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The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Wadsworth, Ohio – a charming city where history meets modernity in perfect harmony. Nestled in Medina County, this vibrant community beckons with a rich tapestry of past and present, inviting you to explore its many facets and uncover the hidden gems that make it truly unique.
Wadsworth’s history dates back to 1814 when it was founded by Elijah Wadsworth, a prominent figure in the early settlement of the Western Reserve. Over the years, the city grew and evolved, shaped by the industrious spirit of its residents. The arrival of the Ohio and Erie Canal in the 19th century spurred economic growth, transforming Wadsworth into a bustling hub of commerce and industry. Today, the city’s historic downtown stands as a testament to this rich heritage, with well-preserved buildings and landmarks that offer a glimpse into its storied past.
One of the city’s crown jewels is the Wadsworth Public Library, a cornerstone of the community since its establishment in 1875. This beautiful, historic building not only houses a vast collection of books and resources but also serves as a cultural and educational hub, hosting a variety of events and programs for all ages. Another notable landmark is the Blue Tip Festival, an annual celebration that pays homage to Wadsworth’s match-making history. This week-long event features a parade, carnival rides, live entertainment, and the iconic lighting of the blue tip match, drawing visitors from near and far.
Nature enthusiasts will find plenty to love in Wadsworth as well. The city’s parks and green spaces offer a serene escape from the hustle and bustle of daily life. Memorial Park, with its picturesque walking trails, sports facilities, and picnic areas, is a favorite spot for families and outdoor lovers. For a more immersive experience, the nearby Silver Creek Metro Park offers hiking, fishing, and bird-watching opportunities amidst lush, scenic landscapes.
When it comes to dining, Wadsworth boasts a diverse culinary scene that caters to every palate. From cozy cafes and family-owned diners to upscale restaurants and trendy bistros, there’s something to satisfy every craving. Local favorites like Ann’s Pastry Shop, known for its delicious baked goods, and Marie’s Pizza, a beloved institution serving mouthwatering pies for over 60 years, are must-visit spots.
Beyond its historical and natural attractions, Wadsworth is home to a thriving arts and culture scene. The Wadsworth Symphony Orchestra, comprised of talented local musicians, offers a series of concerts throughout the year, showcasing a wide range of classical and contemporary compositions. The Wadsworth Center for the Performing Arts hosts theatrical productions, dance performances, and other cultural events, enriching the community’s cultural fabric.
Wadsworth is also known for its strong sense of community and volunteerism. The Wadsworth Community Foundation, a nonprofit organization, plays a vital role in supporting local initiatives and enhancing the quality of life for residents. From scholarships and grants to community projects and events, the foundation’s efforts reflect the city’s commitment to fostering a vibrant, inclusive community.
Obscure facts add an extra layer of intrigue to Wadsworth’s charm. Did you know that the city was once home to one of the largest match factories in the world? The Ohio Match Company, established in 1895, produced millions of matches daily, earning Wadsworth the nickname “Match Capital of the World.” Additionally, the city has a unique connection to aviation history, with the Wadsworth Municipal Airport serving as a training ground for World War II pilots.
Whether you’re drawn by its rich history, natural beauty, vibrant arts scene, or strong community spirit, Wadsworth, Ohio, offers a delightful blend of experiences that will leave you enchanted. Come explore this charming city and discover the many reasons why Wadsworth is a place where the past and present coexist in perfect harmony.
To discover the best mobile home insurance and identify the right provider for your needs in Ohio, follow these straightforward steps:
While not legally required, mobile home insurance is essential in Ohio - here’s why:
If you’re planning to secure a mortgage for your mobile home, your lender will likely require insurance coverage.
Ohio homes, whether mortgaged or not, are exposed to severe thunderstorms, damaging winds, hailstorms, tornadoes, and potential flooding.
It’s advisable to check with your mobile home park or community to see if insurance is a requirement for residents.
While specific pricing details may not be readily available, the average cost of mobile home insurance in Ohio ranges from $50 to $133 per month. This variation depends on factors such as coverage limits, deductible, location, home age, replacement cost, and claims history.
Many insurers offer various discounts for mobile home insurance policyholders, including opportunities to bundle your coverage with auto insurance.
By following these steps and understanding the coverage options, you can ensure your mobile home in Ohio is well-protected. Contact us today to get started!
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Wadsworth has a relatively low property crime rate compared to many other communities, making it safer in this aspect.
This rate indicates that property crime is less of a concern in Wadsworth than in many other cities of similar size.
Violent crime in Wadsworth is also relatively low, aligning closely with the national average for communities of all sizes.
The low violent crime rate further underscores Wadsworth’s safety in this category compared to other places.
Wadsworth’s overall crime rate is quite average when compared to cities and towns of all sizes in America.
Wadsworth’s crime rates indicate that it is a relatively safe community, particularly when compared to other cities of similar population size.
Ensure you have a reliable weather alert system to stay informed about severe weather conditions. This is crucial for timely evacuations or taking necessary precautions.
Inspect your roof regularly for any damage or wear and tear. Prevents leaks and structural damage during heavy rains or hailstorms.
Ensure your mobile home is securely anchored to prevent it from being uprooted during high winds or floods. Enhances stability and safety during severe weather events.
Consider elevating your home if you live in a flood-prone area. Reduces risk of flood damage to your property.
Use storm shutters to protect windows from debris during storms. Helps prevent glass breakage and injury.
Ensure that the area around your home has good drainage to avoid water accumulation. Prevents water damage and reduces flood risk.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile and Manufactured Home Insurance Statistics in Ohio:
The Ohio Manufactured Homes Association (OMHA) is a nonprofit organization dedicated to promoting manufactured housing as a standard and economical way of life in Ohio. Their mission is to help individuals experience the benefits of homeownership in a comfortable, safe, and convenient manner, whether in planned communities or on privately-owned land. OMHA provides a range of services to its members, including access to legal counsel, model legal documents, educational seminars, and networking opportunities through regional chapters. They also offer periodic updates on industry-related legal and regulatory changes, a quarterly newsletter, and a complimentary company profile listing on their website.
OMHA actively advocates for the manufactured housing industry before governmental bodies at all levels, striving to combat unreasonable legislation and promote beneficial laws and regulations. Significant legislative victories include improved procedures for removing abandoned homes, education and training programs for industry members, zoning and taxation reforms, and the prevention of manufactured home communities from being charged for tenants’ delinquent utilities. OMHA also supports legislative initiatives aimed at reducing regulatory burdens, allowing sub-metered communities to manage administrative fees, easing eviction grounds for nuisance tenants, and obtaining legislative exemptions for stricter foreclosure processes. Through these efforts, OMHA continues to protect and enhance the manufactured housing industry in Ohio.
The Ohio FAIR Plan offers a critical resource for homeowners in Ohio, providing essential coverage options to ensure you’re protected against unexpected disasters. While many people in Ohio might not consider flood insurance necessary, it’s important to understand that standard homeowners or renters policies typically do not cover flood damage. Flooding can result from various factors like poor drainage, heavy rainfall, snowmelt, or broken water mains, and can cause significant financial loss even in low-risk areas.
The National Flood Insurance Program (NFIP) reports that over 20% of flood claims come from such low-to-moderate risk zones, with average claims around $27,000. Therefore, the Ohio FAIR Plan can help homeowners access flood insurance, ensuring their properties and belongings are adequately covered against these potential risks.
Even though it’s not a legal requirement in Ohio, mobile home insurance is often a wise investment to safeguard your property. Read through the following guide to help familiarize yourself with rules and regulations in Ohio:
Legal Considerations
Siting and Zoning
Industry and Market Data
Construction and Safety Standards
Amenities and Upgrades
Financing
Industry Regulation and Advocacy
This endorsement will automatically be endorsed to the policy if Coverage A – Dwelling is a manufactured home or a mobile home.
This endorsement changes the loss settlement terms for replacement cost to ACV for mobile homes insured that are more than ten years old.
Insurance for mobile or manufactured homes provides coverage for more than just the home itself. It also includes:
It’s important to note that mobile and manufactured homes do not qualify for coverage under a standard homeowners insurance policy (HO-3). Instead, you will need a specialized policy tailored specifically for mobile homes.
The Home Protector Program is designed to provide homeowner coverage for owner-occupied mobile/manufactured homes that are in above-average condition. It is assumed that these homes will not be moved after their initial setup. However, the policy does provide coverage for 30 days if the home is relocated. Any change in location should be promptly reported to the Company.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Wadsworth’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or storm damages. Always remember to ask about any available discounts that you may be eligible for!
Local Business Property Protection
Well Water and Septic System Coverage
Historic Preservation Endorsement
Storm Debris Removal Rider
Alternative Energy System Coverage
Personal Property Replacement Cost Endorsement