Any questions?
(877) 417-8733

Manage Payments
Get covered

Protecting Your Manufactured Home in Grand Prairie, TX.

Covertree’s Comprehensive Guide!

Powered by

Disclaimer: Data Accuracy and Sources

The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can't guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.

A Guide to Mobile Home Insurance in Grand Prairie, TX: Costs, Coverage, and Considerations

Welcome to Grand Prairie, Texas -a mosaic of history, culture, and recreation! Situated between the vibrant cities of Dallas and Fort Worth, Grand Prairie is a nexus of culture, history, and natural beauty, providing a unique blend of the Texan experience. Its strategic location has shaped its historical importance and modern development, making it a key player in the evolution of the North Texas region.

Grand Prairie's history dates back to 1863 when Alexander McRae Dechman, a settler from Birdville, traded his oxen and wagon for land here, envisioning the growth potential of the region. As railroads proliferated in the late 19th century, so did Grand Prairie's prominence as a transport hub. The introduction of the Texas Interurban Railway in the early 20th century further integrated Grand Prairie into the rapidly expanding Dallas-Fort Worth metropolitan area.

Grand Prairie has played a crucial role as an industrial powerhouse, especially during World War II. It was home to the North American Aviation plant, which produced thousands of aircraft for the war effort. This historical significance has transitioned into a modern industrial prowess, with the city housing numerous corporations and distribution centers, benefiting from its prime location in the heart of DFW.

Trinity River winds its way through Grand Prairie, providing ample opportunities for fishing, kayaking, and scenic walks. The city is also home to the expansive Joe Pool Lake, offering a getaway for those who enjoy boating, camping, and picnicking. For family-friendly fun, there's Epic Waters Indoor Waterpark, a massive, year-round aquatic wonderland, and Lynn Creek Park with its beautiful beach and marina. For a dose of nature, the nearby Cedar Hill State Park offers miles of trails and bird-watching opportunities.

The city has not just rested on its natural laurels; its man-made entertainment venues are equally compelling. The historic Uptown Theater, built in the 1950s, has been restored to its former glory and offers an intimate setting for concerts and plays. The annual Main Street Fest is a celebration of the local community, bringing together residents for a weekend of music, food, and art. Additionally, the Grand Prairie Farmers Market is a testament to the city's agricultural roots, providing fresh produce and artisanal products throughout the year.

Understanding Mobile home Insurance in Texas.

Do I Need Mobile Home Insurance in Texas?

  • Optional, but often required by lenders and mobile home communities.
  • Lenders can't mandate coverage that surpasses home and content replacement value.
  • Strongly recommended for financial protection against damages.

Texas Mobile Home Insurance Costs Explained

Mobile home insurance is essential for safeguarding your most valuable asset. Prices in Texas typically range from $250 to $1,300 annually, influenced by various factors. Deciding between actual cash value and replacement cost coverage will also impact both premiums and compensation amounts in case of a claim.

Insurance rates are influenced by:

  • Geographic area (land value, crime rate, and environmental threats).
  • Home's value, size, and location.
  • Home's age.
  • Chosen liability coverage.
  • Desired personal property coverage amount.
  • Selected deductible.
  • Actual Cash Value: Compensates the current value of the home, accounting for depreciation. *
  • Replacement Cost: Covers the cost of a new, similar home regardless of the original home's age or previous value. **

* e.g. A five-year-old home bought for $50,000 but now worth $35,000 will be compensated at $35,000.
** Typically has higher premiums but offers more compensation during a claim.

Unique Considerations for Texas Mobile Home Insurance!

  • Wind and hail coverage may be excluded for homes near the coast.
  • Purchase flood insurance via the National Flood Insurance Program if difficult to find in the private market.
  • For wind and hail coverage, consider Texas Windstorm Insurance Association (TWIA).

Mobile Home Insurance Coverage in Texas:

  • Dwelling coverage: Protection for permanent structures attached to the home.
  • Personal property: Covers belongings if damaged or stolen.
  • Liability protection: Provides financial protection in case a guest is injured on your property.
  • Other structures: Coverage for free-standing structures on your property, e.g., sheds or fences.
  • Additional living expenses: Covers costs if home becomes uninhabitable due to a covered loss.

Filing a Mobile Home Insurance Claim in Texas:

  • Insurance companies must acknowledge the claim within 15 days.
  • Companies have 15 business days to accept or deny a claim, with potential for extensions in the event of major disasters.
  • Possible 45-day decision timeframe if reasons are provided for delay.
  • Failure to adhere to deadlines could result in the company being sued for the claim amount, interest, and legal fees.

Tips for Purchasing Mobile Home Insurance in Texas:

  • Mobile home insurance is often pricier than standard homeowners insurance.
  • Best way to get affordable rates is to compare quotes from various companies.
  • Online quotes might not be available; be prepared to call companies.
  • Customizable policy options available to cater to individual needs.

Remember, while insurance might seem optional, it provides invaluable peace of mind against potential financial setbacks.

Choosing the Ideal Texas Homeowners Insurance Policy:

The apt insurance policy largely hinges on your home type, repair or rebuilding costs, and the worth of your belongings. It's often a smart move to opt for the most robust protection within your budget. This is especially true if you haven't set aside a significant emergency fund. Though a comprehensive policy with a lower deductible might require higher premiums, it ensures quick recovery after a substantial loss.

As your savings grow, you might consider increasing your deductible to decrease your premium. But here's a pro tip: sometimes, a $1,000 deductible isn't much pricier than a $5,000 one. In such instances, the minimal extra expense can prove invaluable in the event of a large claim.

The location of your mobile home, particularly the zip code in Texas, is a significant factor.

Did You Know ?

Mobile homes in Texas are subject to the Mobile Home Commission Act!

You Need: The HO-7: Texas Mobile Home Form

  • For Texas residents who own a mobile home, the HO-7 insurance form is crucial.
  • This insurance covers both your dwelling and personal property.
  • The HO-7 offers comparable coverage to the HO-3 policy.
  • One thing to remember: if you plan on moving your mobile home, the HO-7 doesn't always cover it while in transit. You may need to consider supplemental insurance in such cases.

What Does an HO-7 Policy Cover?

Type of Homes: Mobile or manufactured homes (trailers, single/double-wide mobile homes, RVs, modular homes, etc.).

Open perils, covering almost everything unless specifically excluded.
Named perils, only covers for specific causes of loss listed on the policy.
Coverage is based on replacement cost, not the market rate.
Coverage for named perils only. Examples of named perils: lightning, hail, fire, theft, vandalism, explosions, water damage from plumbing, etc.
Sub-limits for certain valuables (e.g., jewelry, firearms, electronics). Jewelry: $1,500 (theft-only) Firearms: $2,500 Electronics: Varies
Protection against bodily injuries or property damage you’re found liable for.
Covers expenses if the mobile home becomes uninhabitable.
Covers medical expenses for injuries in the mobile home (surgery, ambulance fees, X-rays, etc.).

What Does an HO-7 Policy NOT Cover?

Personal property damage that doesn't fit the named perils.

Exclusions include:

  • Floods
  • Hurricanes
  • Mold (Limited Coverage Might be Possible to Add)
  • Earthquakes (Separate Policy Might be Available)
  • Vandalism to Vacant Dwellings
  • Wear and Tear
  • Damage From Pets
  • Intentional Acts
  • Neglect
  • Government Actions

Understand The HO-3: Texas Special Form

The HO-3 policy is the predominant homeowners insurance in Texas. It offers open-peril coverage for homes and related structures, covering all damages unless specifically excluded.

Exclusions typically include:

  • Earthquakes
  • Floods
  • Damage from insects & vermin
  • Wear, neglect, or intentional damage
  • Wind/hail damage to trees
  • Vacancies, continuous water leaks
  • Sewer backups, acts of war
  • Certain mold cases

Personal property, however, is only covered for specified risks.

Additional Insurance Policy Options:

Even if you’ve chosen the HO-7 or another base form for your policy, you might still want to contemplate additional coverage for specific scenarios. Here are some prevalent options:

This is a basic policy, covering only named perils. It offers actual cash value instead of replacement cost coverage. Designed mainly for vacant properties or standalone structures, all occupancy types can avail of this policy. However, for liability or personal property coverage, you’ll have to incorporate these features.
Also termed a landlord’s policy, the DP-3 is tailored for rental properties. It covers the property’s structure, provides liability coverage for accidents, and even ensures your rental income in case your tenants need to vacate due to a covered loss.
An essential policy if someone incurs severe injuries on your property with damages soaring above $1 million. This policy offers extra liability coverage exceeding the limits of a standard homeowner’s insurance policy. You would need a substantial underlying coverage to qualify.
For those treasured high-value possessions, like jewelry or electronics, a scheduled coverage is necessary. This is because typical personal property coverage under your dwelling policy has limits on payout for such items.
This coverage is your safeguard against costly damages arising from sump pump failures or sewer backups. Without this endorsement, such water damages won’t be covered.
Fires, floods, and other disasters can strike at any time, and these events usually occur when you least expect them. Unless you have the funds to make the needed repairs, you could be stuck without a home. Starting from scratch can be almost impossible. Insurance is a life-saving necessity for you and your family.

Even though you don't want to think about possible disasters, it's vital for everyone to understand their possible risks so that they can prepare for the unthinkable. With an effective insurance plan, you can live worry-free of losing your items or home.

Choosing the Right Mobile Home Insurance for Grand Prairie, TX.

Weather Risks:

Severe Thunderstorms, Hail & Tornados:

Grand Prairie, positioned in the heart of Texas, is no stranger to the wrath of severe thunderstorms. These storms, which can occur at any time of the year, though predominantly in the spring, bring along heavy rain, fierce winds, and the roar of thunder. Accompanying the rain and thunder might be hail - frozen rain droplets falling at high velocities, posing threats to property and personal safety. It's crucial to remember that the presence of thunder indicates potential lightning strikes. Seeking shelter immediately, avoiding metal objects, and waiting for a good 30 minutes post the last clap of thunder is recommended.
Another menacing offshoot of severe storms is tornadoes - violent whirlwinds capable of causing substantial damage and loss. Grand Prairie residents need to be vigilant, especially when tornado warnings are issued. Immediate action like seeking shelter in the most interior room of a building, avoiding windows, and never attempting to outrun a tornado in a vehicle can be life-saving.

Flooding Risks:

Among the myriad of natural hazards, flooding stands out as the most deadly in Grand Prairie. Flash floods, which form and move swiftly, pose an instantaneous risk, while gradual flooding provides a tad bit more time to react. Yet, both can be disastrous, given the mere six inches of moving water has the force to knock an adult off their feet. Residents are constantly reminded of the golden rule - "Turn around, don’t drown!" Evacuating low-lying areas, avoiding already flooded regions, and being alert about the vehicular stalling in high waters can prevent catastrophes. Residents in flood-prone areas might also consider checking their eligibility for the National Flood Insurance Program to safeguard their properties.

Extreme Temperatures (Heatwaves/Cold Snaps):

The scorching Texan sun can lead to extreme heat periods, especially when coupled with high humidity levels. Such conditions are not just uncomfortable but can result in severe heat-related ailments. It's essential to stay hydrated, use sunscreen, and if possible, remain indoors during peak heat hours. Conversely, while snow can paint a picturesque winter wonderland, the hazards it brings cannot be overlooked. Freezing rain, especially, forms a layer of slippery ice on roads and sidewalks, making mobility a challenge. Grand Prairie residents are advised to wear warm clothing, be cautious while driving, especially on overpasses and bridges, and ensure proper functioning of all heating devices at home to stay safe during such times.

While Conroe offers many benefits, it's imperative for mobile home owners to be prepared and insured against these weather risks to ensure their safety and the longevity of their investment.

Recommended Neighborhoods in Grand Prairie, TX.

  • Grand Peninsula
  • State Hwy 360 / Lynn Rd
  • Loyd Park
  • Mira Lagos
  • Sheffield Village South
  • Westchester
  • Kingswood Blvd / Magna Carta Blvd
  • Florence Hill
  • Riverside Pkwy / Lake Point Dr
  • S Carrier Pkwy / Bardin Rd

Property Crime Rates in Grand Prairie, TX.

Grand Prairie, a city with a diverse community and numerous attractions, presents a multifaceted perspective when it comes to crime rates. While its overall crime rate might seem daunting in the broader context of the national average, it is the nature and breakdown of these crimes that provide a clearer picture.

  • Out of the total reported crimes, property crimes significantly overshadow violent crimes in Grand Prairie.
  • These property crimes encompass motor vehicle theft, arson, larceny, and burglary.
  • Grand Prairie records a property crime rate of 17 per one thousand residents.

This figure indicates that individuals in Grand Prairie face an above-average risk of falling victim to property crimes compared to residents in other American cities and towns of all population sizes. To put it in more tangible terms:

  • The odds of a Grand Prairie resident becoming a victim of property crime stand at 1 in 58.

Such numbers, though concerning, are essential for residents and city officials alike. Awareness of these statistics helps in formulating preventive measures, fostering community watch programs, and implementing security enhancements. Furthermore, understanding the nuances between violent and property crime rates can better guide local law enforcement strategies and community education efforts.

While Grand Prairie boasts many merits and attractions, addressing and continuously monitoring its property crime rates is imperative for the safety and well-being of its residents.

Choice of 6 insurance coverage in Grand Prairie, TX.

Accidental Damage:

What it is: Coverage for unintentional direct physical losses not specifically excluded or limited.

Why it's needed: Accidents happen, and this ensures unexpected damages are covered.

Scheduled Personal Property Coverage:

What it is: Increases the coverage amount for specific, valuable personal property items.

Why it's needed: Standard policies might not fully cover high-value items. This customization ensures adequate coverage.

Extended Replacement Cost Coverage:

What it is: Boosts the limits of dwelling coverage, ensuring homes are rebuilt using similar materials.

Why it's needed: Protects against escalating building costs, ensuring homes are fully restored.

In Motion:

What it is: Coverage specifically designed for mobile homeowners who frequently relocate their homes, offering protection against damages or losses that might occur while the manufactured home is being transported or is "in motion."

Why it's needed: Provides financial security against various risks such as accidents, adverse weather conditions, or other unforeseen events when transporting a mobile home.

Loss of Rent Coverage:

What it is: If a mobile home is rented out and becomes uninhabitable due to a covered event, this provides compensation for lost rental income.

Why it's needed: For property owners who rely on rental income, it ensures financial stability after unexpected events.

Cyber Security Coverage:

What it is: Protection against risks related to digital threats, like hacking, data breaches, or ransomware.

Why it's needed: As homeowners increasingly rely on smart devices and home networks, they become targets for cyber-attacks, making this coverage ever more essential.

Did You Know ?

Individuals living in manufactured home communities, who typically buy their manufactured home and rent the lot, are subject to different laws. However, if you live in a mobile home outside these communities, you're governed by the same laws as house or apartment renters, primarily found in Chapter 92 of the Texas Property Statutes.

Mobile Home Facts : Texas

Treatment of Manufactured Home as Real Property:

  • Once a "real property election" for a manufactured home is completed, the home is deemed as real property.
  • This status remains unless the home is moved, the election changes, or the property's use alters.
  • Once a statement of ownership and location is given by the department, it's final. Changes can only be made if all parties agree, or specific procedures are followed.
  • If taking responsibility for a Statement of Ownership, ensure all housing department steps are followed, including necessary notifications.

According to the Texas Underwriting Manual TX: 12.24:

  • 12.24.3: Any manufactured housing unit on the property isn't included in the land described in this commitment or policy.
  • 12.24.4: Upon a lender's request and payment as specified in R-11(e), the T-31 and/or T-31.1 Endorsements can be issued; T-31.1 can be given to both the owner and the lender.

Learn about the TMHA!

The Texas Manufactured Housing Association's core mission is to champion the broader objectives and concerns of the manufactured housing sector across Texas.

Consisting of devoted professionals, TMHA actively advocates for their members and the broader Texas manufactured housing community, especially through dedicated representation in the Texas Legislature. Being a member-driven association, their main emphasis is on equipping their extensive network of over 1,400 members with vital resources and insights to thrive in their businesses.

If you're part of the manufactured housing sector and haven't yet joined TMHA, we highly recommend you do so immediately!

Learn about Texas Homeowner Assistance: Two Vital Programs!

Texas residents who are struggling with home-related expenses have two vital assistance programs available: the Texas Homeowner Assistance Program due to the COVID-19 pandemic and the Homeowner Assistance Program (HAP) following Hurricane Harvey.

Treatment of Manufactured Home as Real Property:

Purpose: Support homeowners impacted by Hurricane Harvey to repair, rebuild, and enhance their homes.

Services Offered: Financial support for affected homeowners.

Homeowner Assistance Program (HAP):

Purpose: Support homeowners impacted by Hurricane Harvey to repair, rebuild, and enhance their homes.

Services Offered: Home repairs and rehabilitation I Home reconstruction I Enhancements for better resilience against natural disasters I Elevating homes above flood levels along with reconstruction aid I Temporary relocation aid

Residents are encouraged to assess their eligibility and take advantage of these programs to secure and improve their homes.

Texas Coastal Property Insurance Pool Programs!

The Texas Coastal Insurance Pool (TCIP), formerly known as the Texas Windstorm Insurance Association (TWIA), is a vital insurance entity designed to protect homeowners in the Texas coastal regions. Established in the face of limited private insurance options, the TCIP provides wind and hail coverage to properties located in certain parts of Texas's seacoast territory.

Key Features:

Primarily, the TCIP offers windstorm and hail damage insurance for homeowners who might not find coverage in the private market due to the heightened risk associated with coastal regions.
Residential and commercial properties in the 14 coastal counties and certain parts of Harris County (east of Highway 146) are eligible. However, to qualify, properties must comply with the windstorm building code for the region.
While the TCIP operates similarly to a typical insurance company, it is different in its financial structure. In the case of significant catastrophic losses, the association has the ability to recoup losses through premium surcharges or bonds, ensuring continuity of coverage for its policyholders.
With the growing threat of hurricanes and tropical storms in the Texas coastal regions, the TCIP plays a pivotal role in ensuring that homeowners can obtain the necessary insurance protection against these natural disasters.

Rates:

Inland of the Intracoastal Canal $2.50 per $100 coverage 42 Effective October 1, 2008 Seaward of the Intracoastal Canal $5.00 per $100 coverage

Eligibility for TWIA:

A mobile home located in a designated catastrophe area that meets the following criteria is eligible to be insured under the T.W.I.A. Dwelling Policy with Form No. TWIA-411, Conversion to TWIA Manufactured Home Policy attached to the policy.

The mobile home complies with the definition of manufactured home under the rules and regulations of the Texas Department of Housing and Community Affairs (TDHCA).
The mobile home is occupied solely as a one or two family residence.
The mobile home is blocked and tied down in accordance with the current state generic standards promulgated by the TDHCA or with the manufacturer’s installation instructions.

The mobile home has been inspected, and an inspection approval form has been completed and issued verifying that the home is blocked and tied down in accordance with the required standards with no violations of these standards. The form may be on file with the TDHCA. If a form is not on file with the TDHCA or the form is over five years old, a new inspection approval form that indicates no violations of the blocking and tie down requirements must be obtained through an installer licensed by the TDHCA. 41 Effective October 1, 2008

Homes manufactured on and after September 1, 1997, must be designated by the manufacturer as Zone II homes to be insurable through the Association.

Additions to Mobile Homes:

  • A site-built addition attached to a mobile home will rate as part of the mobile home.
  • A building certification from the Texas Department of Insurance is required for the site-built addition.
  • Separate structures (not physically attached to the mobile home) are not eligible for insurance under the T.W.I.A. Dwelling Policy with Form No. TWIA411, Conversion to TWIA Manufactured Home Policy attached to the policy. Refer to eligibility requirements for insurance under the Association’s Dwelling Policy.

Limit of Liability:

The maximum limit of liability for a mobile home, including any site-built additions attached to the home, and household goods is $84,000.

Deductibles:

  • 1. The following deductibles are mandatory under the T.W.I.A. Dwelling Policy with Form No. TWIA-411, Conversion to TWIA Manufactured Home Policy attached to the policy. a. Homes located inland of the Intracoastal Canal: 1% of limit of liability with a $250 minimum (TWIA Form No. 570) b. Homes located seaward of the Intracoastal Canal: 2% of the limit of liability with a $250 minimum (TWIA Form No. 575)
  • 2. Deductibles apply separately to the home and household goods items on the policy.

Policy Forms & Endorsements:

The following policy form is to be used: T.W.I.A. Dwelling Policy with Form No. TWIA-411, Conversion to TWIA Manufactured Home Policy attached to the policy

Know Your Rights!

Even though it's not a legal requirement in Texas, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Texas:

Important Endorsements in Texas:

Endorsement (T-31.1)

What it is: Provides coverage that a manufactured housing unit has been affixed to the land, has been converted to real property and that there are no personal property taxes or personal property liens attached to the MHU.

Why it’s needed: This endorsement is issued in conjunction with a T-2 Loan Policy to insure a manufactured housing unit located on the land. Manufactured housing includes mobile homes and other manufactured housing permanently attached to the land as a fixture.

Sinkhole Endorsement:

What it is: An addition or modification to a standard insurance policy that provides coverage for damages caused by sinkholes. A sinkhole is a depression or hole in the ground caused by the collapse of a surface layer, often due to the dissolution of limestone or other soluble rocks below the surface. When it occurs under a property, it can cause significant damage or total loss of the structure.

Why it's needed: Not all standard homeowners' insurance policies cover damage caused by sinkholes. In areas prone to sinkhole activity, this endorsement is crucial. A sinkhole can render a home uninhabitable, and without this coverage, homeowners could face substantial financial losses. By adding this endorsement, homeowners are protecting their investment and ensuring they won't be left without resources to repair or rebuild in the event of a sinkhole disaster.

Sudden and Accidental Discharge, Eruption, Overflow or Release of Water or Steam:

What it is: This endorsement provides coverage for damage caused by the unexpected and unintentional release of water or steam from plumbing, heating, air conditioning, or automatic fire protective systems within the mobile home.

Why it's needed: Mobile homes, like any other residential structure, are vulnerable to unforeseen internal water or steam damage, which can be costly to repair. Such incidents might include a burst pipe, malfunctioning water heater, or broken appliance hose. By adding this endorsement to their insurance policy, mobile homeowners can protect themselves financially from the damages and repair costs resulting from these sudden and unexpected events.

Additional Policy Riders for Mobile Home Insurance in Texas:

Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.

Provides protection against flood-related damages, excluding waterline or sewer backups. Average annual cost: $700.
The mobile home is occupied solely as a one or two family residence.

defends against damages when drains, pipes, or sewers back up, but not from floods.  Annual cost range: $50-$250.

helps homeowners meet current building codes during repairs or reconstruction, ensuring updates to older homes meet modern standards. Costs: Anywhere between 10% to 25% of dwelling coverage.
offers specialized coverage for high-value items like jewelry or art.
is for home-based businesses, ensuring business property stored at home is covered. Costs vary based on asset value.

aids in managing identity theft-related expenses, from legal fees to credit monitoring. Annual cost range: $20-$60.

Adding any rider will increase your premiums, influenced by location, risk profile, chosen coverage, and deductible. Riders can be added during initial policy purchase, at renewal, or anytime during the policy period. Some carriers might not offer all endorsements, so shopping around might be necessary.

Finding A Manufactured Home or Mobile Home Community In Grand Prairie, TX

If you're in the market for a mobile or manufactured home in Grand Prairie, it's important to have access to reliable and trustworthy information. We have compiled valuable information about the best local manufactured home dealers and communities in Grand Prairie.

Hardrock Park

About: A picturesque manufactured home community perfect for families, offering relaxation and various amenities.
Pet Policy: Small breed dogs are allowed (up to 2 per leased space). Restrictions on vicious breeds and leash regulations apply.
Nearby Attractions: Some of the attractions include Epic Waters Indoor Waterpark, Ripley’s Believe It Or Not!, Prairie Lights, Grand Prairie Farmers Market, and the Uptown Theater.

Riveridge MHC

Location: 1257 Candlewood Place, Grand Prairie, TX 75050
Contact: (972) 642-8678
About: A welcoming, tree-lined community equipped with amenities like a playground, BBQ grill, and a pavilion. Ideally situated, it offers quick access to recreation, shopping, restaurants, and nightlife.
Office Hours: Monday-Friday from 9 am to 5 pm.

The Oaks at Arlington

About: A part of Oak Wood Properties, this community is positioned in Arlington with various amenities like playgrounds and basketball courts.
Location: 2501 W. Sublett Road.
Arlington, TX 76017
Contact: (817) 557-4446

Grand Place

About: A community with an assortment of manufactured home amenities and located near a top-rated school district and various attractions.
Pets: This is a pet-friendly community. Amenities: Includes a basketball court, clubhouse, picnic area, and swimming pool among others.

Shady Grove Ranch

Location: 3129 Racehorse Drive, Grand Prairie, TX 75050
Contact: 972-790-0664
About: A family-oriented community offering a selection of manufactured home amenities, and located near a quality school district and various attractions.
Pets: They welcome pets and are equipped with amenities like a playground and soccer field.

Factory Showcase Homes LLC

About: Not just a community, but a dealer that specializes in tiny homes, offering a walk-through experience to discover unique features of their homes.
Amenities: Homes are equipped with features like high-quality cabinetry, metal roofs, full-size stainless steel appliances, and spacious lofts.
Contact: 682-400-8590

These are just a few of the best local and national manufactured home retailers, manufacturers, dealers, and communities in Grand Prairie, TX. When choosing a manufactured home, it's essential to do your research and find a reputable provider that meets your needs and budget.

Finding the Best Mobile Home Insurance in Grand Prairie , TX

It's essential to compare quotes from various insurance providers and work with local agencies that understand Conroe's specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!

These are some things you should look out for in an insurance plan for Grand Prairie:

  • Coverage: Provides additional protection against damage caused by natural disasters such as tornadoes, floods, hurricanes, and hail storms.

  • Importance for Grand Prairie: Given its location in Texas, Grand Prairie can be susceptible to severe weather events, making this coverage essential for mobile home owners in the region.

  • Coverage: Protects against water damage caused by the backup of sewers or drains, and the overflow of a sump pump.

  • Importance for Grand Prairie: Flooding and water backup issues can arise, especially in heavy rains or storm situations.

  • Coverage: Protects the mobile home while it’s being moved from one location to another.

  • Importance for Grand Prairie: If a homeowner decides to relocate their mobile home within or outside Grand Prairie, this coverage is crucial for ensuring any damages during transit are covered.

  • Coverage: Offers protection for structures not attached to the mobile home, such as sheds, garages, or decks.

  • Importance for Grand Prairie: Many mobile home properties in Grand Prairie may have additional structures, which also need protection against potential damage or theft.

  • Coverage: Covers the cost to replace personal belongings inside the mobile home, such as furniture, electronics, and clothing.

  • Importance for Grand Prairie: Theft or damage to personal property can happen anywhere, and Grand Prairie residents are no exception.

  • Coverage: Protects against legal and medical expenses if someone is injured on the property.

  • Importance for Grand Prairie: Accidents can occur, and having liability protection ensures homeowners aren’t burdened with unexpected legal or medical bills.

Now that you've got the lowdown on mobile home insurance coverage in Grand Prairie TX, don't hesitate to get a CoverTree quote now.

References: 

Understand

Choose

Facts

Communities

CoverTree Favicon

(877) 417-8733

team@covertree.com

Facebook Twitter Instagram Linkedin
Click here

Services

Company

Click here

CoverTree operates in CA as MHTree Insurance Services

CA license # 6009070

Michigan Chamber of Commerce Logo
BBB - Accredited Business
Green Business Bureau Logo
Manufactured Housing Institute Member logo

CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

Copyright © 2022 CoverTree Inc. All rights reserved

CoverTree Brand Logo

Any questions?
+1 (877) 417-8733

Enter your address for an instant quote.

Street Address