water, and sewer.
Location: 7900 SW 81ST AVENUE, AMARILLO, TX 79119
Overview: An exclusive 55+ community focused on community events and gatherings, offering an array of facilities from private parking to a spacious clubhouse.
Features: Gated property, pet-friendly neighborhood, low maintenance lifestyle, private yard, proximity to downtown Amarillo, professional on-site management, and more.
Location: 3401 North Vernon Street, Amarillo, TX
Overview: A family-owned establishment that has served the community since 1970. They offer a mobile home lease purchase program, making it accessible for families to own homes.
Facilities: The community ensures safety and cleanliness with average street widths, paved roads, and off-street parking. Pet-friendly, though certain breed restrictions apply.
Lot Rent: Ranges from $450 - $750 per month, inclusive of trash pickup, water, and sewer.
Finding the Best Mobile Home Insurance in Amarillo , TX
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