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The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Coolidge, Arizona – the multi-faceted jewel of Pinal County and keeper of ancient mysteries!
At the heart of Arizona’s Sun Corridor, nestled between the Sonoran desert and the lush agricultural plains of Pinal County, lies Coolidge — a city that embodies the timeless interplay between nature, history, and human ingenuity. Home to both ancient wonders and modern developments, Coolidge offers residents and visitors a unique blend of Southwestern experiences.
Coolidge’s story has deep historical roots, and the city’s proximity to the Casa Grande Ruins National Monument is a testament to this rich past. This ancient structure, the “Great House,” stands as a silent yet formidable reminder of the Hohokam civilization that once thrived in the region around a millennium ago. Its true purpose and the reason for its eventual desertion remain shrouded in mystery, but today it serves as a beacon of intrigue for archaeologists, history buffs, and the curious traveler.
The city itself was founded relatively recently in the vast timeline of the region. Named after Calvin Coolidge, the 30th President of the United States, it grew rapidly with the establishment of the Southern Pacific Railroad. The introduction of the San Carlos Irrigation Project transformed the surrounding arid desert into a fertile hub for agriculture. To this day, the farms around Coolidge contribute significantly to Arizona’s produce, especially cotton, earning the city its reputation as an agrarian jewel.
Nature enthusiasts will find solace in the expansive landscapes surrounding Coolidge. The nearby Picacho Peak State Park, with its iconic summit that rises dramatically from the desert floor, offers challenging hikes and breathtaking panoramic views, especially during the spring when wildflowers paint the terrains in a riot of colors.
Modern Coolidge maintains a close-knit community vibe. Events such as the annual “Coolidge Days” celebrate the city’s heritage and culture, bringing together residents for parades, rodeos, and communal festivities. The city’s parks, including the popular Kenilworth Sports Park, offer recreational spaces for families, athletes, and anyone looking to relax amidst greenery.
The culinary scene in Coolidge is a delightful blend of traditional Southwestern flavors and international cuisines. Whether you’re in the mood for a hearty Mexican meal, classic American fare, or just a cup of locally brewed coffee, the city’s eateries have something to satiate every palate.
One lesser-known fact about Coolidge is its involvement during World War II as a training site for pilots. The remnants of the Coolidge Army Airfield stand as a testament to this era, with occasional vintage airplane events evoking memories of a bygone time.
In essence, Coolidge is a microcosm of Arizona’s broader narrative, merging tales of ancient civilizations with those of pioneering spirits, agrarian transformations, and modern-day community endeavors. It invites you to explore its mysteries, savor its present, and look forward to a future where the past is always reverently remembered. Whether you’re drawn by the whispers of ancient ruins, the allure of natural wonders, or the warmth of a close-knit community, Coolidge beckons with open arms and countless tales.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Coolidge, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
Here's a detailed analysis of the crime situation in Coolidge, Arizona
Coolidge, AZ, like many other cities, grapples with challenges in terms of both violent and property crimes. Its crime rates, especially in comparison to communities of similar size, suggest that residents and potential visitors should remain alert and cautious. For the city’s administration and local law enforcement, these statistics underscore the need for ongoing community engagement, preventive initiatives, and proactive policing to enhance public safety and address underlying causes of crime.
Understand the terms under which you or the insurer can cancel the policy. Some insurers might offer a pro-rated refund if you cancel before the end of the term, while others might have cancellation fees.
The value of your home is an important factor in determining the type and amount of coverage you need. You should look for a policy that offers adequate coverage to protect your investment and covers the cost of any necessary repairs or replacement.
Research the reputation and financial stability of the insurance companies you are considering. Look for a provider with good customer reviews and a strong financial rating to ensure they can fulfill their obligations in the event of a claim.
Insurance providers often consider the age and overall condition of the manufactured home when determining rates and coverage eligibility. Make sure to keep your home well-maintained, and be aware that older homes might have higher premiums or certain coverage restrictions.
Take the time to review and compare multiple insurance policies. Pay attention to the coverage limits, exclusions, and any additional optional coverages offered. Consider obtaining quotes from different providers to ensure you get the best coverage for your manufactured home, locally, at a competitive price.
Take a moment to consider what you're looking for in an insurance plan. Do you want to protect your home and belongings only, or also get liability coverage? How much could you afford to pay if something happened? Knowing what you need will help you narrow down your options.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Coolidge’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
