Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Bartlett, Tennessee – a city blossoming on the outskirts of Memphis. Bartlett, Tennessee, is a city that gracefully blends a rich historical heritage with the warmth of a close-knit community. Known for its welcoming atmosphere, beautiful parks, and strong sense of tradition, Bartlett offers a unique glimpse into the heart of the Mid-South. Whether you’re interested in exploring historical landmarks, enjoying outdoor activities, or simply experiencing Southern hospitality at its finest, Bartlett invites you to discover all it has to offer.
Bartlett’s history dates back to the early 19th century, when it was first settled by pioneers traveling westward. Originally named Union Depot, the town was an important stop on the Memphis and Ohio Railroad, serving as a hub for commerce and trade. In 1866, the town was renamed Bartlett in honor of Major Gabriel M. Bartlett, a local landowner and influential figure in the community.
The city’s early growth was closely tied to its agricultural roots, with cotton being the primary crop. Bartlett’s rural character persisted well into the 20th century, but as Memphis expanded, so too did Bartlett. The town evolved from a small farming community into a thriving suburb, attracting families and businesses alike.
Today, Bartlett retains its small-town charm while offering all the amenities of a modern city. The Bartlett Historical Society works diligently to preserve the city’s heritage, with exhibits and programs that highlight the area’s rich history. The Gotten House, a beautifully restored 19th-century home, serves as the headquarters for the society and offers a glimpse into life in Bartlett during the Victorian era.
Bartlett is a city that values tradition and community. Throughout the year, the city hosts a variety of events that bring residents together and celebrate the unique spirit of the area. One of the most beloved traditions is the Bartlett Festival, an annual event that features live music, food vendors, arts and crafts, and activities for all ages. The festival is a testament to the city’s commitment to fostering a sense of community and belonging.
Another highlight of the city’s event calendar is the Bartlett Christmas Parade, a festive celebration that lights up the streets with holiday cheer. The parade is a cherished tradition that showcases the creativity and community spirit of Bartlett’s residents.
Bartlett is also home to a number of parks and recreational facilities that serve as gathering places for families and friends. W.J. Freeman Park is one of the city’s largest parks, offering a variety of amenities including sports fields, walking trails, picnic areas, and a playground. The park is a popular spot for community events, family outings, and outdoor recreation.
For those who love the outdoors, Bartlett offers plenty of opportunities to enjoy nature. The city’s parks and green spaces provide a peaceful retreat from the hustle and bustle of daily life, with well-maintained facilities and scenic surroundings.
Bartlett Boulevard Soccer Park is a favorite among sports enthusiasts, offering fields for soccer and other outdoor activities. The park is also home to a walking trail that winds through wooded areas, providing a tranquil setting for a leisurely stroll or an invigorating run.
For a more immersive nature experience, Nesbit Park is a hidden gem that features the Stanky Creek Trail, a popular destination for mountain bikers and hikers. The trail offers a challenging yet rewarding experience, with a variety of terrains and beautiful scenery along the way. Nesbit Park is also a great place for birdwatching, with a diverse array of species that can be spotted throughout the year.
Bartlett is full of hidden gems that add to its charm and character. One such treasure is the Bartlett Performing Arts and Conference Center (BPACC), a cultural hub that hosts a wide range of performances, including theater productions, concerts, and dance recitals. BPACC is dedicated to bringing high-quality arts and entertainment to the community, making it a vital part of Bartlett’s cultural landscape.
For those with an interest in local history, a visit to the Bartlett Museum is a must. Housed in a historic 1911 train depot, the museum offers a fascinating look at the city’s past, with exhibits on everything from the early settlers to the development of the railroad. The museum also features artifacts and memorabilia that tell the story of Bartlett’s growth and transformation over the years.
Another unique aspect of Bartlett is its thriving local business scene. The city is home to a number of independently-owned shops and boutiques where visitors can find one-of-a-kind items and support local entrepreneurs. Whether you’re looking for handmade crafts, vintage treasures, or gourmet treats, Bartlett’s local businesses offer something for everyone.
Bartlett, Tennessee, is more than just a suburb of Memphis—it’s a city with a heart and soul all its own. From its rich history to its vibrant community, Bartlett is a place where tradition and progress go hand in hand. Whether you’re drawn to its historical landmarks, outdoor adventures, or community events, Bartlett welcomes you with open arms.
As you explore the city, you’ll discover that Bartlett is a place where the past is honored, the present is celebrated, and the future is bright. Welcome to Bartlett—a city that embodies the best of Southern living, with a warm, welcoming atmosphere that makes you feel right at home.
Yes, mobile home insurance is essential in Tennessee due to the state’s diverse climate and environmental challenges. Insurance provides financial protection against natural disasters, liability issues, and potential losses due to theft or vandalism. Given Tennessee's susceptibility to tornadoes, flooding, and winter storms, having comprehensive coverage ensures you are financially protected in case of damage or loss.
In Tennessee, insurance premiums for homeowners are influenced by a variety of factors. The insurer you choose can significantly impact the premium you pay, as different companies may offer varying rates for similar coverage. Additionally, your decisions regarding the amount of coverage you purchase also affect your premium. Here are some key factors that insurers consider when determining your premium:
By understanding these factors, homeowners in Tennessee can make informed decisions about their insurance needs and find ways to potentially lower their premiums.
The cost of mobile home insurance in Tennessee varies based on several factors:
On average, mobile home insurance in Tennessee can range from $300 to $1,000 annually, depending on these factors.
These risks highlight the need for Bartlett residents to stay vigilant and prepared for extreme weather events, including tornadoes, potential earthquakes, and wildfires.
Bartlett experiences a significant rate of property crime, including incidents of burglary, larceny, motor vehicle theft, and arson. This contributes to an elevated overall crime rate, making property crime a notable concern for residents.
Key Data:
The rate of violent crime in Bartlett is relatively high compared to many other communities across the nation. Violent crimes such as armed robbery, aggravated assault, rape, and murder are less frequent than property crimes but still represent a considerable risk.
Key Data:
Bartlett has a crime rate of 22 per one thousand residents, which is higher than the national average. Residents have a 1 in 45 chance of becoming a victim of either violent or property crime. Within Tennessee, Bartlett’s crime rate is higher than approximately 78% of the state’s cities and towns. When compared to other cities of similar size across America, Bartlett’s crime rate is near the average, suggesting that while it is not among the highest crime rate areas, it still presents above-average risks for its size.
Key Data:
Description: Install and maintain smoke and carbon monoxide detectors. Importance: These detectors are critical for early detection of hazards, ensuring safety in Tennessee’s varied climate.
Description: Consider purchasing flood insurance, even if not required. Importance: Flood insurance provides additional protection against water damage, which can be common in Tennessee.
Description: Regularly clean dryer vents to prevent fire hazards. Importance: Cleaning dryer vents reduces the risk of fires, a common concern in Tennessee’s humid climate.
Description: Replace weatherstripping around doors and windows as needed. Importance: Proper weatherstripping improves energy efficiency and comfort, particularly during Tennessee’s extreme weather.
Description: Familiarize yourself with local building codes and regulations. Importance: Compliance with local codes ensures safety and legal adherence, especially when making modifications.
Description: Keep up-to-date with local weather alerts and warnings. Importance: Staying informed helps you prepare for severe weather events and take necessary precautions.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
The State of Manufactured Housing in Tennessee:
Key Data:
Insights: Manufactured housing plays a crucial role in Tennessee’s housing market due to its affordability compared to traditional homeownership and renting. However, the age of many of these homes, particularly those built before 1980, can lead to higher maintenance costs for homeowners. The affordability and availability of manufactured homes provide an essential housing option, particularly for low- and moderate-income residents, despite potential future expenses related to older units.
Key Data:
Insights: Tennessee offers slightly more affordable housing than the national average, and the state has a relatively low foreclosure rate. However, homeownership rates vary significantly by demographic factors such as race, income, and family structure. Manufactured housing can help bridge some of these gaps by providing an affordable homeownership option. With a substantial portion of manufactured housing being affordable, this type of housing is critical in meeting the state’s need for low-cost housing solutions.
Key Data:
Insights: Manufactured housing is a vital component of affordable housing in Tennessee, particularly for very low-income homeowners who face lower housing cost burdens compared to other forms of homeownership. The significant cost savings per square foot make manufactured homes an attractive option for those seeking affordable housing. This type of housing is essential for providing stable and cost-effective living conditions for a large portion of Tennessee’s population, particularly in a state where homeownership challenges vary widely.
Mobile homes play a significant role in Tennessee’s housing landscape, offering an affordable and flexible housing solution. To ensure that mobile home owners and residents are well-informed and in compliance with the latest regulations, it’s essential to stay up-to-date with the 2023 mobile home laws in the state. In this comprehensive guide, we’ll explore the key aspects of Tennessee’s mobile home laws for 2023, covering ownership, placement, and essential regulations to help you navigate the mobile home landscape effectively.
Mobile homes play a significant role in Tennessee’s housing landscape, offering an affordable and flexible housing solution. To ensure that mobile home owners and residents are well-informed and in compliance with the latest regulations, it’s essential to stay up-to-date with the 2023 mobile home laws in the state. In this comprehensive guide, we’ll explore the key aspects of Tennessee’s mobile home laws for 2023, covering ownership, placement, and essential regulations to help you navigate the mobile home landscape effectively.
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Insights: In 2023, Tennessee maintained strict regulations on mobile home ownership to ensure clarity and accountability in property transactions. The titling process serves as irrefutable proof of ownership and imposes the responsibility to transfer the title to the new owner during a sale or transfer. Non-compliance can result in legal and financial penalties, highlighting the importance of adhering to these regulations.
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Insights: The placement of mobile homes in Tennessee is tightly regulated by local zoning ordinances, which can differ significantly across regions. Mobile home owners must thoroughly research and comply with these local ordinances to ensure they meet requirements such as property line setbacks, minimum lot sizes, and allowed mobile home types. Understanding these zoning laws is essential for a harmonious community integration and to avoid potential legal issues.
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Insights: In 2023, Tennessee continues its commitment to mobile home residents’ safety by enforcing rigorous safety standards. These standards cover critical aspects of mobile home living, ensuring that homes meet specific requirements for electrical systems, plumbing, heating, and ventilation. Mobile home owners should be prepared for periodic inspections to maintain compliance, underscoring the state’s dedication to secure and habitable living environments for all residents.
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Insights: Tennessee’s regulations for the transportation and installation of mobile homes prioritize safety and structural integrity. These regulations mandate acquiring the necessary permits and adhering to established guidelines during the disassembly, transportation, and reinstallation processes. Compliance with these regulations is crucial to ensure the safety of the mobile home and the community it is placed within.
In Tennessee, manufactured home residents have homeownership rates comparable to those of residents in other types of housing. Approximately 66% of manufactured home residents own their homes, which mirrors the 66% homeownership rate seen among residents of traditional site-built homes. This parity underscores the significant role that manufactured homes play in providing affordable housing options that facilitate homeownership in the state.
Financing for manufactured homes differs notably from traditional home financing. Owners of manufactured homes are less likely to have a conventional mortgage and are more likely to use personal property loans. These loans, which often come with higher interest rates, shorter prepayment periods, and fewer consumer protections, present unique challenges for manufactured home owners. Unlike traditional mortgages, personal property loans typically classify homes as personal property, akin to vehicles.
This classification can lead to financial drawbacks, as lenders may use depreciation tables similar to those in the auto industry to determine the value of these homes. Consequently, manufactured home owners may experience a decline in their home’s value over time, making it more challenging to build equity and wealth through homeownership. Despite these challenges, the accessibility of personal property loans continues to enable many Tennesseans to achieve homeownership through manufactured homes.
Overall, while manufactured home residents in Tennessee enjoy similar homeownership rates to those living in site-built homes, the financial pathways they navigate can be markedly different, often requiring careful consideration and planning to maximize the benefits of their home investment.
The Manufactured Housing and Modular Buildings Section of the Tennessee Department of Commerce and Insurance oversees the regulatory framework for HUD-labeled manufactured homes and modular buildings. Operating under TCA Title 68 and federal mandates like the National Manufactured Housing Construction and Safety Standards Act of 1974, the section plays a pivotal role in licensing manufacturers, retailers, and installers of manufactured homes. It ensures compliance with safety standards through rigorous inspections and investigates violations of state and federal regulations. Additionally, the section collaborates with HUD as the State Administrative Agent, overseeing aspects such as construction quality control, consumer complaint resolutions, and post-production monitoring of homes in Tennessee.
For those involved in manufactured housing or modular construction in Tennessee, the section provides critical services like license application and renewal, verification, and handling of consumer complaints. It serves as a central hub for resources and information, facilitating the safe and compliant installation and maintenance of manufactured homes and modular buildings across the state. Residents and stakeholders can contact the Manufactured Housing Section at their Nashville headquarters for inquiries, licensing procedures, or to report any issues related to manufactured housing standards and regulations.
Since Tennessee is located inland, and does not have a coastline, there are no Coastal Insurance Pool Services available as per government/subsidized schemes. You might however find some add ons to your insurance plan, like the Inland Marine Select plan available for new construction of individual dwellings and commercial projects with limits of up to $3,000,000 available – according to construction type and protection class, with further limits of up to $500,000 per location – which is excluding wind & hail in coastal areas.
The Tennessee Manufactured Housing Foundation (TMHF), based in Mt. Juliet, TN, is dedicated to assisting Tennessee residents who are economically disadvantaged or facing challenging circumstances related to their manufactured homes. TMHF aims to support the repair and improvement of existing manufactured homes and provide replacement homes to those in need due to income limitations or other hardships.
Key Points:
Insights: Understanding tenant rights and landlord responsibilities is vital for harmonious living in Tennessee’s mobile home parks. The current laws cover essential issues like rent increases, eviction procedures, and tenant protections, aiming to balance the interests of park owners and tenants. These laws foster fairness and equity, ensuring a mutually beneficial mobile home park experience in Tennessee.
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Insights: In 2023, Tennessee reinforced its commitment to environmental sustainability in mobile home communities by implementing strict environmental regulations. These rules address critical areas such as responsible sewage disposal, water quality maintenance, and efficient waste management. Adhering to these regulations promotes a healthier living environment and contributes to preserving the state’s natural resources.
Key Points:
Insights: Staying informed about evolving mobile home laws and regulations is crucial for compliance in Tennessee. The legal landscape can undergo revisions and updates to address new issues and changing circumstances. By frequently checking for updates and consulting with relevant authorities, mobile home owners and residents can navigate new provisions effectively and continue enjoying the benefits of mobile home living with confidence.
Navigating the current mobile home landscape in Tennessee requires a thorough understanding of the state’s laws and regulations. From ownership and placement to safety standards and tenant rights, being aware of these laws is essential for both mobile home owners and residents. By staying informed and adhering to the latest regulations, you can ensure a smooth and compliant mobile home experience in the Volunteer State.
For more information on your rights visit the following resources:
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Bartlett’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or storm damages. Always remember to ask about any available discounts that you may be eligible for!
Enhanced Personal Property Coverage
Storm-Related Debris Removal Rider
Enhanced Liability Coverage for Home-Based Businesses
Mold and Mildew Remediation Rider
Wildlife and Pest Damage Rider
Temporary Housing and Relocation Rider
