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The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Casa Grande, AZ – a place cherished by both its residents and those seeking a new place to call home. Founded in 1879, the city was named after the famous Hohokam Indian Ruins located 20 miles to the northeast. Casa Grande boasts a rural heritage and hometown appeal, and is situated midway between Phoenix and Tucson. With its strategic location at the intersection of two major interstates (I-8 and I-10), the city offers a mix of manufacturing, healthcare, logistics, and retail industries. The city has grown to be the largest community in Pinal County since its incorporation in 1915.
Casa Grande offers numerous scenic attractions that make it perfect for visitors and residents alike. From the once dependent agriculture and mining, the city evolved into a full-service area with various tourist-related employment. Tourists can indulge themselves in the Promenade at Casa Grande, which hosts many upscale fashion stores, and the Cactus Antique Aircraft Fly-In in March. Visitors can also tour the Casa Grande Ruins National Monument, which is a popular destination situated near Coolidge, 30 minutes away from the city.
Casa Grande’s proximity to the Phoenix and Tucson metropolitan areas, direct access to two major interstates, the Union Pacific railroad, and robust infrastructure have made it an attractive destination for innovative companies and projects such as the 1.75 million square foot international business-to-business sourcing center, PhoenixMart, Lucid Motors, the next generation of electric vehicles, and Attesa Motorsports, a 2,500-acre master-planned project featuring two professional racetracks. The city has facilities such as Grande Sports World which hosts Major League Soccer teams, as well as national and Olympic teams who come to train and play at the facility.
The city of Casa Grande provides an extensive range of community facilities, including parks, fitness centers, and golf courses, among others. There are more than 18 parks with ramadas, miles of hiking trails, handball courts, tennis courts, softball diamonds, and playground equipment to be enjoyed. The Casa Grande Valley Historical Museum is replete with historical items on displays that tell the local history of the area. The Museum of Casa Grande is another great place to learn more about the region’s history and growth throughout the years. It contains over 50,000 artifacts, including prehistoric, archaeological, historic, and contemporary items.
Casa Grande is a city that offers a unique blend of rural heritage and urban attractions. From outdoor fun in the sun to a nighttime museum, Casa Grande has many attractions that make it perfect for a visit or stay. Its strategic location, scenic attractions, and community facilities, among other things, make Casa Grande a perfect place to live, work, and play.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Casa Grande, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
Casa Grande is susceptible to several weather risks, including
Here are some of the safest neighborhoods in Casa Grande
Pay attention to the location of your manufactured home. Factors like proximity to flood zones, bodies of water, or areas prone to natural disasters may necessitate additional coverage like flood insurance or coverage for specific perils common to the area.
If you have any additional structures on your property, such as sheds or detached garages make sure that your insurance policy covers these structures as well. Confirm that the coverage limits for these structures are adequate.
Ensure that your insurance policy includes personal liability coverage. This protection can be essential in case someone gets injured on your property and holds you responsible for the injury. The coverage should have limits that align with your specific needs and potential risks.
Inquire about any available discounts offered by insurance providers in your area. Some insurers may provide discounts for bundling multiple policies or for having safety features in your home, such as security systems or smoke alarms. Take advantage of these opportunities to potentially reduce your insurance costs.
Consider the deductibles and premiums associated with different insurance policies. Find a balance between a deductible that you can comfortably afford to pay out of pocket in case of a claim and an affordable premium that fits within your budget.
Research the reputation of the insurance providers you're considering. Look for reviews or seek recommendations from friends or family who have experience with insurers in your area. Pay attention to the customer service reputation and the efficiency of the claims process.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Casa Grande’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
Given the extreme heat and intense sunlight in Casa Grande, many mobile homes have rooftop equipment, such as solar panels or HVAC units. Ensure that your insurance policy includes coverage for damages to these rooftop installations, as they are vital components of your home.
The soil in Casa Grande can experience shifting and settling. Look for an insurance policy that includes coverage for damages to your mobile home foundation or structural elements caused by ground movement.
Casa Grande is known for its golf courses, and errant golf balls can potentially cause damages to mobile homes situated near them. Consider a policy that covers damages caused by golf balls, including broken windows, dented siding, or other impacts.
Casa Grande has a diverse wildlife population, which can sometimes lead to animal intrusions in mobile homes. Ensure that your policy includes coverage for damages caused by wildlife, such as damage from pests, birds, or other animals entering the home.
If your mobile home is located within a community or park with shared amenities, check if your insurance policy covers damages to community structures, such as swimming pools, clubhouse buildings, or common areas. It’s important to discuss these specific coverage needs with your insurance provider, as they will have a better understanding of the risks associated with Casa Grande, AZ, and can tailor a policy that meets your unique requirements. CoverTree can help you with the easiest quote on the market.