CoverTree Secures $13 Million in Series A Funding to Revolutionize Manufactured Home Insurance Read More

We keep you covered, wherever you’re planted.

It was so easy to work with Sara Phillips to get insurance with CoverTree! She was so friendly and helpful and was able to give me a lot of answers, recommendations and was quick to make any changes I needed to make. I recommend CoverTree.

A. “Almighty” Jones

Policyholder in Detroit, MI

Troy Roberts was extremely helpful and understanding of my needs in insurance coverage. He worked to get me the best price quotes. Thank you, Troy.

Debra DeWitt

Policyholder in Detroit, MI

My agent set me up with CoverTree and I am so glad she did. I have a better policy and saved $1,300. I will be referring everyone I know with a manufactured home to them. Thank you so much!!

Doug Campbell

Policyholder in Detroit, MI

“I was very pleased when I contacted CoverTree. They listened to what I needed and got back to me when they said they would. It was a wonderful experience.”

Michele P.

Policyholder in Florence, AZ

I just got off the phone with Victor P. and he was AMAZING with assisting me with all my payment issues!! Big shout out THANK YOU!!!! He needs a raise :-)


Policyholder in Michigan

I was calling around to get an insurance quote on our park model in Arizona since our current insurer decided to stop insuring park models in that state. Then found CoverTree. Quote was just slightly more than what we paid last year and the two reps, Sara and Troy, were extremely helpful and patient.

Jim Baird

Policyholder in Detroit, MI

We cover more than you think

We cover more than you think


If something happens to your home – or any attached structures on your property – we’ll cover the repairs or the rebuild.

It not just stuff. It’s your life. And if there’s ever a theft, fire, or other unfortunate event, we’ll help with the repair or replacement.

Our coverage protects you from bodily injury or property damage to others (or their stuff) – at home or anywhere else.

If your home is somehow destroyed or uninhabitable, we’ll provide you the funds to continue your lifestyle, including the cost of living elsewhere.

For covered risks, we’ll help you repair or replace structures on your property—a fence, for instance.

If an injury happens on your property, you can be liable—and we’ll help cover those expenses.

Get covered in minutes. Everything should be this easy.

Different products for different needs

Different products for different needs



Protect your home and family from the worst disasters. Up to $500,000 in home value, personal property, and other structures. You deserve to be protected.

Apply Now


Protect your family and belongings from what life might throw at you. You have collected a lifetime of treasures. Renters insurance helps you get back on your feet.

Apply Now


You worked hard for your investment. With landlord insurance, you can protect hard earned assets and avoid litigation. Flexible options maximize your return and budget.

Apply Now

Insuring homes of all shapes and sizes

Insuring homes of all shapes and sizes

Single, Double or Triple Wide



Stationary Travel Trailer

Park Model

Tiny Home

CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.

CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

Copyright © 2022 CoverTree Inc. All rights reserved