Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Chandler, AZ – a city that beautifully blends the old and the new and has something for everyone! For those who have already made Chandler their home, you know you are part of a welcoming and diverse community that is proud to call this city home. From the historic downtown district to the modern technology industry, Chandler offers a unique living experience that is hard to find anywhere else.
For those who are considering moving to Chandler, you’ll soon discover that our city has a lot to offer. With a thriving economy and top-rated schools, it’s no wonder that Chandler has recently been named one of the best places to live in the country. Additionally, our city boasts year-round sunshine, countless outdoor activities, and a flourishing arts and culture scene. With 330 days of sunshine, you will never worry about shoveling or missing out on outdoor activities. The city is also home to the famous Cactus League Spring Training, where you can easily access any of the 15 Major League teams that make the Valley of the Sun their spring home for baseball.
You will find a world of diverse dining experiences from around the globe, ranging from casual to upscale, which cater to everyone’s taste. Chandler golf offers lush fairways, expansive views, and great golf values in the Valley of the Sun. You’ll find fun for the whole family at the annual Ostrich Festival, 102.5 KNIX Barbeque, and Beer Festival and many more exciting events all-year-round. Moreover, with its central location, just minutes from two major airports, Chandler makes a great central location to explore Arizona’s scenic wonders, family fun adventures, and world-renowned attractions.
Come explore Chandler’s 60 parks, family fun centers, and vibrant downtown area filled with art galleries, boutique shops and locally owned restaurants and bars. Chandler is also home to the Chandler Solar Walk and Chandler Innovation Fair, which embrace scientific pursuits year-round. Join us in Chandler, one of Arizona’s fastest-growing communities and get to know this wonderful city and its welcoming residents.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Chandler, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
According to the data, some of the safest neighborhoods in Chandler include:
The crime rate in Chandler is higher than the national average across all communities in America. However, compared to other communities of similar population size, Chandler has a crime rate that is noticeably lower than the average. This means that for comparably sized cities all across America, Chandler is actually safer than most.
Property Crimes:
Rate per 1,000:
Chandler’s rate for property crime is 17 per one thousand population. This makes Chandler a place where there is an above average chance of becoming a victim of property crime, when compared to all other communities in America of all population sizes.
Take the time to review and compare multiple insurance policies. Pay attention to the coverage limits, exclusions, and any additional optional coverages offered. Consider obtaining quotes from different providers to ensure you get the best coverage for your manufactured home in your area at a competitive price.
Take a moment to consider what you're looking for in an insurance plan. Do you want to protect your home and belongings only, or also get liability coverage? How much could you afford to pay if something happened? Knowing what you need will help you narrow down your options.
Once you've got an idea of what you want, reach out to the insurance companies you're interested in and ask for a quote. This will help you compare prices and figure out which plan will give you the most bang for your buck.
Don't forget to read over the details of each plan carefully. Check for any exclusions, see what your deductible would be, and look for optional extras that could be covered like flood insurance. The more informed you are, the better you'll be able to choose.
Many insurers can offer a discount if you meet certain criteria. For example, you may be able to get a discount for adding additional policies, or if you have security systems already installed. Don't be afraid to ask - it never hurts to see if you could get a better deal!
Research the claims process for each insurance provider. Read reviews or speak with current policyholders to assess their experience with filing and processing claims. A smooth claims process is crucial in times of need.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Chandler’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
These are some things you should look out for in an insurance plan for Chandler:
This coverage provides extra protection in
case the rebuilding costs exceed the coverage limit in the policy. With Chandler’s
growing population and demand for housing, building costs may be higher than
anticipated, making additional coverage important.
This coverage protects against lawsuits and legal costs if
someone is injured on your property or if you or a family member causes damage to
others’ property. With the risks of natural disasters and wildlife intrusions, liability
coverage can be vital.
Policy endorsements provide personalized protection beyond
basic coverage. For example, those living in Chandler with expensive personal property
like jewelry, fine art, or collector’s items may opt for additional coverage.
Traditional homeowner’s insurance policies may not provide
coverage for flood-related damage. With the prevalence of monsoons and haboobs in
the area, flood insurance is advisable and may be required if you have a mortgage.
While not a major risk in Chandler, earthquakes do occur in
some parts of Arizona. Earthquake insurance can provide additional coverage for
damages caused by earthquakes or other earth movements.
With extreme heat and monsoons, power surges or
equipment malfunctions can happen in Chandler. Equipment breakdown coverage will
provide protection against repair or replacement costs for appliances and systems, such
as HVAC, electrical, and plumbing, due to sudden and accidental breakdowns.
It’s important to discuss these specific coverage needs with your insurance
provider, as they will have a better understanding of the risks associated with
Chandler, AZ, and can tailor a policy that meets your unique requirements.
CoverTree can help you with the easiest quote on the market.
