Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Collierville, Tennessee – a charming town that perfectly blends historic charm with modern sophistication. Known for its picturesque town square, vibrant local culture, and strong sense of community, Collierville offers an inviting atmosphere where tradition and progress coexist harmoniously. Whether you’re exploring its historic landmarks, enjoying its lush parks, or indulging in upscale shopping and dining, Collierville promises an experience that is as enriching as it is delightful.
Collierville’s history dates back to the early 19th century, with its roots firmly planted in the early days of American expansion. The town was named after Jesse R. Collier, a local entrepreneur who bought land in the area in 1836. The town’s early development was closely tied to the arrival of the railroad, which brought growth and prosperity to the region.
One of the most iconic landmarks in Collierville is the Collierville Town Square. This historic square, often described as the heart of the town, is surrounded by beautifully preserved buildings that harken back to the late 19th and early 20th centuries. The square is home to a variety of shops, restaurants, and cultural attractions, making it a bustling hub of activity for residents and visitors alike. At the center of the square stands a picturesque gazebo, a popular spot for weddings, concerts, and community events.
Another significant historical site is the Morton Museum of Collierville History, housed in the former Collierville Christian Church building, which dates back to 1890. The museum offers a fascinating glimpse into the town’s past, with exhibits that explore Collierville’s role in the Civil War, its agricultural heritage, and its evolution into the vibrant community it is today.
Collierville is recognized as one of the most desirable places to live in Tennessee, thanks to its excellent schools, safe neighborhoods, and strong sense of community. The town’s commitment to quality of life is evident in its well-maintained parks, top-rated schools, and numerous community events that bring residents together.
Education is a top priority in Collierville, with the Collierville Schools District consistently ranked among the best in the state. The district offers a range of programs and extracurricular activities that cater to students’ diverse interests and talents, ensuring that every child has the opportunity to succeed.
Collierville’s dedication to fostering a strong community spirit is also evident in its numerous events and festivals. The annual Fair on the Square, held each May, is a beloved tradition that features arts and crafts vendors, live entertainment, and delicious food, drawing visitors from across the region. The town also hosts a popular Christmas in Collierville event, where the town square is transformed into a winter wonderland, complete with horse-drawn carriage rides, visits with Santa, and festive lights.
Collierville offers a lifestyle of luxury and convenience, with a range of upscale amenities that cater to residents’ needs and desires. The town is home to beautiful neighborhoods with elegant homes, manicured lawns, and tree-lined streets, creating a serene and welcoming environment.
For those who enjoy shopping and dining, Collierville offers a variety of options, from boutique shops to upscale restaurants. The Avenue Carriage Crossing is a premier shopping destination, featuring a mix of national retailers, specialty stores, and a variety of dining options. Whether you’re looking for the latest fashion trends, unique gifts, or a delicious meal, The Avenue has something for everyone.
Collierville is also known for its focus on health and wellness, with numerous fitness centers, spas, and wellness programs available to residents. The Collierville Community Center offers a range of recreational activities, including fitness classes, sports leagues, and a swimming pool, providing residents with plenty of opportunities to stay active and healthy.
Nature lovers will find plenty to enjoy in Collierville, with its abundance of parks, trails, and natural areas. Hinton Park, one of the largest parks in Collierville, offers walking trails, playgrounds, picnic areas, and a scenic lake, making it a popular spot for families and outdoor enthusiasts. The park’s natural beauty and well-maintained facilities make it a perfect place to relax, exercise, and enjoy the great outdoors.
Another popular destination is Halle Park, which features walking trails, fishing lakes, and a disc golf course. The park is also home to the W.C. Johnson Park Sprayground, a fun and interactive water play area that is perfect for cooling off on a hot summer day.
Collierville’s Greenbelt System connects many of the town’s parks and natural areas, providing a scenic route for walking, running, and cycling. The Greenbelt is a great way to explore Collierville’s natural beauty while staying active and enjoying the fresh air.
While Collierville is proud of its history and heritage, it is also a community that looks to the future. The town’s leaders are committed to sustainable growth, ensuring that Collierville remains a desirable place to live, work, and visit for generations to come.
Collierville’s Comprehensive Plan outlines the town’s goals for the future, including initiatives to enhance public services, expand green spaces, and support local businesses. This forward-thinking approach ensures that Collierville will continue to thrive while maintaining the qualities that make it such a special place.
Collierville, Tennessee, is more than just a place to live—it’s a place to experience the best of Southern living. From its rich history and luxurious amenities to its beautiful parks and strong sense of community, Collierville offers a lifestyle that is both elegant and welcoming. Whether you’re exploring its historic sites, enjoying its natural beauty, or simply savoring the charm of this sophisticated town, Collierville invites you to discover a way of life that is truly unique. Welcome to Collierville, where tradition meets modernity, and where every day is an opportunity to enjoy the finer things in life.
Yes, mobile home insurance is essential in Tennessee due to the state’s diverse climate and environmental challenges. Insurance provides financial protection against natural disasters, liability issues, and potential losses due to theft or vandalism. Given Tennessee's susceptibility to tornadoes, flooding, and winter storms, having comprehensive coverage ensures you are financially protected in case of damage or loss.
In Tennessee, insurance premiums for homeowners are influenced by a variety of factors. The insurer you choose can significantly impact the premium you pay, as different companies may offer varying rates for similar coverage. Additionally, your decisions regarding the amount of coverage you purchase also affect your premium. Here are some key factors that insurers consider when determining your premium:
By understanding these factors, homeowners in Tennessee can make informed decisions about their insurance needs and find ways to potentially lower their premiums.
The cost of mobile home insurance in Tennessee varies based on several factors:
On average, mobile home insurance in Tennessee can range from $300 to $1,000 annually, depending on these factors.
These three risks—tornadoes, flooding, and heat—underscore the diverse weather challenges facing Collierville. Addressing these risks through proactive planning and community engagement will help enhance resilience and safety in the region.
Description: Understand and follow HOA rules if applicable.Importance: Many Tennessee mobile home communities have specific rules that must be followed to avoid conflicts and penalties.
Description: Install and regularly test carbon monoxide detectors and security systems. Importance: Safety devices are crucial in Tennessee’s diverse climate and to protect against security threats.
Description: Conduct an energy audit to identify areas for improvement. Importance: Energy audits help reduce utility bills, which is important in Tennessee’s variable climate.
Description: Research and apply for available grants or assistance programs. Importance: Tennessee offers various programs that can assist with repairs and upgrades, providing financial relief.
Description: Keep an emergency preparedness kit with essentials for severe weather events. Importance: Being prepared for emergencies ensures you can handle unexpected situations effectively.
Description: Invest in home security systems to protect against theft and vandalism. Importance: Security systems help safeguard your home, especially in areas with higher crime rates.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
The State of Manufactured Housing in Tennessee:
Key Data:
Insights: Manufactured housing plays a crucial role in Tennessee’s housing market due to its affordability compared to traditional homeownership and renting. However, the age of many of these homes, particularly those built before 1980, can lead to higher maintenance costs for homeowners. The affordability and availability of manufactured homes provide an essential housing option, particularly for low- and moderate-income residents, despite potential future expenses related to older units.
Key Data:
Insights: Tennessee offers slightly more affordable housing than the national average, and the state has a relatively low foreclosure rate. However, homeownership rates vary significantly by demographic factors such as race, income, and family structure. Manufactured housing can help bridge some of these gaps by providing an affordable homeownership option. With a substantial portion of manufactured housing being affordable, this type of housing is critical in meeting the state’s need for low-cost housing solutions.
Key Data:
Insights: Manufactured housing is a vital component of affordable housing in Tennessee, particularly for very low-income homeowners who face lower housing cost burdens compared to other forms of homeownership. The significant cost savings per square foot make manufactured homes an attractive option for those seeking affordable housing. This type of housing is essential for providing stable and cost-effective living conditions for a large portion of Tennessee’s population, particularly in a state where homeownership challenges vary widely.
Mobile homes play a significant role in Tennessee’s housing landscape, offering an affordable and flexible housing solution. To ensure that mobile home owners and residents are well-informed and in compliance with the latest regulations, it’s essential to stay up-to-date with the 2023 mobile home laws in the state. In this comprehensive guide, we’ll explore the key aspects of Tennessee’s mobile home laws for 2023, covering ownership, placement, and essential regulations to help you navigate the mobile home landscape effectively.
Mobile homes play a significant role in Tennessee’s housing landscape, offering an affordable and flexible housing solution. To ensure that mobile home owners and residents are well-informed and in compliance with the latest regulations, it’s essential to stay up-to-date with the 2023 mobile home laws in the state. In this comprehensive guide, we’ll explore the key aspects of Tennessee’s mobile home laws for 2023, covering ownership, placement, and essential regulations to help you navigate the mobile home landscape effectively.
Key Points:
Insights: In 2023, Tennessee maintained strict regulations on mobile home ownership to ensure clarity and accountability in property transactions. The titling process serves as irrefutable proof of ownership and imposes the responsibility to transfer the title to the new owner during a sale or transfer. Non-compliance can result in legal and financial penalties, highlighting the importance of adhering to these regulations.
Key Points:
Insights: The placement of mobile homes in Tennessee is tightly regulated by local zoning ordinances, which can differ significantly across regions. Mobile home owners must thoroughly research and comply with these local ordinances to ensure they meet requirements such as property line setbacks, minimum lot sizes, and allowed mobile home types. Understanding these zoning laws is essential for a harmonious community integration and to avoid potential legal issues.
Key Points:
Insights: In 2023, Tennessee continues its commitment to mobile home residents’ safety by enforcing rigorous safety standards. These standards cover critical aspects of mobile home living, ensuring that homes meet specific requirements for electrical systems, plumbing, heating, and ventilation. Mobile home owners should be prepared for periodic inspections to maintain compliance, underscoring the state’s dedication to secure and habitable living environments for all residents.
Key Points:
Insights: Tennessee’s regulations for the transportation and installation of mobile homes prioritize safety and structural integrity. These regulations mandate acquiring the necessary permits and adhering to established guidelines during the disassembly, transportation, and reinstallation processes. Compliance with these regulations is crucial to ensure the safety of the mobile home and the community it is placed within.
In Tennessee, manufactured home residents have homeownership rates comparable to those of residents in other types of housing. Approximately 66% of manufactured home residents own their homes, which mirrors the 66% homeownership rate seen among residents of traditional site-built homes. This parity underscores the significant role that manufactured homes play in providing affordable housing options that facilitate homeownership in the state.
Financing for manufactured homes differs notably from traditional home financing. Owners of manufactured homes are less likely to have a conventional mortgage and are more likely to use personal property loans. These loans, which often come with higher interest rates, shorter prepayment periods, and fewer consumer protections, present unique challenges for manufactured home owners. Unlike traditional mortgages, personal property loans typically classify homes as personal property, akin to vehicles.
This classification can lead to financial drawbacks, as lenders may use depreciation tables similar to those in the auto industry to determine the value of these homes. Consequently, manufactured home owners may experience a decline in their home’s value over time, making it more challenging to build equity and wealth through homeownership. Despite these challenges, the accessibility of personal property loans continues to enable many Tennesseans to achieve homeownership through manufactured homes.
Overall, while manufactured home residents in Tennessee enjoy similar homeownership rates to those living in site-built homes, the financial pathways they navigate can be markedly different, often requiring careful consideration and planning to maximize the benefits of their home investment.
The Manufactured Housing and Modular Buildings Section of the Tennessee Department of Commerce and Insurance oversees the regulatory framework for HUD-labeled manufactured homes and modular buildings. Operating under TCA Title 68 and federal mandates like the National Manufactured Housing Construction and Safety Standards Act of 1974, the section plays a pivotal role in licensing manufacturers, retailers, and installers of manufactured homes. It ensures compliance with safety standards through rigorous inspections and investigates violations of state and federal regulations. Additionally, the section collaborates with HUD as the State Administrative Agent, overseeing aspects such as construction quality control, consumer complaint resolutions, and post-production monitoring of homes in Tennessee.
For those involved in manufactured housing or modular construction in Tennessee, the section provides critical services like license application and renewal, verification, and handling of consumer complaints. It serves as a central hub for resources and information, facilitating the safe and compliant installation and maintenance of manufactured homes and modular buildings across the state. Residents and stakeholders can contact the Manufactured Housing Section at their Nashville headquarters for inquiries, licensing procedures, or to report any issues related to manufactured housing standards and regulations.
Since Tennessee is located inland, and does not have a coastline, there are no Coastal Insurance Pool Services available as per government/subsidized schemes. You might however find some add ons to your insurance plan, like the Inland Marine Select plan available for new construction of individual dwellings and commercial projects with limits of up to $3,000,000 available – according to construction type and protection class, with further limits of up to $500,000 per location – which is excluding wind & hail in coastal areas.
The Tennessee Manufactured Housing Foundation (TMHF), based in Mt. Juliet, TN, is dedicated to assisting Tennessee residents who are economically disadvantaged or facing challenging circumstances related to their manufactured homes. TMHF aims to support the repair and improvement of existing manufactured homes and provide replacement homes to those in need due to income limitations or other hardships.
Key Points:
Insights: Understanding tenant rights and landlord responsibilities is vital for harmonious living in Tennessee’s mobile home parks. The current laws cover essential issues like rent increases, eviction procedures, and tenant protections, aiming to balance the interests of park owners and tenants. These laws foster fairness and equity, ensuring a mutually beneficial mobile home park experience in Tennessee.
Key Points:
Insights: In 2023, Tennessee reinforced its commitment to environmental sustainability in mobile home communities by implementing strict environmental regulations. These rules address critical areas such as responsible sewage disposal, water quality maintenance, and efficient waste management. Adhering to these regulations promotes a healthier living environment and contributes to preserving the state’s natural resources.
Key Points:
Insights: Staying informed about evolving mobile home laws and regulations is crucial for compliance in Tennessee. The legal landscape can undergo revisions and updates to address new issues and changing circumstances. By frequently checking for updates and consulting with relevant authorities, mobile home owners and residents can navigate new provisions effectively and continue enjoying the benefits of mobile home living with confidence.
Navigating the current mobile home landscape in Tennessee requires a thorough understanding of the state’s laws and regulations. From ownership and placement to safety standards and tenant rights, being aware of these laws is essential for both mobile home owners and residents. By staying informed and adhering to the latest regulations, you can ensure a smooth and compliant mobile home experience in the Volunteer State.
For more information on your rights visit the following resources:
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Collierville’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or storm damages. Always remember to ask about any available discounts that you may be eligible for!
Historical Property Protection
High-Wind and Hail Protection
Enhanced Fire Protection
Localized Flooding Coverage
Luxury Upgrade Coverage
Community Association Liability Inclusion
