Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Paradise Valley, AZ – a picturesque town nestled between the scenic McDowell Mountains to the east and Camelback Mountain to the south. Originally a rural area, it was named by surveyors sent by the Rio Verde Canal Company in 1889, who were captivated by the beauty of the desert landscape. Today, Paradise Valley continues to be known for its natural beauty and upscale ambiance, attracting celebrities and affluent residents.
Paradise Valley is conveniently located in the heart of the Scottsdale-Phoenix metro area. Its economy is driven by the hospitality and medical trades, with several world-class resorts and medical plazas in the town. The area offers scenic attractions such as biking and hiking trails in the Phoenix Mountain Preserve, which provide breathtaking views of the valley.
Residents and visitors can also explore various community facilities in nearby Scottsdale and Phoenix, including libraries, parks, theaters, museums, art galleries, and shopping centers. Additionally, the town is home to the Goldwater Memorial, a major work of art that celebrates the life of Senator Barry Goldwater, who retired to Paradise Valley after serving in the U.S. Senate for three decades.
Some of Paradise Valley’s best attractions include:
Cosanti: The home and sculpture studio of Paolo Soleri, an Italian-American architect known for his concept of “Arcology” (architecture coherent with ecology).
Lon’s at the Hermosa Inn: A charming restaurant located in the historic Hermosa Inn, which was originally built in 1930 as the home of cowboy artist Lon Megargee.
Jade Bar: Located at the luxurious Sanctuary on Camelback resort, Jade Bar offers a secluded patio with unparalleled panoramic views of the city.
Wasted Grain, R Bar, Kazimierz World Wine Bar, and Coach House are popular options for nightlife in Paradise Valley. Accommodation options in Paradise Valley include the Sanctuary on Camelback, a luxurious resort nestled in the foothills of Camelback Mountain. The resort offers private mountainside and spa casitas with stunning views. Paradise Valley Mall is a family-friendly shopping destination with popular anchor stores, a children’s play area, and a large food court.
For those considering moving, Paradise Valley offers a wide range of luxury homes and properties to choose from, each with its own unique character and style. From sprawling estates with stunning desert views to contemporary homes that seamlessly blend indoor and outdoor living spaces, there’s a home for every lifestyle and preference.
Whether you’re a longtime resident or new to the community, Paradise Valley is a place that’s sure to make you feel welcome and at home. Come explore all that this picturesque and vibrant community has to offer!
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Paradise Valley, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
Social Facilities: 21 out of 22 at severe risk.
For Income Growth (last 5 years):
For Quality Schools:
Property Crime Rates:
Violent Crime Rate:
So what this means is that Paradise Valley has a below-average violent crime rate compared to the national average, but residents have an above-average chance of becoming a victim of property crime, with a 1 in 68 likelihood!
Make sure the policy covers your personal belongings inside the home, from furniture to electronics. Regularly update the inventory of your belongings, as their total value can influence the amount of coverage you need.
Each state, county, town or city has their own set of several laws and regulations that govern the placement and construction of manufactured homes. It is important to work with an insurance provider who is familiar with these laws and can offer you the right coverage accordingly.
It's essential to select an insurance provider with a solid reputation in the industry. Research the company thoroughly, and look for reviews and testimonials from other mobile, manufactured or prefab homeowners in your area.
Your living situation and the value of your belongings can change over time. Periodically review and update your insurance policy, at least annually, to ensure you maintain adequate coverage.
In case of major repairs or if your mobile home becomes uninhabitable, some policies offer coverage for temporary living expenses. Check if this is included or available as an optional add-on.
Some insurers offer special endorsements or riders that can be added to a standard policy to provide additional coverage for specific items or situations. Consider any special valuables or circumstances that might require such endorsements.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Paradise Valley’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
These are some things you should look out for in an insurance plan for Paradise Valley
This coverage protects against damage caused by sewer or water backups into your home. It can help pay for repairs and cleanup if you experience a backup.
This coverage protects you if someone gets injured while you are using your RV as a temporary residence or vacation home. It offers personal liability coverage similar to what you would have with homeowner’s insurance.
This coverage protects your personal belongings inside the RV, such as clothing, electronics, and camping gear. It helps replace or repair these items in case of theft, loss, or damage.
This coverage offers protection against multiple types of damage to mobile/manufactured/prefabricated/RV homes, including damage caused by fire, theft, and other natural disasters. This coverage can help pay for repairs, replacement of the structure, and personal property.
Given the climate and weather conditions in Prescott Valley, AZ, it’s crucial to have coverage for specific weather-related events such as windstorms, hail, or monsoons. Checking the specifics of the policy to ensure these perils are covered is important.
If you own a boat or other watercraft, this coverage can help protect you from legal liability if someone is injured while on your vessel or if your boat causes damage to someone else’s property.
It’s important to discuss these specific coverage needs with your insurance provider, as they will have a better understanding of the risks associated with Paradise Valley, AZ, and can tailor a policy that meets your unique requirements.
