Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Delaware, Ohio, a picturesque city where history, natural beauty, and a vibrant community spirit come together to create an inviting and memorable destination. Located just 30 miles north of Columbus, Delaware offers a rich historical tapestry, scenic outdoor attractions, and a welcoming atmosphere that makes it a perfect place to explore and enjoy. Whether you’re a history buff, nature enthusiast, or simply looking for a charming getaway, Delaware has something for everyone.
Delaware’s history dates back to the early 19th century when it was founded in 1808. The city was named after the Delaware Indians who originally inhabited the area. With its strategic location along the Olentangy River, Delaware quickly became a vital center for commerce and trade. The arrival of the railroad in the mid-1800s further spurred the city’s growth and development, shaping it into the vibrant community it is today.
One of Delaware’s most iconic historical landmarks is the Delaware County Courthouse, an architectural gem built in 1868. This stunning building, with its distinctive clock tower and intricate stonework, stands as a testament to the city’s rich heritage and serves as a focal point in the heart of downtown. Another notable historical site is the Rutherford B. Hayes Presidential Library & Museums. Although the 19th U.S. President was born in Delaware, his home and library are located in Fremont, Ohio, but the city proudly celebrates his legacy.
Downtown Delaware is a delightful blend of historic charm and modern vibrancy. Stroll along the tree-lined streets and discover a variety of boutique shops, cozy cafes, and inviting restaurants. The Delaware Gazette Building, built in 1821, is one of the oldest continuously operating newspaper offices in the United States and adds to the historic ambiance of the downtown area.
For those interested in history, the Delaware County Historical Society operates several historic sites, including the Meeker Homestead Museum. This beautifully restored 1823 farmhouse offers a glimpse into pioneer life and the early days of Delaware County. The Nash House Museum, another historical gem, showcases Victorian-era furnishings and artifacts, providing insight into the lifestyle of Delaware’s residents in the late 19th century.
Nature lovers will find plenty to enjoy in Delaware’s parks and outdoor spaces. The Olentangy River flows through the city, offering scenic views and recreational opportunities. Mingo Park, located along the river, features walking trails, picnic areas, and a nature center, making it a perfect spot for a leisurely day outdoors. For a more immersive nature experience, head to Delaware State Park, just a short drive from the city. This expansive park offers hiking, boating, fishing, and camping, allowing visitors to fully embrace the beauty of Ohio’s natural landscape.
One of the city’s most beloved outdoor attractions is the Stratford Ecological Center, a 236-acre organic farm and nature preserve. The center offers educational programs, nature trails, and hands-on farm activities, making it a wonderful destination for families and nature enthusiasts alike. The preservation of local flora and fauna is a priority here, providing a peaceful retreat for those looking to connect with nature.
Delaware is also home to the Little Brown Jug, one of harness racing’s most prestigious events. Held annually at the Delaware County Fairgrounds, the Little Brown Jug attracts visitors from around the world and adds to the city’s vibrant and festive atmosphere. The fairgrounds also host the Delaware County Fair, a beloved local tradition that features agricultural exhibits, live entertainment, and a variety of family-friendly activities.
The city’s cultural scene is equally vibrant, with numerous events and festivals that bring the community together. The Strand Theatre, one of the oldest continuously operating movie theaters in the country, offers a mix of classic films and contemporary releases, providing a nostalgic movie-going experience. The Central Ohio Symphony, based in Delaware, delivers captivating performances throughout the year, enriching the city’s cultural landscape.
Education plays a significant role in Delaware’s community. Ohio Wesleyan University, a prestigious liberal arts college founded in 1842, is located in the heart of the city. The university’s beautiful campus, with its historic buildings and green spaces, adds to the city’s charm and provides a hub for intellectual and cultural activities. The Perkins Observatory, affiliated with Ohio Wesleyan University, offers public programs and stargazing events, inviting visitors to explore the wonders of the night sky.
Delaware’s culinary scene is diverse and inviting, with a range of dining options to suit every taste. From farm-to-table restaurants serving locally sourced dishes to charming cafes offering freshly brewed coffee and homemade pastries, the city’s eateries provide a delightful culinary journey. Local favorites like 1808 American Bistro and Amato’s Woodfired Pizza offer delicious meals in warm and welcoming settings.
Beyond its prominent attractions, Delaware holds hidden gems and intriguing facts. Did you know that the city is home to the largest contiguous forest in central Ohio? The Delaware Wildlife Area spans over 4,600 acres, offering abundant opportunities for hunting, fishing, and wildlife observation. Additionally, Delaware’s rich equestrian heritage is celebrated at the All Horse Parade, one of the largest all-horse parades in the country, showcasing the city’s love for these majestic animals.
Delaware’s sense of community is evident in its numerous annual events and festivals. The Main Street Delaware Farmers’ Market, held weekly during the summer months, brings together local farmers, artisans, and residents, creating a lively and supportive community atmosphere. The city also hosts the Delaware Arts Festival, a popular event that features local artists, live music, and family-friendly activities.
Whether you’re exploring its historical landmarks, enjoying its parks and trails, or participating in its vibrant cultural scene, Delaware, Ohio offers a unique and enriching experience. Discover the charm and warmth of this welcoming city, where every corner has a story to tell and every visit creates lasting memories. Welcome to Delaware, a city where history, nature, and community come together in perfect harmony.
To discover the best mobile home insurance and identify the right provider for your needs in Ohio, follow these straightforward steps:
While not legally required, mobile home insurance is essential in Ohio - here’s why:
If you’re planning to secure a mortgage for your mobile home, your lender will likely require insurance coverage.
Ohio homes, whether mortgaged or not, are exposed to severe thunderstorms, damaging winds, hailstorms, tornadoes, and potential flooding.
It’s advisable to check with your mobile home park or community to see if insurance is a requirement for residents.
While specific pricing details may not be readily available, the average cost of mobile home insurance in Ohio ranges from $50 to $133 per month. This variation depends on factors such as coverage limits, deductible, location, home age, replacement cost, and claims history.
Many insurers offer various discounts for mobile home insurance policyholders, including opportunities to bundle your coverage with auto insurance.
By following these steps and understanding the coverage options, you can ensure your mobile home in Ohio is well-protected. Contact us today to get started!
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Delaware has an overall crime rate of 11 per 1,000 residents, which is close to the average for cities and towns across the United States. The chance of becoming a victim of any crime in Delaware is 1 in 93. In comparison to other communities in Ohio, Delaware’s crime rate is lower than about 33% of cities and towns in the state.
Delaware’s violent crime rate stands at 1 per 1,000 residents, which is about average compared to communities nationwide. This rate includes violent offenses such as armed robbery, aggravated assault, rape (excluding statutory), and murder. The likelihood of experiencing a violent crime in Delaware is 1 in 708.
The property crime rate in Delaware is 9 per 1,000 residents. This includes crimes such as burglary, larceny (over $50), grand theft auto, and arson. Delaware’s property crime rate is also about average compared to other cities and towns across the United States.
Investigate adding flood insurance if not included in your standard policy. Essential for areas prone to flooding.
Maintain a good credit score to get better insurance rates. Affects premium costs and policy approvals.
Work with a reputable insurance agent who understands mobile home needs. Ensures you get the right coverage.
Familiarize yourself with the claim process before an incident occurs. Makes it easier to navigate during stressful times.
Perform regular maintenance checks on your home. Prevents small issues from becoming big problems.
Invest in energy-efficient upgrades like LED lighting and energy-saving appliances. Reduces utility bills and improves comfort.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile and Manufactured Home Insurance Statistics in Ohio:
The Ohio Manufactured Homes Association (OMHA) is a nonprofit organization dedicated to promoting manufactured housing as a standard and economical way of life in Ohio. Their mission is to help individuals experience the benefits of homeownership in a comfortable, safe, and convenient manner, whether in planned communities or on privately-owned land. OMHA provides a range of services to its members, including access to legal counsel, model legal documents, educational seminars, and networking opportunities through regional chapters. They also offer periodic updates on industry-related legal and regulatory changes, a quarterly newsletter, and a complimentary company profile listing on their website.
OMHA actively advocates for the manufactured housing industry before governmental bodies at all levels, striving to combat unreasonable legislation and promote beneficial laws and regulations. Significant legislative victories include improved procedures for removing abandoned homes, education and training programs for industry members, zoning and taxation reforms, and the prevention of manufactured home communities from being charged for tenants’ delinquent utilities. OMHA also supports legislative initiatives aimed at reducing regulatory burdens, allowing sub-metered communities to manage administrative fees, easing eviction grounds for nuisance tenants, and obtaining legislative exemptions for stricter foreclosure processes. Through these efforts, OMHA continues to protect and enhance the manufactured housing industry in Ohio.
The Ohio FAIR Plan offers a critical resource for homeowners in Ohio, providing essential coverage options to ensure you’re protected against unexpected disasters. While many people in Ohio might not consider flood insurance necessary, it’s important to understand that standard homeowners or renters policies typically do not cover flood damage. Flooding can result from various factors like poor drainage, heavy rainfall, snowmelt, or broken water mains, and can cause significant financial loss even in low-risk areas.
The National Flood Insurance Program (NFIP) reports that over 20% of flood claims come from such low-to-moderate risk zones, with average claims around $27,000. Therefore, the Ohio FAIR Plan can help homeowners access flood insurance, ensuring their properties and belongings are adequately covered against these potential risks.
Even though it’s not a legal requirement in Ohio, mobile home insurance is often a wise investment to safeguard your property. Read through the following guide to help familiarize yourself with rules and regulations in Ohio:
Legal Considerations
Siting and Zoning
Industry and Market Data
Construction and Safety Standards
Amenities and Upgrades
Financing
Industry Regulation and Advocacy
This endorsement will automatically be endorsed to the policy if Coverage A – Dwelling is a manufactured home or a mobile home.
This endorsement changes the loss settlement terms for replacement cost to ACV for mobile homes insured that are more than ten years old.
Insurance for mobile or manufactured homes provides coverage for more than just the home itself. It also includes:
It’s important to note that mobile and manufactured homes do not qualify for coverage under a standard homeowners insurance policy (HO-3). Instead, you will need a specialized policy tailored specifically for mobile homes.
The Home Protector Program is designed to provide homeowner coverage for owner-occupied mobile/manufactured homes that are in above-average condition. It is assumed that these homes will not be moved after their initial setup. However, the policy does provide coverage for 30 days if the home is relocated. Any change in location should be promptly reported to the Company.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Delaware’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or storm damages. Always remember to ask about any available discounts that you may be eligible for!
Olentangy River Flood Risk Coverage
Severe Winter Weather Coverage
Local Soil Erosion Coverage
High Windstorm Damage Coverage
Tree and Landscaping Damage Coverage
Seasonal HVAC Maintenance Coverage
Emergency Water Damage Restoration
