Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Globe, Arizona – a historic mining town wrapped with rich cultural tapestries!
Nestled in the heart of Arizona, Globe stands as a testament to the state’s rich mining history, indigenous culture, and the enduring spirit of the American West. With its rustic charm, this historic town offers visitors a journey through time while showcasing the stunning landscapes of the Tonto National Forest.
Founded in the 1870s with the discovery of silver, Globe soon became the epicenter of Arizona’s mining boom. While silver was the initial allure, copper became the dominant force driving Globe’s prosperity. The town’s streets tell tales of boom and bust cycles, from the thriving days of the Old Dominion Mine to its subsequent closure, which shaped the city’s character and resilience.
Globe’s historic downtown is an evocative trip back in time. The Gila County Historical Museum, housed in the old mine rescue station, offers a glimpse into the town’s vibrant past. The artifacts and exhibits tell stories of the miners, settlers, and Native American tribes that have shaped the region. Close by, the Besh Ba Gowah Archaeological Park stands as a testament to the area’s ancient Salado culture. This restored village offers an immersive experience, letting visitors explore the ruins, artifacts, and botanical gardens that paint a picture of life here almost a thousand years ago.
Nature, too, has generously endowed Globe with its beauty. The Tonto National Forest envelops the town, presenting a vast expanse of pine forests, rugged mountain terrains, and sparkling water bodies. Adventurers can find numerous trails for hiking, camping spots, and scenic drives that unveil Arizona’s diverse landscapes. The Salt River, which winds its way near Globe, is a hotspot for white-water rafting and fishing, providing both thrills and serene moments by the water.
Cultural enthusiasts will be delighted by Globe’s thriving arts scene. The Cobre Valley Center for the Arts, housed in a restored courthouse, is a hub for artistic expression, from theater performances to art exhibitions. Local artists often draw inspiration from the town’s rich history and natural beauty, creating pieces that resonate with the spirit of Globe.
Annual events further amplify the town’s community spirit. The Globe Miami Studio Tour showcases the talents of local artists, allowing visitors to explore studios, interact with creators, and even purchase unique art pieces. Meanwhile, the Apache Jii Day celebrates the region’s Native American heritage with dance performances, crafts, and traditional foods.
Yet, perhaps the most enduring image of Globe is its tight-knit community. Despite the challenges thrown by time – from mining closures to economic downturns – the people of Globe have consistently rallied together, ensuring their town remains vibrant and forward-looking.
In the grand tapestry of Arizona, Globe is a shining thread. It offers a blend of history, culture, and natural beauty, making it a must-visit for those looking to experience the soul of the American Southwest. Whether you’re drawn by its tales of yesteryears, its cultural celebrations, or the call of the wild, Globe welcomes you with open arms and countless stories waiting to be discovered.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Globe, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
Here's an in-depth breakdown of the crime scenario in Globe, Arizona
Globe presents a significant challenge when it comes to ensuring public safety. Both its violent and property crime rates are alarmingly high, not only in comparison to its statewide counterparts but also when evaluated against communities of similar population sizes across the U.S. It would be crucial for local law enforcement agencies, community leaders, and residents to collaborate and strategize to curtail the escalating crime rate in Globe and enhance the overall safety and well-being of its residents.
Many insurers can offer a discount if you meet certain criteria. For example, you may be able to get a discount for adding additional policies, or if you have security systems already installed. Don't be afraid to ask - it never hurts to see if you could get a better deal!
Research the claims process for each insurance provider. Read reviews or speak with current policyholders to assess their experience with filing and processing claims. A smooth claims process is crucial in times of need.
Research the reputation and financial stability of the insurance companies you are considering. Look for a provider with good customer reviews and a strong financial rating to ensure they can fulfill their obligations in the event of a claim.
When looking for insurance, ensure that the policy explicitly covers manufactured homes. These homes have unique features and risks that may require specialized coverage different from traditional homeowners insurance.
Pay attention to the location of your manufactured home. Factors like proximity to flood zones, bodies of water, or areas prone to natural disasters may necessitate additional coverage like flood insurance or coverage for specific perils common to the area.
Consider the deductibles and premiums associated with different insurance policies. Find a balance between a deductible that you can comfortably afford to pay out of pocket in case of a claim and an affordable premium that fits within your budget.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Globe’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
