Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Fountain Hills, Arizona – a mesmerizing desert jewel with the World’s fourth-tallest fountain!
In the rugged expanses of the Arizona desert, Fountain Hills emerges like an oasis, fusing the raw beauty of the Sonoran Desert with the elegance of urban design. It’s a place where natural landscapes meet man-made wonders, and where community spirit thrives amidst the backdrop of one of the state’s most iconic landmarks.
Named after the towering fountain at its heart, Fountain Hills is a relatively young community compared to many other Arizona towns. It was officially founded in the early 1970s, but in its short history, it has managed to carve out a distinct identity that seamlessly marries its natural surroundings with art, culture, and a touch of the avant-garde.
Central to the town’s identity is the Fountain Park, home to one of the world’s tallest fountains. Shooting water over 560 feet into the air, this fountain, when it was constructed, held the record as the world’s tallest and today remains in the top five. Every hour, visitors are treated to a spectacular display as the geyser-like fountain sends a jet of water skyward, reflecting the town’s aspirations and its constant push towards excellence.
But Fountain Hills is more than its central water feature. The town is also known for its dedication to the arts. Stroll through its streets, and you’ll encounter a diverse array of public art – from sculptures to murals, reflecting the community’s creative spirit. The annual Fountain Hills Great Fair showcases arts and crafts, food, music, and entertainment, drawing visitors from all corners of the state and beyond.
Nature lovers are drawn to the McDowell Mountain Regional Park, which borders Fountain Hills. This vast natural playground is crisscrossed with trails perfect for hiking, mountain biking, and horseback riding. The vistas from the park’s higher elevations provide panoramic views of the surrounding desert, with Fountain Hills’ signature fountain often visible, punctuating the landscape.
Fountain Hills has also become a hub for golf enthusiasts. The town boasts several world-class courses, set against the stunning desert backdrop, providing a unique golfing experience that combines sport with unparalleled natural beauty.
However, at its core, Fountain Hills remains a tight-knit community. Its design, with neighborhoods spiraling out from the central fountain, fosters a sense of closeness among residents. Annual events, community programs, and local businesses all contribute to this camaraderie, making residents feel they’re part of something special.
In essence, Fountain Hills is a testament to human ingenuity and the power of community. It showcases how a barren desert landscape can be transformed into a thriving town, where natural beauty and human-made wonders coexist in harmony. Whether you’re drawn by its artistic flair, its natural landscapes, or simply the allure of its famous fountain, Fountain Hills promises an experience that’s both enriching and uniquely Arizonan.
Arizona manufactured home insurance typically costs anywhere from $300 to $1,000 per year. Insurance rates are influenced by a combination of factors related to the risk of insuring the property. While specific factors may vary slightly among insurance providers, here’s a general list of factors that may be used to determine mobile and manufactured home insurance rates in Arizona:
The overall value of the mobile or manufactured home, including any upgrades or additions, can affect the premium.
Newer homes may be less prone to certain types of damage, and well-maintained homes can qualify for better rates.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Features like storm shutters, tie-downs, and anchored foundations can reduce the risk of damage and may reduce premiums. On the other hand, amenities like pools or trampolines can increase them.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
The more coverage you want, the higher your premium will be. This includes dwelling coverage, personal property coverage, and liability coverage amounts.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
Homes located in areas prone to natural disasters such as floods, wildfires, or severe storms might have higher premiums. Arizona-specific risks, like monsoons and dust storms, can also play a role.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
If your mobile or manufactured home is in a secured community or a community with features like a community watch or a fire department nearby, it may positively impact your rates.
The materials and quality of construction can influence how resistant a home is to certain types of damage.
Some insurers use an insurance score, which is similar to a credit score but specifically geared towards predicting insurance losses.
While AZ has a lot of laws and regulations that safeguard the interests of mobile home tenants and owners all around the state, it is important to keep tuned into the local laws and regulations in your area! For Fountain Hills, we have a few tips to keep in mind when choosing the perfect home insurance solutions for you!
Here's a summarized analysis of the crime scenario in Fountain Hills, Arizona:
Fountain Hills presents a mixed bag when it comes to its crime landscape. While its overall crime rate is higher than the national average, making it relatively less safe within Arizona, its standing improves considerably when compared to communities of similar size across the U.S. The data underscores the importance of nuanced, comparative analyses when evaluating the safety of a community. Efforts to enhance safety in Fountain Hills could benefit from a focus on curbing violent crimes, given its higher rate in that category.
Research the reputation of the insurance providers you're considering. Look for reviews or seek recommendations from friends or family who have experience with insurers in your area. Pay attention to the customer service reputation and the efficiency of the claims process.
Inquire about any available discounts offered by insurance providers in your area. Some insurers may provide discounts for bundling multiple policies or for having safety features in your home, such as security systems or smoke alarms. Take advantage of these opportunities to potentially reduce your insurance costs.
If your mobile home has certain mitigation measures like storm shutters, anchored foundation systems, or reinforced roofing, some insurers might offer discounts. Ensure you communicate these features when getting a quote.
Compare the premium costs from different insurance providers to find a policy that aligns with your budget. Remember to balance the cost with the coverage provided.
Research the reputation and financial stability of the insurance companies you are considering. Look for a provider with good customer reviews and a strong financial rating to ensure they can fulfill their obligations in the event of a claim.
Insurance providers often consider the age and overall condition of the manufactured home when determining rates and coverage eligibility. Make sure to keep your home well-maintained, and be aware that older homes might have higher premiums or certain coverage restrictions.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile homes account for roughly 15 percent of Arizona’s total housing units – which equals out to around 305,000 mobile home units in The Great Grand Canyon State!
Within most regulated areas of Arizona, a multi-sectional manufactured home can be placed in any location in which a site-built home is permitted.
A single wide mobile home can also be placed in any location in which a site-built home is permitted, in a mobile home subdivision, or in a mobile home park – all that you need is a development permit handy!
The MVD is responsible for issuing certificates of title to mobile homes.
To apply for a mobile home title, you need to contact MVD and upload the necessary documents in your AZ MVD Now account.
When completing an affidavit of affixture, you will surrender the title(s) of the mobile home to MVD.
MVD will then issue a receipt for the surrender of the title(s).
If you are buying a used mobile home from a company, business, or mobile home park, make sure to receive a business card or other proof that the person who signed the back of the title as the seller is affiliated with that entity.
The Mobile Home Relocation Fund is a state sponsored aid package that is administered by the Arizona Department of Fire, Building and Life Safety (see https://www.dfbls.az.gov/lta/relocation.aspx). If you are a mobile home park tenant, you may have access to money from the Mobile
Unlike certain coastal states, Arizona doesn’t have a coastal property insurance pool. Therefore, mobile home owners in Arizona need to look for insurance through private providers.
Even though it’s not a legal requirement in Arizona, mobile home insurance is often a wise investment to safeguard your property. Read through the following guides to help familiarize yourself with rules and regulations in Arizona:
Adding policy options to a basic insurance plan is a common practice in the mobile home insurance industry. While the events covered in mobile home policies are similar across all states, additional coverage options, known as add-ons, endorsements, and riders, may vary depending on your location and insurance provider. Each of these options comes at an additional cost that can be customized according to your needs.
It is crucial to review your policy and consult with your insurance company to identify what is covered, as well as what is not, before deciding which add-ons, endorsements, or riders to add to your policy.
Exclusions eliminate coverage for certain risks that are considered unwanted or already covered by other policies. Some examples of exclusions include:
Earthquakes are a significant exclusion in mobile home policies in Arizona due to the area’s higher susceptibility to earthquakes. It is important for mobile homeowners to understand the coverage limitations in case of earthquake damage.
Arizona has passed a law that forbids cities and counties from enacting or enforcing breed-based dog regulations. This new law aligns with the trend of 20 other states having “BSL-preemption” laws that restrict Breed-Specific Legislation (BSL) at the local level.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Fountain Hills’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
