Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Glendale, AZ – A Vibrant and Welcoming Community Are you ready to embark on an unforgettable experience in the vibrant city of Glendale, AZ? Situated in the heart of the metropolitan area and surrounded by natural beauty, Glendale offers extraordinary opportunities for everyone to prosper, connect, and experience all that is remarkable about our community.
With a rich history dating back to its incorporation in 1910, Glendale is a city that blends the old and the new. Step into the past at Sahuaro Ranch Park, a historic attraction that highlights the city’s heritage. And then fast forward to the state-of-the-art entertainment facilities like the State Farm Stadium, which has been the proud host of the NFL’s Arizona Cardinals and Super Bowls throughout the years.
But Glendale isn’t just about history and entertainment. It is a diverse city with a range of offerings. From natural preserves like Thunderbird Conservation Park to high-tech manufacturers like Conair and Honeywell Aerospace, there’s something for everyone. Medical school Midwestern University, the only veterinary school in Arizona, and Luke Air Force Base further contribute to the city’s dynamic nature.
You won’t want to miss the Westgate Entertainment District, Arizona’s premier destination for entertainment. Dive into a vibrant outdoor setting with unique water features and indulge in a shopping, dining, and entertainment experience like no other. And just nearby, the Desert Diamond Arena hosts numerous concerts and events throughout the year. Glendale is not only about attractions and entertainment; it’s a community of people who make it the place to live, work, and play. With over 250,784 residents and nearly 2000 employees, the city is dedicated to improving the lives of the people within the community.
Whether you’re a history buff, a professional sports fan, a resident, a business owner, a visitor, or a city employee, Glendale is here to show you that “You Belong Here.” From the finest sports and entertainment district to renowned shopping areas, Glendale offers fun and excitement on a large scale. Immerse yourself in the city’s rich history in the historic downtown and antique shops or soak up the sun on the hiking trails and experience the beauty of the desert. Get ready to create unforgettable memories and be part of a community that values and welcomes you, in a community where “You Belong Here!”
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Glendale, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
Overall Crime Rate: 35 per 1,000 residents
Comparison within Arizona:
Comparison with Similar Population Communities:
Property Crimes:
Motor Vehicle Theft:
Compare the premium costs from different insurance providers to find a policy that aligns with your budget. Remember to balance the cost with the coverage provided.
In case of major repairs or if your mobile home becomes uninhabitable, some policies offer coverage for temporary living expenses. Check if this is included or available as an optional add-on.
Research the reputation and financial stability of the insurance companies you are considering. Look for a provider with good customer reviews and a strong financial rating to ensure they can fulfill their obligations in the event of a claim.
Insurance providers often consider the age and overall condition of the manufactured home when determining rates and coverage eligibility. Make sure to keep your home well-maintained, and be aware that older homes might have higher premiums or certain coverage restrictions.
Make sure the policy covers your personal belongings inside the home, from furniture to electronics. Regularly update the inventory of your belongings, as their total value can influence the amount of coverage you need.
Your living situation and the value of your belongings can change over time. Periodically review and update your insurance policy, at least annually, to ensure you maintain adequate coverage.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Glendale’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for! These are some things you should look out for in an insurance plan for Glendale
Glendale, AZ is prone to monsoon
storms in the summer months, which can bring strong winds, hail, and heavy rain.
Mobile homes can be particularly vulnerable to these types of weather events, so it's
important to ensure that you have adequate coverage for damage caused by these
events.
Like most of Arizona, Glendale can experience
very hot temperatures during the summer months. This can lead to damage of the
home's roof, siding, and other exterior components. Coverage for heat-related damage
can help protect homeowners against these types of risks.
Glendale, AZ is located in a flood-prone area, and mobile
homes are particularly susceptible to flood damage. Homeowners should ensure that
their policy includes coverage for flood damage to their mobile home. It's worth noting
that flood coverage is not typically included in standard home insurance policies, and
may need to be added as a separate policy.
Because Glendale, AZ, is occasionally home to
microbursts, heavy winds, and hailstorms, homeowners should purchase wind and hail
damage coverage to protect their homes.
Offers assistance if your RV breaks down
while on the road, including towing, battery jump-starts, fuel delivery, and locksmith
services.
For mobile homes or manufactured homes
that are unoccupied for extended periods, this coverage protects against risks
associated with vacant properties, such as vandalism or theft.
Hailstorms are another common occurrence in Gilbert.
Homeowners should make sure their home insurance policy offers protection against
hail damage to avoid high repair costs.
A mobile or manufactured home
insurance policy in Glendale should cover personal property in the event of damage or
theft. Homeowners should ensure that their coverage limit is sufficient to protect all of
their possessions.
Provides an extra layer of liability protection beyond the
limits of your underlying mobile home, manufactured home, prefabricated home, or RV
insurance policy.
Mobile homes are often located in mobile home parks or
communities, which may have specific liability risks. A homeowner should ensure that
they have liability coverage in their home insurance policy, which can help protect them
against legal and medical expenses if someone is injured on their property.
Covers the cost of temporary living
arrangements if you are unable to live in your mobile home, manufactured home,
prefabricated home, or RV due to covered damages.
Provides coverage for medical expenses if a guest is
injured on your property or in your RV, regardless of fault.
