Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Marietta, Ohio – a city where the echoes of early American history intertwine seamlessly with the vibrancy of modern life. Nestled along the banks of the Ohio River, this enchanting destination beckons visitors to delve into its rich heritage, scenic beauty, and the welcoming spirit of its community.
Marietta’s history is deeply rooted in the early days of the United States. Established in 1788, it holds the distinction of being the first permanent settlement in the Northwest Territory. The city’s founders, led by General Rufus Putnam, named it in honor of Marie Antoinette of France, recognizing her country’s support during the American Revolution. As you stroll through the historic Harmar Village or the downtown district, you’ll encounter well-preserved buildings and landmarks that tell the story of Marietta’s pioneering past.
One of Marietta’s most iconic attractions is the Campus Martius Museum, which offers a fascinating glimpse into the lives of early settlers and the development of the Northwest Territory. Nearby, the Ohio River Museum explores the region’s rich riverboat history and the vital role the Ohio River played in the growth of the city. The Historic Lafayette Hotel, dating back to 1918, stands as a grand testament to Marietta’s enduring charm and hospitality.
Marietta’s natural beauty is equally captivating. The city is surrounded by lush landscapes and scenic waterways, offering ample opportunities for outdoor activities. Take a leisurely stroll along the River Trail, which winds along the Ohio and Muskingum Rivers, providing picturesque views and a tranquil escape from the hustle and bustle. For a more immersive experience, head to Wayne National Forest, where hiking, camping, and wildlife observation await amidst the forest’s serene surroundings.
The culinary scene in Marietta is a delightful mix of local flavors and international cuisine. The Levee House, located in a historic building along the riverfront, serves up delicious meals with a side of history. The Busy Bee Restaurant, a local favorite, offers hearty breakfasts and classic American fare in a cozy, nostalgic setting. For a taste of Italy, Spagna’s Italian Restaurant provides authentic dishes in a warm, inviting atmosphere.
Marietta’s arts and culture scene is vibrant and diverse. The Peoples Bank Theatre, a beautifully restored historic venue, hosts a variety of performances, from live music and theater to comedy and film screenings. The Riverside Artists Gallery showcases the talents of local artists, offering a range of artworks from paintings and sculptures to jewelry and pottery. The Marietta Brewing Company, housed in a historic building, not only brews craft beers but also features live music and events that bring the community together.
The sense of community in Marietta is palpable, with numerous events and festivals celebrating the city’s heritage and culture. The annual Ohio River Sternwheel Festival draws visitors from near and far, featuring sternwheel boat races, live entertainment, and fireworks along the riverfront. The Marietta Sweet Corn Festival and the Harmar Days Festival are just a few of the many local celebrations that highlight the city’s unique character and traditions.
Obscure facts about Marietta add an extra layer of intrigue to its storied past. Did you know that Marietta College, founded in 1835, is one of the oldest liberal arts colleges in the United States? The college’s Legacy Library houses an impressive collection of rare books and historical documents, providing valuable insights into the early history of the region. Additionally, Marietta’s location at the confluence of the Ohio and Muskingum Rivers made it a strategic transportation hub during the 19th century, contributing significantly to its growth and prosperity.
Whether you’re captivated by its historic charm, scenic landscapes, or vibrant community spirit, Marietta, Ohio, offers a delightful array of experiences that will leave a lasting impression. Explore this charming city, where the past and present merge harmoniously, and create memories that will endure for a lifetime.
To discover the best mobile home insurance and identify the right provider for your needs in Ohio, follow these straightforward steps:
While not legally required, mobile home insurance is essential in Ohio - here’s why:
If you’re planning to secure a mortgage for your mobile home, your lender will likely require insurance coverage.
Ohio homes, whether mortgaged or not, are exposed to severe thunderstorms, damaging winds, hailstorms, tornadoes, and potential flooding.
It’s advisable to check with your mobile home park or community to see if insurance is a requirement for residents.
While specific pricing details may not be readily available, the average cost of mobile home insurance in Ohio ranges from $50 to $133 per month. This variation depends on factors such as coverage limits, deductible, location, home age, replacement cost, and claims history.
Many insurers offer various discounts for mobile home insurance policyholders, including opportunities to bundle your coverage with auto insurance.
By following these steps and understanding the coverage options, you can ensure your mobile home in Ohio is well-protected. Contact us today to get started!
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Implications for Mobile Home & RV Owners:
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Marietta has a higher-than-average rate of property crime compared to many communities.
This rate indicates an increased risk of encountering property crimes in Marietta.
Marietta’s rate of violent crime is significantly lower than the national average, indicating a lower risk of violent offenses.
The lower-than-average rate suggests that violent crime is less common in Marietta compared to many other places.
Marietta’s overall crime rate is higher than the national average, though it is not among the highest in the country.
Comparing Marietta to similarly sized communities, its combined rate of violent and property crime is higher than average, indicating a significant level of crime relative to other cities with similar populations.
Consider adding earthquake coverage if the area is at risk. Provides additional protection in case of seismic activity.
Schedule regular pest inspections. Prevents infestations that can damage your home.
Have your HVAC system inspected and serviced annually. Ensures efficient operation and longevity.
Use dehumidifiers in humid months to prevent mold growth. Enhances indoor air quality and health.
Place water leak detectors near water sources. Early detection prevents extensive water damage.
Familiarize yourself with local resources like shelters, food banks, and community centers. Provides support and assistance during emergencies or difficult times.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile and Manufactured Home Insurance Statistics in Ohio:
The Ohio Manufactured Homes Association (OMHA) is a nonprofit organization dedicated to promoting manufactured housing as a standard and economical way of life in Ohio. Their mission is to help individuals experience the benefits of homeownership in a comfortable, safe, and convenient manner, whether in planned communities or on privately-owned land. OMHA provides a range of services to its members, including access to legal counsel, model legal documents, educational seminars, and networking opportunities through regional chapters. They also offer periodic updates on industry-related legal and regulatory changes, a quarterly newsletter, and a complimentary company profile listing on their website.
OMHA actively advocates for the manufactured housing industry before governmental bodies at all levels, striving to combat unreasonable legislation and promote beneficial laws and regulations. Significant legislative victories include improved procedures for removing abandoned homes, education and training programs for industry members, zoning and taxation reforms, and the prevention of manufactured home communities from being charged for tenants’ delinquent utilities. OMHA also supports legislative initiatives aimed at reducing regulatory burdens, allowing sub-metered communities to manage administrative fees, easing eviction grounds for nuisance tenants, and obtaining legislative exemptions for stricter foreclosure processes. Through these efforts, OMHA continues to protect and enhance the manufactured housing industry in Ohio.
The Ohio FAIR Plan offers a critical resource for homeowners in Ohio, providing essential coverage options to ensure you’re protected against unexpected disasters. While many people in Ohio might not consider flood insurance necessary, it’s important to understand that standard homeowners or renters policies typically do not cover flood damage. Flooding can result from various factors like poor drainage, heavy rainfall, snowmelt, or broken water mains, and can cause significant financial loss even in low-risk areas.
The National Flood Insurance Program (NFIP) reports that over 20% of flood claims come from such low-to-moderate risk zones, with average claims around $27,000. Therefore, the Ohio FAIR Plan can help homeowners access flood insurance, ensuring their properties and belongings are adequately covered against these potential risks.
Even though it’s not a legal requirement in Ohio, mobile home insurance is often a wise investment to safeguard your property. Read through the following guide to help familiarize yourself with rules and regulations in Ohio:
Legal Considerations
Siting and Zoning
Industry and Market Data
Construction and Safety Standards
Amenities and Upgrades
Financing
Industry Regulation and Advocacy
This endorsement will automatically be endorsed to the policy if Coverage A – Dwelling is a manufactured home or a mobile home.
This endorsement changes the loss settlement terms for replacement cost to ACV for mobile homes insured that are more than ten years old.
Insurance for mobile or manufactured homes provides coverage for more than just the home itself. It also includes:
It’s important to note that mobile and manufactured homes do not qualify for coverage under a standard homeowners insurance policy (HO-3). Instead, you will need a specialized policy tailored specifically for mobile homes.
The Home Protector Program is designed to provide homeowner coverage for owner-occupied mobile/manufactured homes that are in above-average condition. It is assumed that these homes will not be moved after their initial setup. However, the policy does provide coverage for 30 days if the home is relocated. Any change in location should be promptly reported to the Company.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Marietta’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or storm damages. Always remember to ask about any available discounts that you may be eligible for!
Chattahoochee River Flood Risk Coverage
Severe Thunderstorm and Hail Damage Coverage
Termite and Pest Damage Coverage
High Humidity and Mold Damage Coverage
Local Small Business Equipment Protection
Well Water System Coverage
Reasoning: Many homes in the area use well water, requiring specific coverage for system issues.
