Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Mount Juliet, Tennessee – a thriving town that offers a perfect blend of small-town charm and modern convenience. Known for its welcoming community, picturesque landscapes, and rapid growth, Mount Juliet has become one of the most sought-after places to live in the Nashville metropolitan area. Whether you’re drawn by its natural beauty, vibrant culture, or rich history, Mount Juliet has something to offer everyone.
Mount Juliet was officially established in 1835, making it one of the younger towns in Tennessee, but its history is deeply intertwined with the region’s agricultural roots. Named after a castle in County Kilkenny, Ireland, the town has grown from a rural farming community into a bustling suburban area without losing touch with its heritage.
The Mount Juliet Historical Society plays a crucial role in preserving the town’s past, with exhibits and events that showcase the history of the area. Visitors can explore the Mount Juliet Museum, which houses artifacts, photographs, and documents that tell the story of the town’s development over the years.
Mount Juliet is known for its beautiful natural surroundings, offering residents and visitors ample opportunities to enjoy the great outdoors. The town is home to several parks, trails, and recreational areas that highlight the scenic beauty of Middle Tennessee.
Charlie Daniels Park, named after the famous country music star who lived in the area, is a community hub that offers something for everyone. The park features walking trails, playgrounds, sports fields, and even an amphitheater where concerts and events are held throughout the year. It’s a great place for families to spend time together and for individuals to enjoy some fresh air and exercise.
For those who love the water, Percy Priest Lake is just a short drive away. This expansive reservoir offers boating, fishing, and swimming opportunities, making it a popular destination for outdoor enthusiasts. The nearby Long Hunter State Park provides even more options for hiking, camping, and wildlife observation, with trails that wind through forests and along the lake’s shores.
Mount Juliet is a town that takes pride in its strong sense of community. The residents here are known for their friendliness and willingness to help one another, creating a welcoming atmosphere for newcomers and visitors alike.
The town hosts a variety of events throughout the year that bring people together. The Mount Juliet Christmas Parade is a beloved tradition, drawing crowds from all over the region to enjoy the festive floats, marching bands, and holiday cheer. The Farmers Market is another community favorite, offering locally grown produce, handmade crafts, and live entertainment during the warmer months.
Mount Juliet is also home to a growing number of churches, civic organizations, and volunteer groups, all of which contribute to the town’s close-knit feel. Whether you’re attending a local church service, participating in a charity event, or simply chatting with neighbors at the park, you’ll find that the spirit of community is alive and well in Mount Juliet.
Mount Juliet’s strategic location near major highways and its proximity to Nashville have made it an attractive destination for businesses and families alike. The town has seen significant economic growth in recent years, with new residential developments, shopping centers, and restaurants springing up across the area.
The Providence Marketplace is a major shopping destination in Mount Juliet, offering a wide range of retail stores, dining options, and entertainment venues. This open-air mall has become a focal point of the town’s commercial activity, attracting visitors from across the region.
Mount Juliet is also home to several major employers, including Amazon, which operates a fulfillment center in the town, and Cumberland University, which offers educational opportunities for local residents. This economic growth has brought new jobs and opportunities to the area, while still maintaining the town’s suburban charm.
Mount Juliet is served by the Wilson County School District, which is known for its strong academic programs and commitment to student success. The town’s schools offer a range of extracurricular activities, from sports to music and arts, ensuring that students receive a well-rounded education.
In addition to public schools, Mount Juliet is home to several private and charter schools, providing families with a variety of educational options. The town’s focus on education, combined with its safe neighborhoods and family-friendly amenities, makes it an ideal place to raise children.
Mount Juliet, Tennessee, is more than just a town—it’s a community where people come together to enjoy life, support one another, and celebrate the beauty of their surroundings. Whether you’re drawn by the outdoor activities, the vibrant cultural scene, or the welcoming atmosphere, you’ll find that Mount Juliet offers a quality of life that’s hard to beat.
So come and discover Mount Juliet, a town where history, nature, and community spirit converge. Whether you’re visiting for a weekend or considering making it your home, Mount Juliet promises a warm welcome and a lifetime of memories.
Yes, mobile home insurance is essential in Tennessee due to the state’s diverse climate and environmental challenges. Insurance provides financial protection against natural disasters, liability issues, and potential losses due to theft or vandalism. Given Tennessee's susceptibility to tornadoes, flooding, and winter storms, having comprehensive coverage ensures you are financially protected in case of damage or loss.
In Tennessee, insurance premiums for homeowners are influenced by a variety of factors. The insurer you choose can significantly impact the premium you pay, as different companies may offer varying rates for similar coverage. Additionally, your decisions regarding the amount of coverage you purchase also affect your premium. Here are some key factors that insurers consider when determining your premium:
By understanding these factors, homeowners in Tennessee can make informed decisions about their insurance needs and find ways to potentially lower their premiums.
The cost of mobile home insurance in Tennessee varies based on several factors:
On average, mobile home insurance in Tennessee can range from $300 to $1,000 annually, depending on these factors.
Hazard: Mount Juliet, TN has a tornado index of 241.02, which is significantly higher than both state and national averages. This elevated risk makes tornadoes a major concern for the area, potentially causing widespread damage to properties and infrastructure.
Tips for Mobile/Manufactured/Modular Home Owners:
Hazard: Microbursts are intense downbursts of wind from thunderstorms, reaching speeds up to 80 mph. These sudden, powerful gusts can cause extensive damage similar to a tornado but in a smaller area.
Tips for Mobile/Manufactured/Modular Home Owners:
Hazard: Mount Juliet has experienced 506 flood events within a 50-mile radius from 1950 to 2010. Flooding can cause severe water damage, particularly in areas close to rivers or low-lying regions.
Tips for Mobile/Manufactured/Modular Home Owners:
These hazards highlight the critical weather-related risks in Mount Juliet, TN, with a focus on extreme heat, increased precipitation, and significant wildfire risk. Adaptation strategies and preparedness are essential to manage these risks effectively.
Mount Juliet has a property crime rate of 9 per one thousand residents. This rate includes crimes such as burglary, larceny, motor vehicle theft, and arson. Compared to other cities and towns across America, Mount Juliet’s property crime rate is about average, indicating that the likelihood of encountering property crime is similar to many other communities.
Key Data Points:
The violent crime rate in Mount Juliet is 1 per one thousand residents. This rate encompasses violent offenses such as armed robbery, aggravated assault, rape, and murder. Mount Juliet’s violent crime rate is about average when compared to other communities in America, giving residents a 1 in 1,064 chance of becoming a victim of violent crime.
Key Data Points:
Mount Juliet’s overall crime rate stands at 10 per one thousand residents, which is near the national average for cities and towns of all sizes in the U.S. The overall likelihood of becoming a victim of either violent or property crime in Mount Juliet is 1 in 102. This places Mount Juliet slightly safer than the average community in Tennessee, with a crime rate lower than approximately 53% of the state’s cities and towns. When compared to similarly sized communities across the country, Mount Juliet’s crime rate is noticeably lower, making it safer than most other cities of its size.
Key Data Points:
Description: Use motion-sensor lights for added security around your home. Importance: Motion-sensor lights enhance security and help deter potential intruders.
Description: Regularly inspect your home for mold and address any issues immediately. Importance: Mold can be a significant issue in Tennessee’s humid environment, impacting health and home integrity.
Description: Test and maintain the quality of your home’s water supply. Importance: Ensuring clean water is crucial for health and safety, particularly in areas with water quality concerns.
Description: Keep updated on local regulations and changes that may affect your home. Importance: Staying informed helps ensure compliance with local laws and addresses any changes that could impact your living situation.
Description: Familiarize yourself with tenant and homeowner rights in Tennessee. Importance: Knowing your legal rights helps protect yourself in disputes and ensures fair treatment.
Description: Conduct an energy audit to identify areas for improvement. Importance: Energy audits help reduce utility bills, which is important in Tennessee’s variable climate.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
The State of Manufactured Housing in Tennessee:
Key Data:
Insights: Manufactured housing plays a crucial role in Tennessee’s housing market due to its affordability compared to traditional homeownership and renting. However, the age of many of these homes, particularly those built before 1980, can lead to higher maintenance costs for homeowners. The affordability and availability of manufactured homes provide an essential housing option, particularly for low- and moderate-income residents, despite potential future expenses related to older units.
Key Data:
Insights: Tennessee offers slightly more affordable housing than the national average, and the state has a relatively low foreclosure rate. However, homeownership rates vary significantly by demographic factors such as race, income, and family structure. Manufactured housing can help bridge some of these gaps by providing an affordable homeownership option. With a substantial portion of manufactured housing being affordable, this type of housing is critical in meeting the state’s need for low-cost housing solutions.
Key Data:
Insights: Manufactured housing is a vital component of affordable housing in Tennessee, particularly for very low-income homeowners who face lower housing cost burdens compared to other forms of homeownership. The significant cost savings per square foot make manufactured homes an attractive option for those seeking affordable housing. This type of housing is essential for providing stable and cost-effective living conditions for a large portion of Tennessee’s population, particularly in a state where homeownership challenges vary widely.
Mobile homes play a significant role in Tennessee’s housing landscape, offering an affordable and flexible housing solution. To ensure that mobile home owners and residents are well-informed and in compliance with the latest regulations, it’s essential to stay up-to-date with the 2023 mobile home laws in the state. In this comprehensive guide, we’ll explore the key aspects of Tennessee’s mobile home laws for 2023, covering ownership, placement, and essential regulations to help you navigate the mobile home landscape effectively.
Mobile homes play a significant role in Tennessee’s housing landscape, offering an affordable and flexible housing solution. To ensure that mobile home owners and residents are well-informed and in compliance with the latest regulations, it’s essential to stay up-to-date with the 2023 mobile home laws in the state. In this comprehensive guide, we’ll explore the key aspects of Tennessee’s mobile home laws for 2023, covering ownership, placement, and essential regulations to help you navigate the mobile home landscape effectively.
Key Points:
Insights: In 2023, Tennessee maintained strict regulations on mobile home ownership to ensure clarity and accountability in property transactions. The titling process serves as irrefutable proof of ownership and imposes the responsibility to transfer the title to the new owner during a sale or transfer. Non-compliance can result in legal and financial penalties, highlighting the importance of adhering to these regulations.
Key Points:
Insights: The placement of mobile homes in Tennessee is tightly regulated by local zoning ordinances, which can differ significantly across regions. Mobile home owners must thoroughly research and comply with these local ordinances to ensure they meet requirements such as property line setbacks, minimum lot sizes, and allowed mobile home types. Understanding these zoning laws is essential for a harmonious community integration and to avoid potential legal issues.
Key Points:
Insights: In 2023, Tennessee continues its commitment to mobile home residents’ safety by enforcing rigorous safety standards. These standards cover critical aspects of mobile home living, ensuring that homes meet specific requirements for electrical systems, plumbing, heating, and ventilation. Mobile home owners should be prepared for periodic inspections to maintain compliance, underscoring the state’s dedication to secure and habitable living environments for all residents.
Key Points:
Insights: Tennessee’s regulations for the transportation and installation of mobile homes prioritize safety and structural integrity. These regulations mandate acquiring the necessary permits and adhering to established guidelines during the disassembly, transportation, and reinstallation processes. Compliance with these regulations is crucial to ensure the safety of the mobile home and the community it is placed within.
In Tennessee, manufactured home residents have homeownership rates comparable to those of residents in other types of housing. Approximately 66% of manufactured home residents own their homes, which mirrors the 66% homeownership rate seen among residents of traditional site-built homes. This parity underscores the significant role that manufactured homes play in providing affordable housing options that facilitate homeownership in the state.
Financing for manufactured homes differs notably from traditional home financing. Owners of manufactured homes are less likely to have a conventional mortgage and are more likely to use personal property loans. These loans, which often come with higher interest rates, shorter prepayment periods, and fewer consumer protections, present unique challenges for manufactured home owners. Unlike traditional mortgages, personal property loans typically classify homes as personal property, akin to vehicles.
This classification can lead to financial drawbacks, as lenders may use depreciation tables similar to those in the auto industry to determine the value of these homes. Consequently, manufactured home owners may experience a decline in their home’s value over time, making it more challenging to build equity and wealth through homeownership. Despite these challenges, the accessibility of personal property loans continues to enable many Tennesseans to achieve homeownership through manufactured homes.
Overall, while manufactured home residents in Tennessee enjoy similar homeownership rates to those living in site-built homes, the financial pathways they navigate can be markedly different, often requiring careful consideration and planning to maximize the benefits of their home investment.
The Manufactured Housing and Modular Buildings Section of the Tennessee Department of Commerce and Insurance oversees the regulatory framework for HUD-labeled manufactured homes and modular buildings. Operating under TCA Title 68 and federal mandates like the National Manufactured Housing Construction and Safety Standards Act of 1974, the section plays a pivotal role in licensing manufacturers, retailers, and installers of manufactured homes. It ensures compliance with safety standards through rigorous inspections and investigates violations of state and federal regulations. Additionally, the section collaborates with HUD as the State Administrative Agent, overseeing aspects such as construction quality control, consumer complaint resolutions, and post-production monitoring of homes in Tennessee.
For those involved in manufactured housing or modular construction in Tennessee, the section provides critical services like license application and renewal, verification, and handling of consumer complaints. It serves as a central hub for resources and information, facilitating the safe and compliant installation and maintenance of manufactured homes and modular buildings across the state. Residents and stakeholders can contact the Manufactured Housing Section at their Nashville headquarters for inquiries, licensing procedures, or to report any issues related to manufactured housing standards and regulations.
Since Tennessee is located inland, and does not have a coastline, there are no Coastal Insurance Pool Services available as per government/subsidized schemes. You might however find some add ons to your insurance plan, like the Inland Marine Select plan available for new construction of individual dwellings and commercial projects with limits of up to $3,000,000 available – according to construction type and protection class, with further limits of up to $500,000 per location – which is excluding wind & hail in coastal areas.
The Tennessee Manufactured Housing Foundation (TMHF), based in Mt. Juliet, TN, is dedicated to assisting Tennessee residents who are economically disadvantaged or facing challenging circumstances related to their manufactured homes. TMHF aims to support the repair and improvement of existing manufactured homes and provide replacement homes to those in need due to income limitations or other hardships.
Key Points:
Insights: Understanding tenant rights and landlord responsibilities is vital for harmonious living in Tennessee’s mobile home parks. The current laws cover essential issues like rent increases, eviction procedures, and tenant protections, aiming to balance the interests of park owners and tenants. These laws foster fairness and equity, ensuring a mutually beneficial mobile home park experience in Tennessee.
Key Points:
Insights: In 2023, Tennessee reinforced its commitment to environmental sustainability in mobile home communities by implementing strict environmental regulations. These rules address critical areas such as responsible sewage disposal, water quality maintenance, and efficient waste management. Adhering to these regulations promotes a healthier living environment and contributes to preserving the state’s natural resources.
Key Points:
Insights: Staying informed about evolving mobile home laws and regulations is crucial for compliance in Tennessee. The legal landscape can undergo revisions and updates to address new issues and changing circumstances. By frequently checking for updates and consulting with relevant authorities, mobile home owners and residents can navigate new provisions effectively and continue enjoying the benefits of mobile home living with confidence.
Navigating the current mobile home landscape in Tennessee requires a thorough understanding of the state’s laws and regulations. From ownership and placement to safety standards and tenant rights, being aware of these laws is essential for both mobile home owners and residents. By staying informed and adhering to the latest regulations, you can ensure a smooth and compliant mobile home experience in the Volunteer State.
For more information on your rights visit the following resources:
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Mount Juliet’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or storm damages. Always remember to ask about any available discounts that you may be eligible for!
Lake Proximity and Erosion Coverage
Severe Weather Damage Protection
Rural Property Liability Coverage
Utility Line Coverage
Historic Property Protection
Local Event Coverage
