CoverTree Secures $13 Million in Series A Funding to Revolutionize Manufactured Home Insurance Read More

A better kind of manufactured home insurance - for Trust communities residents

As Trust communities' preferred insurance partner, CoverTree is dedicated to delivering A1 customer service and affordability to all Trust communities residents.

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(205) 961-2511

(205) 961-2511

“I was very pleased when I contacted CoverTree. They listened to what I needed and got back to me when they said they would. It was a wonderful experience.”

Michele P.

Policyholder in Florence, AZ

We do insurance better. And here’s how.

We do insurance better. And here’s how.

  • Seamless integration with Loan Origination Systems
  • Quote/issue/bind policies all online, in less than 4 minutes
  • Ability to write landlord/tenant, vacant and seasonal MH homes
  • File a claim in 3 minutes
  • Most robust product offering in the market with a comprehensive list of endorsements to modify the policy to meet a particular risk's needs
  • An American company backed by another. "A" rated by AM Best
  • Save your team time by skipping the faxing, long paperwork, and unnecessary phone calls
  • Save clients an average of $250 per year

Get covered in minutes. Everything should be this easy.

Different products for different needs

Different products for different needs


Protect your home and family from the worst disasters. Up to $500,000 in home value, personal property, and other structures. You deserve to be protected.

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Protect your family and belongings from what life might throw at you. You have collected a lifetime of treasures. Renters insurance helps you get back on your feet.

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You worked hard for your investment. With landlord insurance, you can protect hard earned assets and avoid litigation. Flexible options maximize your return and budget.

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Insuring homes of all shapes and sizes

Insuring homes of all shapes and sizes

Single, Double or Triple Wide



Stationary Travel Trailer

Park Model

Tiny Home

CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.

CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

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