Covertree’s Comprehensive Guide!
Risks for Mobile Home Owners:Direct hit causing total loss of the mobile home.
Insurance Implications:Property Damage: Most standard mobile home insurance policies will cover damage caused by tornadoes, but it's crucial to ensure you have enough coverage to replace your home and belongings.
Risks for Mobile Home Owners:Hail can dent the exterior of a mobile home, break windows, or damage the roof.
Insurance Implications:Property Damage: Ensure your policy covers hail, wind, and lightning damage. Some policies might require a separate hail or windstorm endorsement.
Risks for Mobile Home Owners:Prolonged exposure to heat can warp or damage materials used in the construction of the mobile home.
Insurance Implications:Property Damage: While direct damage from temperature extremes might not be covered, the resulting damage (like a burst pipe) often is.
The mobile home has been inspected, and an inspection approval form has been completed and issued verifying that the home is blocked and tied down in accordance with the required standards with no violations of these standards. The form may be on file with the TDHCA. If a form is not on file with the TDHCA or the form is over five years old, a new inspection approval form that indicates no violations of the blocking and tie down requirements must be obtained through an installer licensed by the TDHCA. 41 Effective October 1, 2008
defends against damages when drains, pipes, or sewers back up, but not from floods. Annual cost range: $50-$250.
aids in managing identity theft-related expenses, from legal fees to credit monitoring. Annual cost range: $20-$60.
Finding the Best Mobile Home Insurance in Arlington , TX
These are some things you should look out for in an insurance plan for Arlington: