CoverTree Secures $13 Million in Series A Funding to Revolutionize Manufactured Home Insurance Read More
 

Looking to protect your mobile home? Here’s a list to help you!

 

A mobile home is a great investment, providing a comfortable and affordable place to live. However, it is important to protect your mobile home from potential threats and disasters to ensure it lasts for many years to come. Here are some ways you can protect your mobile home:

  1. Secure Your Home’s Foundation

Your home’s foundation is critical to its stability and longevity. Make sure it is level and anchored properly to prevent damage from wind or earthquakes. You can have a professional inspect the foundation to ensure it is secure and up to code. If you want to prevent long term damage or a collapse of your structure, make sure that you properly maintain the foundation and prevent water damage, from plumbing leaks, as well as adding stabilizing supports to the foundation in the form of piers or jacks. 

  1. Install Strong Doors and Windows

Doors and windows are the most common entry points for intruders. Consider installing solid core doors with deadbolts and shatterproof windows to enhance security. This will make it more difficult for intruders to break in and will provide added protection in case of a storm. A number of older mobile homes will have weak doors and door jams, so make sure you install your own, high-resistance doors and windows. 

  1. Install a Security System

Invest in a good security system, such as a burglar alarm, surveillance cameras, or a smart home system. This will deter intruders and provide added peace of mind, especially when you’re away from home. A home security system doesn’t have to be extremely expensive, you can always get a Ring device for your door, and a couple of small security cameras hidden in strategic places.

  1. Keep Your Home Well-Maintained

Regular maintenance is important to keep your mobile home in good condition. This includes regular cleaning, painting, and fixing any leaks or damage as soon as they occur. Proper maintenance will also help prevent the growth of mold and mildew, which can be harmful to your health and cause structural damage to your home.

  1. Install Smoke Detectors and Carbon Monoxide Detectors

Smoke detectors and carbon monoxide detectors are essential for protecting your home from fires and gas leaks. Make sure to install detectors on every level of your home and check the batteries regularly. You have to install the right kinds of detectors at the right places, and connect them to your home’s electrical system if possible. Also make sure you test all your detectors before you install them. 

  1. Prepare for Natural Disasters

Mobile homes are more vulnerable to damage from natural disasters, such as hurricanes, tornadoes, and earthquakes. Make sure your home is properly anchored, and consider installing hurricane shutters or impact-resistant windows for added protection. It’s also a good idea to have a disaster preparedness kit on hand in case of an emergency. As a part of your plan, you must be ready to leave your home at a moment’s notice!

  1. Insulate Your Home

Insulating your mobile home will help regulate the temperature inside and reduce energy costs. It will also help prevent moisture buildup and mold growth. Consider adding insulation to the walls, roof, and floor of your home to enhance energy efficiency and protection. Insulation doesn’t have to be an expensive and strenuous process, if money is an issue, just get a bit creative – use denim, old clothes, straw, and other insulating materials that are much cheaper.

  1. Store Hazardous Materials Safely

Store hazardous materials, such as chemicals and flammable liquids, in a secure location away from heat sources and children. This will prevent potential accidents and fires. By making sure that your hazardous materials are out of reach of children or pets, you can make it much easier to be rest assured they are out of harm’s way. 

  1. Trim Trees and Shrubs

Trees and shrubs can be dangerous during a storm, especially if they are near your home. Regularly trim trees and shrubs to reduce the risk of damage to your home and personal property. If you have installed trees around your property as  windbreak, make sure that they are structurally sound, without weak spots that could uproot them. 

  1. Regularly Check the Plumbing and Electrical Systems

Your plumbing and electrical systems are critical to the safety and functionality of your home. Regularly inspect and maintain these systems to prevent leaks, electrical surges, and other potential hazards. 

Taking steps to protect your mobile home is an important investment in your home and your future. Regular maintenance, installation of security systems, and preparation for natural disasters are just a few ways you can ensure your mobile home remains a safe and comfortable place to live for years to come.

In case you need any more solutions, here are some easy to dos to add to your checklist:  

  • Reinforce doors and windows with deadbolts and security bars
  • Install outdoor lighting to illuminate your perimeter
  • Secure sliding doors with locking bars or additional locks
  • Store valuables in a safe or off-site location
  • Use window film to prevent break-ins through glass
  • Install a fence or gate around the property
  • Keep doors and windows locked at all times
  • Mark valuable items with a visible ID number
  • Use smart locks with remote access controls
  • Store the mobile home’s title and other important documents in a fireproof safe

 

There are many ways to protect your mobile home, it just takes a little extra effort and attention, with a side of handy planning. The best way to protect yourself is to make sure that you are prepared for any negative event that could affect your life. The more prepared you are, the higher the chances that you will be able to protect your mobile home!

More Articles

May 23, 2024

New Technology in Manufactured Homes

May 9, 2024

How to Make Your Manufactured Home More Energy Efficient

May 8, 2024

Software Architectural Choices & Trade-offs at CoverTree

CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.

CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

Copyright © 2022 CoverTree Inc. All rights reserved

×