Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Buckeye, Arizona – The Westernmost Star of the Valley of the Sun!
Buckeye, a rapidly growing city on the western fringe of the Phoenix metropolitan area, beckons as a testament to Arizona’s evolving dynamics, offering a harmonious blend of modernity, outdoor allure, and remnants of a bygone frontier era. Situated in the heart of the Sonoran Desert, Buckeye has charted its path from a humble railway town to a burgeoning urban space, while never losing sight of its rich heritage.
Originally founded in the 1880s and named after the Ohio settlers’ Buckeye Canal, the town’s lifeblood lay in its intricate irrigation system, channeling the waters of the Gila River to nourish the arid desert soil. This transformative endeavor led to thriving agricultural operations, the remnants of which are still visible in the town’s rustic landscapes and historic buildings.
Today, modern Buckeye seamlessly intertwines with its past, with residential neighborhoods, golf courses, and business districts coexisting alongside serene desert vistas. But it’s not just the charm of urban amenities against a backdrop of rugged mountains that draws visitors and new residents alike; it’s the vast array of outdoor activities and attractions that truly sets Buckeye apart. Skyline Regional Park is one such gem, boasting over 8,000 acres of pristine desert landscapes. Hikers, mountain bikers, and equestrians find solace in its winding trails that snake through the mountains, offering panoramic views of the valley below. As the sun sets, the park morphs into a stargazer’s dream, with the vast desert sky painted in hues of oranges, purples, and deep blues, studded with shimmering celestial bodies.
For those who find joy in water-based adventures, the Buckeye Aquatics Center serves as an oasis in the desert heat. Complete with slides, diving boards, and a lazy river, it’s a favorite among families seeking respite from the Arizona sun.
Yet, despite its modern attractions, Buckeye remains deeply rooted in its traditions. Annual events like the Buckeye Days, with its rodeos and parades, echo the spirit of the Old West, paying homage to the city’s frontier origins. The Buckeye Air Fair, on the other hand, celebrates the marvels of modern aviation, juxtaposing the city’s historic essence with its forward-looking aspirations. In the realm of gastronomy, Buckeye offers a palette of flavors that reflect the diverse tapestry of its inhabitants. From classic Southwestern cuisine to international delights, the dining scene here caters to both traditional and contemporary tastes.
In summary, Buckeye, Arizona stands as a beacon of growth and opportunity, where desert sands tell tales of pioneers, where modern life thrives amidst cacti and canyons, and where the future promises endless possibilities. Whether you’re an outdoor enthusiast, a history aficionado, or a seeker of new horizons, Buckeye welcomes you with the warmth of the desert sun and the promise of an unforgettable journey.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Buckeye, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
Advice for Mobile Homeowners, Manufactured Housing Populations, and RV Owners:
Advice for Mobile Homeowners, Manufactured Housing Populations, and RV Owners:
Advice for Mobile Homeowners, Manufactured Housing Populations, and RV Owners:
Buckeye Public Works provides sand for residents during the monsoon season. Make sure to have your own bags and shovels, which can be bought at local hardware stores, to prepare for potential flooding.
In conclusion, while the monsoons bring a respite from the relentless heat, they also usher in a host of weather-related challenges. For those living in or traveling through Buckeye, especially in mobile homes, manufactured housing, or RVs, awareness and preparation are paramount.
Here's a detailed analysis of the crime situation in Buckeye, Arizona:
Buckeye, Arizona presents itself as a city with crime metrics close to national averages. While its overall crime rate is comparable to national standards, its standing is favorably distinct when matched against cities of a similar population size. This denotes that while Buckeye still experiences crime, it maintains a comparative edge in safety for its size. This can serve as a foundation for the city to enhance community policing and other crime prevention initiatives to further bolster its safety profile.
Besides the main policy limit, be aware of any sub limits for specific categories of items, like jewelry, artwork, or electronics. You might need additional coverage or endorsements for items that exceed these sublimits.
The value of your home is an important factor in determining the type and amount of coverage you need. You should look for a policy that offers adequate coverage to protect your investment and covers the cost of any necessary repairs or replacement.
If you're unsure about which insurance policy is best for your mobile, manufactured, or prefab home, consider seeking advice from insurance agents or brokers who specialize in this type of coverage. They can provide personalized recommendations based on your specific circumstances.
Pay attention to the location of your manufactured home. Factors like proximity to flood zones, bodies of water, or areas prone to natural disasters may necessitate additional coverage like flood insurance or coverage for specific perils common to the area.
If you have any additional structures on your property, such as sheds or detached garages make sure that your insurance policy covers these structures as well. Confirm that the coverage limits for these structures are adequate.
Finally, collect quotes from different insurance providers based on the coverage options, deductibles, and premiums discussed. Review and compare the quotes to determine which policy offers the best value for your mobile, manufactured, or pre-fab home insurance needs!
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Buckeye’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
