Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Albertville, Alabama – nestled in the picturesque landscapes of Alabama – a city of charm and opportunity. A place where the past melds seamlessly with the present, where a strong sense of community intertwines with a spirit of progress. As you step into the embrace of this vibrant city, prepare to be enchanted by its rich history, abundance of attractions, hidden treasures, and the allure of a place that offers a truly fulfilling life.
Albertville’s history weaves a tapestry of perseverance and growth. Founded in 1891, the city began as a small agricultural community, nurturing its roots amidst the fertile soil of the Sand Mountain region. Over the years, it blossomed into a thriving city, its identity deeply rooted in its ties to the farming community. Today, remnants of its storied past can be found in the historic downtown district, where charming buildings tell tales of a bygone era and local landmarks pay homage to the city’s heritage.
As you explore the city, prepare to be captivated by a host of attractions that showcase the vibrant spirit of Albertville. Discover the wonders of the Albertville Museum, where artifacts and exhibits bring the city’s history to life, painting a vivid picture of its past. Immerse yourself in the excitement of Sand Mountain Park & Amphitheater, a sprawling recreational complex offering a multitude of outdoor activities, from hiking and cycling to live performances and cultural events. For those seeking retail therapy, explore the unique boutiques and specialty shops of downtown, where one-of-a-kind treasures await at every turn.
Peel back the layers of Albertville, and you’ll uncover obscure facts that add depth to its character. Did you know that Albertville is known as the “Fire Hydrant Capital of the World,” with a local factory manufacturing a large percentage of the nation’s fire hydrants? Or that it proudly hosts the annual “Boaz Harvest Festival,” a vibrant event celebrating the region’s agricultural heritage with parades, live music, and local vendors? Such hidden gems infuse the city with intrigue and invite exploration beyond the surface.
More than just its attractions and hidden treasures, Albertville shines as a place to live and thrive. The city’s affordable cost of living, strong job market, and excellent educational opportunities make it an ideal place to settle down and raise a family. From quality public schools to nearby technical colleges and universities, Albertville fosters a commitment to education and knowledge. Add to this a strong sense of community and a spirit of volunteerism, and you’ll find a place where neighbors become friends and everyone is united in shared goals and aspirations.
The natural beauty that surrounds Albertville adds to its appeal as a place to call home. Located within easy reach of picturesque lakes, rolling mountains, and scenic parks, the city offers abundant opportunities for outdoor enthusiasts. Explore the idyllic waters of nearby Lake Guntersville, renowned for its fishing and water sports. Embark on hiking trails that wind their way through stunning landscapes, revealing breathtaking vistas and a sense of tranquility.
So, seeker of a place to call home, let the allure of Albertville envelop you. Embrace a city where history and progress coexist harmoniously, attractions inspire curiosity, and hidden gems invite exploration. Become a part of a community that exemplifies the true spirit of Southern hospitality and values meaningful connections. Albertville welcomes you with open arms, ready to share its bountiful treasures and create lasting memories in a place you’ll be proud to call home.
Manufactured homes account for about 16% of Alabama’s housing market, almost double the national average.
Michigan law defines an “eligible person” for mobile home insurance as someone who owns or lives in a mobile home. Mobile home insurance policies are similar to conventional homeowners’ policies but include specific provisions for mobile homes.
Mobile home insurance in Michigan typically provides coverage for risks specific to the state, such as damage from severe weather events like floods, windstorms, and tornadoes.
Insurance quotes are adjustable to fit different budgets, ensuring affordability for homeowners.
Homeowners insurance isn’t required by Alabama state law, but your mortgage lender will likely require you to have it.
Insurance for manufactured homes in Alabama is essential and similar to traditional site-built homes, encompassing structure, liability, and personal property coverage. Despite common misconceptions, manufactured homes don’t inherently carry additional insurance risks.
However, insurance rates can vary significantly by state, often influenced by local weather patterns and natural disaster risks. In Alabama, homeowners insurance costs are above the national average, with state-specific regulations impacting policies. The Alabama Manufactured Housing Association (AMHA) has been advocating for the industry since 1968, ensuring quality and affordable housing options are available, underscoring the importance of proper insurance for homeownership.
Here are 10 unique considerations for owners of manufactured, mobile, modular, or RV homes in Alabama:
Weather and Environmental Risks:
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Data on Severe Thunderstorms:
Tips for Mobile Homeowners, RV Owners, and Others:
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Data on Flash Floods:
Tips for Mobile Homeowners, RV Owners, and Others:
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Data on Winter Storms:
Tips for Mobile Homeowners, RV Owners, and Others:
How add-ons and customizations affect your insurance.
Notify your insurer about significant home improvements.
Ensure your policy covers these additional investments.
Enjoying Alabama's beautiful coastlines with your RV.
Be aware of coastal weather patterns and prepare accordingly.
Coastal-specific RV maintenance and insurance tips.
Create an emergency plan specific to mobile home living.
Essential items for your emergency kit.
How to secure your mobile home in an emergency.
Navigating the claims process step by step.
Tips for a smooth and successful insurance claim.
Documentation and preparation tips for claim filing.
Best practices for storing your RV during off-seasons.
Protecting your RV from weather-related damages while stored.
Adjusting your insurance coverage for periods of non-use.
Familiarize yourself with Alabama's RV towing regulations.
Ensure your vehicle meets state requirements for towing.
Know the implications of towing on your insurance policy.
Mobile and Manufactured Home Insurance Statistics in Alabama:
Based on the 2017 American Community Survey by the U.S. Census Bureau, Alabama has 305,749 mobile homes, making up 13.5% of the state’s total housing. Walker County has the highest percentage of mobile homes at 31.5%.
The presence of mobile homes varies by county, with the lowest being Jefferson County at 2.7% and others like Cullman County and St. Clair County had significantly higher percentages at 27.4% and 28.0% respectively. These figures highlight the importance of mobile homes in Alabama’s housing landscape.
In Alabama, the ten counties with the highest percentage of mobile homes, as per the 2017 American Community Survey, are as follows:
You’ve got 30 days to register it—don’t miss this, or you might get hit with a $10 penalty and a $15 citation fee. Ouch! And if you end up in court without your manufactured home decal, fines could soar up to $500 or even land you a short stay in the county jail.
Here’s the deal on where to register:
Register with the Tax Assessor’s Office if your name’s on both the home and the land titles. Bought them as a package? You’re in luck—no sales tax! Living there yourself? Claim your homestead. Have family staying over? It’s a bit more in taxes, but still a sweet deal. Any confusion? Just call the Tax Assessor at 256-532-3350 for a chat.
Head over to the License Department if you own the home but not the land, or if you’re renting it out. Remember, you’ve got to cover the sales tax and title fee if it’s a 1990 model or newer from out-of-state. Mark your calendar! Registration ends on September 30 each year, and renewal time is from October 1 to November 30.
Don’t forget the Bill of Sale. Alabama dealers take care of sales tax, but out-of-state purchases need sales tax paid at the License Department. And don’t try the old “$1 Bill of Sale” trick—it won’t fly here!
If your manufactured home is a 1992 model or newer, you need a title. Alabama dealers will sort this out for you, but if you’re buying from an individual, you’ll need to sign off on the title with the License Department.
Before you hit the road, grab a move permit for $10. It’s good for 14 days per module, and make sure your taxes or registration fees are all clear. Without it, you’re looking at a class C misdemeanor and at least a $50 fine.
Check with local inspection departments for any setup fees in the area where you’re laying down roots.
You can make it officially part of your property. Just match up the names on the home and land titles, and send in an application with all the right paperwork to the Department of Revenue. If you ever decide to move your home, you’ll need to get a new title. And if your home is a vintage model over 20 years old, no title needed! Just so you know, this doesn’t necessarily mean your home is considered real estate in all legal situations, but it does for tax purposes.
