Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Millbrook, Alabama – a hidden gem nestled among the rolling hills and picturesque landscapes of Elmore County. This vibrant city, known for its Southern charm and sense of community, offers a delightful blend of history, natural beauty, and modern amenities. Prepare to embark on a journey through time as you uncover Millbrook’s rich past, explore its captivating attractions, and discover why it’s a wonderful place to call home.
Envisioned as an idyllic community, Millbrook was established in the early 19th century and named after an old mill that stood along the banks of the scenic Coosa River. The city’s roots are deeply intertwined with the history of the region, playing a significant role in the development of the cotton industry and the growth of the nearby capital city of Montgomery. Over the years, Millbrook has blossomed into a thriving suburban enclave, retaining its small-town feel while offering easy access to modern amenities and urban conveniences.
As you traverse the streets of Millbrook, remnants of its past can be found throughout the city. Visit the Robinson Springs United Methodist Church, a historic landmark that dates back to the 1840s, and admire its magnificent architecture. Take a moment to appreciate the beauty of the Chapel in the Pines, a quaint chapel nestled amidst towering pine trees, serving as a tranquil sanctuary for weddings, ceremonies, and community gatherings.
Nature enthusiasts will find solace in the scenic wonders that surround Millbrook. Adjacent to the city lies the majestic Alabama Nature Center, a sprawling wilderness stretching over 350 acres. Immerse yourself in the tranquility of its diverse habitats, including forests, marshes, and ponds. Whether you’re hiking, birdwatching, or participating in educational programs, the Alabama Nature Center offers a sanctuary for exploration and appreciation of the natural world.
No visit to Millbrook is complete without experiencing the allure of Lake Jordan. This picturesque reservoir, located just a short drive away, offers a wealth of recreational opportunities. Boating, fishing, swimming, and picnicking along the shoreline are among the favorite activities enjoyed by locals and visitors alike. Breathe in the fresh air, soak up the sun, and revel in the serenity of the lake’s sparkling waters.
Millbrook is not only a great place to visit; it’s also an exceptional place to live. The city’s strong sense of community, low crime rates, and excellent school systems make it a desirable destination for families. With a variety of housing options available, including mobile, manufactured, and modular homes, Millbrook offers affordable living solutions without compromising on quality. Communities such as Eagle Landing provide the perfect blend of modern amenities, conveniences, and a welcoming atmosphere for residents seeking a tranquil and tight-knit neighborhood.
For RV enthusiasts, Millbrook offers a haven of possibilities. RV parks like Capital City RV Park provide a comfortable and convenient base for exploring the region. Enjoy the freedom of the open road while still being within reach of Millbrook’s attractions, as well as the nearby cultural and historical landmarks of Montgomery.
As you delve deeper into Millbrook’s rich tapestry, you’ll uncover intriguing facts that contribute to its allure. Did you know that the city served as home to American author Zelda Fitzgerald during her formative years? This connection to one of the literary world’s most enigmatic figures adds a touch of literary charm to Millbrook’s cultural heritage.
Welcome to Millbrook, Alabama – where past and present converge, creating a tapestry of charm and tranquility. From its storied history to its natural beauty and warm community spirit, Millbrook offers a place where memories are made and friendships forged. Immerse yourself in the enchantment of this delightful city, where Southern hospitality thrives and adventures abound.
Manufactured homes account for about 16% of Alabama’s housing market, almost double the national average.
Michigan law defines an “eligible person” for mobile home insurance as someone who owns or lives in a mobile home. Mobile home insurance policies are similar to conventional homeowners’ policies but include specific provisions for mobile homes.
Mobile home insurance in Michigan typically provides coverage for risks specific to the state, such as damage from severe weather events like floods, windstorms, and tornadoes.
Insurance quotes are adjustable to fit different budgets, ensuring affordability for homeowners.
Homeowners insurance isn’t required by Alabama state law, but your mortgage lender will likely require you to have it.
Insurance for manufactured homes in Alabama is essential and similar to traditional site-built homes, encompassing structure, liability, and personal property coverage. Despite common misconceptions, manufactured homes don’t inherently carry additional insurance risks.
However, insurance rates can vary significantly by state, often influenced by local weather patterns and natural disaster risks. In Alabama, homeowners insurance costs are above the national average, with state-specific regulations impacting policies. The Alabama Manufactured Housing Association (AMHA) has been advocating for the industry since 1968, ensuring quality and affordable housing options are available, underscoring the importance of proper insurance for homeownership.
Here are 10 unique considerations for owners of manufactured, mobile, modular, or RV homes in Alabama:
Weather and Environmental Risks:
Strategies to reduce humidity and prevent mold growth.
Importance of ventilation and dehumidifiers.
How humidity impacts your home's structure and insurance.
Tips for successful off-grid RV camping.
Best locations in Alabama for boondocking.
Safety and insurance considerations when off the grid.
How add-ons and customizations affect your insurance.
Notify your insurer about significant home improvements.
Ensure your policy covers these additional investments.
Enjoying Alabama's beautiful coastlines with your RV.
Be aware of coastal weather patterns and prepare accordingly.
Coastal-specific RV maintenance and insurance tips.
Create an emergency plan specific to mobile home living.
Essential items for your emergency kit.
How to secure your mobile home in an emergency.
Best fishing spots in Alabama accessible by RV.
Tips for storing and handling fishing gear in your RV.
Review insurance coverage for outdoor recreational activities.
Mobile and Manufactured Home Insurance Statistics in Alabama:
Based on the 2017 American Community Survey by the U.S. Census Bureau, Alabama has 305,749 mobile homes, making up 13.5% of the state’s total housing. Walker County has the highest percentage of mobile homes at 31.5%.
The presence of mobile homes varies by county, with the lowest being Jefferson County at 2.7% and others like Cullman County and St. Clair County had significantly higher percentages at 27.4% and 28.0% respectively. These figures highlight the importance of mobile homes in Alabama’s housing landscape.
In Alabama, the ten counties with the highest percentage of mobile homes, as per the 2017 American Community Survey, are as follows:
You’ve got 30 days to register it—don’t miss this, or you might get hit with a $10 penalty and a $15 citation fee. Ouch! And if you end up in court without your manufactured home decal, fines could soar up to $500 or even land you a short stay in the county jail.
Here’s the deal on where to register:
Register with the Tax Assessor’s Office if your name’s on both the home and the land titles. Bought them as a package? You’re in luck—no sales tax! Living there yourself? Claim your homestead. Have family staying over? It’s a bit more in taxes, but still a sweet deal. Any confusion? Just call the Tax Assessor at 256-532-3350 for a chat.
Head over to the License Department if you own the home but not the land, or if you’re renting it out. Remember, you’ve got to cover the sales tax and title fee if it’s a 1990 model or newer from out-of-state. Mark your calendar! Registration ends on September 30 each year, and renewal time is from October 1 to November 30.
Don’t forget the Bill of Sale. Alabama dealers take care of sales tax, but out-of-state purchases need sales tax paid at the License Department. And don’t try the old “$1 Bill of Sale” trick—it won’t fly here!
If your manufactured home is a 1992 model or newer, you need a title. Alabama dealers will sort this out for you, but if you’re buying from an individual, you’ll need to sign off on the title with the License Department.
Before you hit the road, grab a move permit for $10. It’s good for 14 days per module, and make sure your taxes or registration fees are all clear. Without it, you’re looking at a class C misdemeanor and at least a $50 fine.
Check with local inspection departments for any setup fees in the area where you’re laying down roots.
You can make it officially part of your property. Just match up the names on the home and land titles, and send in an application with all the right paperwork to the Department of Revenue. If you ever decide to move your home, you’ll need to get a new title. And if your home is a vintage model over 20 years old, no title needed! Just so you know, this doesn’t necessarily mean your home is considered real estate in all legal situations, but it does for tax purposes.
