Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Page, Arizona – a gateway to nature’s marvels and a canvas of Southwestern beauty!
Nestled on the plateau overlooking vast expanses of the Arizona desert, Page is not just a city—it’s a vantage point. From this unique perch, one can witness some of the most breathtaking natural wonders that the American Southwest has to offer. From the sinuous curves of Antelope Canyon to the sprawling azure expanse of Lake Powell, Page is both a destination and a journey into the heart of nature’s grandeur.
Founded in the mid-20th century as a housing community for workers constructing the Glen Canyon Dam, Page quickly grew beyond its utilitarian origins. As the dam transformed the Colorado River into the stunning Lake Powell, Page found itself as the guardian to a myriad of recreational possibilities and natural splendors.
A visit to Page is incomplete without beholding the mesmerizing beauty of Antelope Canyon. Carved over eons by the relentless forces of water and wind, this slot canyon is a labyrinth of glowing red-orange corridors that seem to emanate a mystical light from within. With sunlight filtering down from narrow openings above, the play of light and shadow on the undulating walls creates an ethereal spectacle.
Lake Powell, with its 2,000 miles of shoreline, stands as an aquatic oasis amidst the desert. Its labyrinthine canyons and vast expanses make it a haven for boating, fishing, and kayaking. Overlooking the lake is the Glen Canyon Dam, an engineering marvel that speaks to human tenacity and vision.
Horseshoe Bend, a short drive from the city, offers another iconic view that has graced countless postcards and travelogues. Here, the Colorado River makes a dramatic U-turn, carving a deep canyon whose cliffs glow in the hues of the setting sun. Beyond its natural wonders, Page is steeped in the rich tapestry of Navajo culture and heritage. The city offers a gateway to the traditions, stories, and art of the Navajo Nation, adding a layer of cultural depth to the natural beauty that surrounds it.
Community life in Page is a blend of the tranquil and the adventurous. Annual events like the Balloon Regatta offer a colorful spectacle against the backdrop of the desert, while the sounds of the Native American powwows resonate with the rhythms of a land that has been celebrated and revered for generations.
In essence, Page is where the spirit of the Southwest comes alive. It’s a place where every rock, river bend, and horizon tells a story—a story of time, nature, and the harmonious dance between the two. For travelers and residents alike, Page offers not just sights to behold, but experiences to be cherished.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Page, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
Definition: A prolonged period of abnormally low rainfall, leading to a shortage of water.
Problem Caused:
Implication for Mobile/Manufactured Home and RV Owners:
Definition: Periods of high temperatures and potentially high humidity, particularly in the hottest months of summer.
Problem Caused:
Implication for Mobile/Manufactured Home and RV Owners:
Definition: During the monsoon season, intense storms can produce flash floods and dust storms.
Problem Caused:
Implication for Mobile/Manufactured Home and RV Owners:
Page, AZ, faces considerable challenges related to crime, with both violent and property crimes contributing significantly to the high overall crime rate. The town fares poorly both within Arizona and when compared to other communities of a similar size across the nation. These statistics indicate that crime is a serious issue that needs urgent attention from local law enforcement and community members alike. Given this high level of criminal activity, local authorities may need to reassess and potentially restructure their crime prevention strategies. The community could benefit from increased police presence, community policing initiatives, and educational programs aimed at reducing crime rates. Residents may also need to take extra precautions, such as improved home security measures and increased situational awareness, to protect themselves and their property.
Mobile home insurance typically includes coverage for the structure, personal belongings, liability protection, and additional living expenses in case of temporary displacement. Compare the coverage options from different insurance providers to ensure they meet your needs.
Be clear on when your policy expires and the renewal process. Some insurers may not automatically renew policies, requiring action on your part.
Besides the main policy limit, be aware of any sub limits for specific categories of items, like jewelry, artwork, or electronics. You might need additional coverage or endorsements for items that exceed these sublimits.
Consider the deductibles and premiums associated with different insurance policies. Find a balance between a deductible that you can comfortably afford to pay out of pocket in case of a claim and an affordable premium that fits within your budget.
Inquire about any available discounts offered by insurance providers in your area. Some insurers may provide discounts for bundling multiple policies or for having safety features in your home, such as security systems or smoke alarms. Take advantage of these opportunities to potentially reduce your insurance costs.
If your mobile home has certain mitigation measures like storm shutters, anchored foundation systems, or reinforced roofing, some insurers might offer discounts. Ensure you communicate these features when getting a quote.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Page’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
