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Wyoming, MI has a tornado index higher than the state of Michigan and the U.S. average, indicating a heightened risk of tornado events.
Recommendations:
With 109 recorded flood events, it’s evident that Wyoming, MI faces potential flooding concerns, often associated with heavy rain.
Recommendations:
With 153 heavy snow events and 107 winter storms, Wyoming, MI faces winter-related challenges.
Recommendations:
Pay attention to the location of your manufactured home. Factors like proximity to flood zones, bodies of water, or areas prone to natural disasters may necessitate additional coverage like flood insurance or coverage for specific perils common to the area.
Each state, county, town or city has their own set of several laws and regulations that govern the placement and construction of manufactured homes. It is important to work with an insurance provider who is familiar with these laws and can offer you the right coverage accordingly.
It's essential to select an insurance provider with a solid reputation in the industry. Research the company thoroughly, and look for reviews and testimonials from other mobile, manufactured or prefab homeowners in your area.
If you're unsure about which insurance policy is best for your mobile, manufactured, or prefab home, consider seeking advice from insurance agents or brokers who specialize in this type of coverage. They can provide personalized recommendations based on your specific circumstances.
In case of major repairs or if your mobile home becomes uninhabitable, some policies offer coverage for temporary living expenses. Check if this is included or available as an optional add-on.
Some insurers offer special endorsements or riders that can be added to a standard policy to provide additional coverage for specific items or situations. Consider any special valuables or circumstances that might require such endorsements.
Travel trailers, camping trailers, and
motor homes are typically insured under automobile, recreational vehicle, or special
policies.
The Michigan Department of Insurance and Financial Services (DIFS) plays a crucial role in assisting and protecting consumers in Michigan when it comes to insurance and financial services matters. As a dedicated regulatory body, DIFS provides valuable consumer information and actively investigates complaints filed against insurance providers and financial service entities. Moreover, DIFS offers support to consumers in resolving disputes related to insurance and financial services.
Address: 444 Bellewood Street SE, Grand Rapids, MI 49548
Availability: 3 Homes for Sale, Rental Homes Available, Vacant Sites Available
Pet Policies: Dogs/cats allowed for $5/animal
Description: Pinebrook Village is an all-ages manufactured home community in Grand Rapids. It features a community room, on-site customer service staff, off-street parking, a playground, clubhouse, sidewalks, and more. The community was built in 1965 and consists of 185 sites. It is located about 4.1 miles from water, 3 miles from golf, and 2 miles from parks.
Address: 170 Camelot Blvd, Grand Rapids, MI 49548
Availability: 6 Homes for Sale, Rental Homes Available
Pet Policies: Breed restrictions apply
Description: Camelot Manor is a manufactured home community located in Grand Rapids. It offers a quiet community in a great location. The community features a clubhouse, swimming pool, playground, and more. It was built in 1970 and consists of 335 sites. It is approximately 3.2 miles from water, 2 miles from golf, and 2 miles from parks.
Address: 440 68th St. SW, Grand Rapids, MI 49548
Availability: 3 Homes for Sale, Vacant Sites Available
Pet Policies: Contact community for details
Description: Holiday Estates is a unique all-ages manufactured home community designed for convenience. It has a professional management staff, off-street parking, a clubhouse, playground, and recreational facilities. The community was established in 1998 and consists of 204 sites. It is approximately 3.4 miles from water, 1 mile from golf, and 2 miles from parks.
Finding the Best Mobile Home Insurance in Wyoming, MI
Reasoning: If you travel with pets in your RV, this endorsement offers liability protection for incidents involving your pets while on the road or at campsites.
References:
CoverTree operates in CA as MHTree Insurance Services
CA license # 6009070
CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.
Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.
Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.
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