Covertree’s Comprehensive Guide!
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
Flooding can severely impact cities, affecting their infrastructure, economy, and daily life. Here’s an overview of the flood risks faced by Maricopa.
With a moderate risk of flooding, Maricopa residents should prioritize flood preparedness and stay updated with city initiatives to counter these potential threats.
Beyond flooding, Maricopa faces several other environmental hazards, with wildfires being a significant concern.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
Choosing CoverTree’s insurance means you get:
Finding the Best Mobile Home Insurance In Maricopa
This commercial coverage provides protection against financial loss resulting from a temporary shut-down from a covered peril such as a fire, severe weather event, or natural disasters.
Provides an extra layer of liability protection beyond the limits of your underlying mobile home, manufactured home, prefabricated home, or RV insurance policy.
This commercial insurance can protect the mobile home or RV park community’s physical structures, such as the community center, pool, laundry room, and other community facilities against covered perils.
This insurance protects RV parks or mobile home community owners or operators against expenses and lost wages related to employees who sustain workplace injuries and risks associated with vacant properties, such as vandalism or theft.
Earthquake insurance is crucial for mobile homes, RVs, and other structures located in earthquake-prone areas, such as Maricopa, AZ. This coverage protects against damage or loss due to earthquakes. Arizona is located in an earthquake zone, and homeowners’ insurance policies typically don’t cover earthquake damage. Mobile/manufactured/prefabricated/RV homeowners or park owners should consider getting coverage for earthquake damage, which can help pay for repairs or replacement of the structure and personal property if they are damaged due to an earthquake.
Equipment breakdown coverage provides protection against the costs of repairing or replacing equipment, such as HVAC systems, water heaters, and appliances that break down due to mechanical or electrical failure.
Additional Living Expenses
Trees, shrubs, plants and lawns
Emergency Removal Service and Emergency Repair after a loss
Credit Card and Check Forgery
Fire Department Service
Food Spoilage coverage
Personal Injury Protection coverage
Golf Cart coverage
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