Disclaimer: Data Accuracy and Sources
The data in the Covertree Resources section is from publicly available sources last updated in December 2022. We provide source links for verification. However, we can’t guarantee accuracy. Rely on this data at your own discretion. For specific advice, consult professionals.
Welcome to Marion, Ohio, a city where the rich tapestry of history intertwines seamlessly with the vibrancy of modern life. Nestled in the heart of the Buckeye State, Marion invites you to explore its storied past, scenic parks, and engaging cultural scene. This welcoming city offers a unique blend of historical significance and contemporary charm, making it a delightful destination for both residents and visitors.
Marion’s history dates back to the early 1800s when it was founded by pioneers seeking fertile land and new opportunities. Named after General Francis Marion, a hero of the American Revolutionary War, the city quickly grew into a bustling community. Marion’s most notable historical figure is Warren G. Harding, the 29th President of the United States, who called this city home. His legacy is a central part of Marion’s identity, with several landmarks dedicated to his life and career.
One of the most prominent historical sites in Marion is the Harding Home and Presidential Center. This well-preserved house, where Harding lived before his presidency, offers guided tours that provide a fascinating glimpse into his life and times. The adjacent Harding Memorial, a stunning white marble tomb, stands as a tribute to the President and First Lady. These sites are must-visits for history enthusiasts and provide a deep connection to Marion’s past.
Another key historical attraction is the Marion Union Station and Museum, which showcases the city’s rich railroad heritage. The museum is housed in a beautifully restored train station, offering exhibits on the history of railroads in Marion and the surrounding area. Train enthusiasts will appreciate the collection of artifacts and the opportunity to see historic trains up close.
Marion’s historic downtown is a charming area where visitors can stroll through streets lined with well-preserved buildings that harken back to the city’s early days. The Downtown Marion organization works to revitalize and promote this area, hosting events and festivals that draw the community together. From boutique shops to cozy cafes, downtown Marion is a delightful place to explore.
Nature lovers will find plenty to enjoy in Marion’s parks and outdoor spaces. The Marion Tallgrass Trail, a scenic multi-use trail, winds through prairies and woodlands, offering a peaceful retreat for hikers, bikers, and bird watchers. The trail is part of the Ohio to Erie Trail network, connecting Marion to a larger system of trails throughout the state.
McKinley Park, another green gem in Marion, features a beautiful pond, walking paths, and picnic areas. It’s a perfect spot for family outings and leisurely strolls. The park also hosts community events and outdoor concerts, providing a lively atmosphere for residents and visitors to enjoy.
Marion’s cultural scene is vibrant and diverse, with a strong emphasis on the arts. The Marion Palace Theatre, a historic venue built in 1928, is a centerpiece of the local arts community. This beautifully restored theater hosts a variety of performances, including plays, concerts, and films, offering entertainment for all ages. The theater’s ornate architecture and rich history make it a beloved landmark in Marion.
For those interested in local history and culture, the Marion County Historical Society operates the Heritage Hall Museum. This museum features exhibits on Marion’s history, including its industrial past, notable residents, and local folklore. The society also hosts educational programs and events that bring history to life for the community.
Marion is also home to a thriving culinary scene, with a variety of restaurants and eateries that cater to diverse tastes. From family-owned diners serving comfort food to trendy cafes and fine dining establishments, there’s something to satisfy every palate. The local farmers’ market is a great place to sample fresh, locally grown produce and artisanal goods.
Education is a cornerstone of the Marion community, with Marion City Schools and several private schools providing quality education for the city’s youth. Marion is also home to The Ohio State University at Marion, offering higher education opportunities and contributing to the city’s vibrant intellectual life.
Marion’s sense of community is evident in its many annual events and festivals. The Marion Popcorn Festival, held every September, is one of the largest popcorn festivals in the world and a highlight of the city’s event calendar. This lively festival features parades, live music, food vendors, and of course, plenty of popcorn. Other popular events include the Marion County Fair, which showcases local agriculture and crafts, and the Harding Homecoming, celebrating the city’s presidential heritage.
Marion’s welcoming spirit is embodied by its residents, who take pride in their city’s history and work together to build a bright future. Whether you’re exploring its historic sites, enjoying its parks and trails, or participating in its vibrant cultural scene, Marion offers a unique and enriching experience. Discover the charm and warmth of Marion, Ohio, where every corner has a story to tell and every visit creates lasting memories.
To discover the best mobile home insurance and identify the right provider for your needs in Ohio, follow these straightforward steps:
While not legally required, mobile home insurance is essential in Ohio - here’s why:
If you’re planning to secure a mortgage for your mobile home, your lender will likely require insurance coverage.
Ohio homes, whether mortgaged or not, are exposed to severe thunderstorms, damaging winds, hailstorms, tornadoes, and potential flooding.
It’s advisable to check with your mobile home park or community to see if insurance is a requirement for residents.
While specific pricing details may not be readily available, the average cost of mobile home insurance in Ohio ranges from $50 to $133 per month. This variation depends on factors such as coverage limits, deductible, location, home age, replacement cost, and claims history.
Many insurers offer various discounts for mobile home insurance policyholders, including opportunities to bundle your coverage with auto insurance.
By following these steps and understanding the coverage options, you can ensure your mobile home in Ohio is well-protected. Contact us today to get started!
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Marion’s rate for property crime is 18 per 1,000 residents, indicating a higher-than-average chance of encountering property crimes such as motor vehicle theft, arson, larceny, and burglary.
Marion has a higher rate of violent crime compared to most communities across America. The rate of violent crimes, which includes armed robbery, aggravated assault, rape, and murder, is notable. Marion has one of the higher murder rates in the nation relative to its population size.
Marion’s crime rate is 20 per 1,000 residents, which is considerably higher than the national average. Your chance of becoming a victim of either violent or property crime in Marion is 1 in 49. Relative to other cities in Ohio, Marion has a higher crime rate than approximately 85% of the state’s cities and towns.
Evaluate the safety of the neighborhood or mobile home park. Important for your family’s security and peace of mind.
Investigate any restrictions on reselling the home within the community. Affects your flexibility and future planning.
Think about potential upgrades or expansions when purchasing. Helps in selecting a home that can adapt to future needs.
Understand the eviction process and your rights as a tenant. Provides protection in case of disputes with the landlord.
Review pet policies if you have pets or plan to get them. Avoids conflicts and potential fines.
Ask about noise levels and any noise-related rules in the community. Ensures a comfortable living environment.
While cost should not be the only factor to consider, it is important to evaluate the affordability of the insurance policies you are considering. Obtain quotes from multiple providers and compare them, ensuring you understand the coverage details associated with each quote. Additionally, inquire about any available discounts, such as bundling home and auto insurance or installing security features in your manufactured home, as these can help reduce your premium costs.
Mobile and Manufactured Home Insurance Statistics in Ohio:
The Ohio Manufactured Homes Association (OMHA) is a nonprofit organization dedicated to promoting manufactured housing as a standard and economical way of life in Ohio. Their mission is to help individuals experience the benefits of homeownership in a comfortable, safe, and convenient manner, whether in planned communities or on privately-owned land. OMHA provides a range of services to its members, including access to legal counsel, model legal documents, educational seminars, and networking opportunities through regional chapters. They also offer periodic updates on industry-related legal and regulatory changes, a quarterly newsletter, and a complimentary company profile listing on their website.
OMHA actively advocates for the manufactured housing industry before governmental bodies at all levels, striving to combat unreasonable legislation and promote beneficial laws and regulations. Significant legislative victories include improved procedures for removing abandoned homes, education and training programs for industry members, zoning and taxation reforms, and the prevention of manufactured home communities from being charged for tenants’ delinquent utilities. OMHA also supports legislative initiatives aimed at reducing regulatory burdens, allowing sub-metered communities to manage administrative fees, easing eviction grounds for nuisance tenants, and obtaining legislative exemptions for stricter foreclosure processes. Through these efforts, OMHA continues to protect and enhance the manufactured housing industry in Ohio.
The Ohio FAIR Plan offers a critical resource for homeowners in Ohio, providing essential coverage options to ensure you’re protected against unexpected disasters. While many people in Ohio might not consider flood insurance necessary, it’s important to understand that standard homeowners or renters policies typically do not cover flood damage. Flooding can result from various factors like poor drainage, heavy rainfall, snowmelt, or broken water mains, and can cause significant financial loss even in low-risk areas.
The National Flood Insurance Program (NFIP) reports that over 20% of flood claims come from such low-to-moderate risk zones, with average claims around $27,000. Therefore, the Ohio FAIR Plan can help homeowners access flood insurance, ensuring their properties and belongings are adequately covered against these potential risks.
Even though it’s not a legal requirement in Ohio, mobile home insurance is often a wise investment to safeguard your property. Read through the following guide to help familiarize yourself with rules and regulations in Ohio:
Legal Considerations
Siting and Zoning
Industry and Market Data
Construction and Safety Standards
Amenities and Upgrades
Financing
Industry Regulation and Advocacy
This endorsement will automatically be endorsed to the policy if Coverage A – Dwelling is a manufactured home or a mobile home.
This endorsement changes the loss settlement terms for replacement cost to ACV for mobile homes insured that are more than ten years old.
Insurance for mobile or manufactured homes provides coverage for more than just the home itself. It also includes:
It’s important to note that mobile and manufactured homes do not qualify for coverage under a standard homeowners insurance policy (HO-3). Instead, you will need a specialized policy tailored specifically for mobile homes.
The Home Protector Program is designed to provide homeowner coverage for owner-occupied mobile/manufactured homes that are in above-average condition. It is assumed that these homes will not be moved after their initial setup. However, the policy does provide coverage for 30 days if the home is relocated. Any change in location should be promptly reported to the Company.
It’s essential to compare quotes from various insurance providers and work with local agencies that understand Marion’s specific risks. You also need to be vocal about being able to customize your policy to cover specific needs like monsoon or dust storm damages. Always remember to ask about any available discounts that you may be eligible for!
Outdoor Recreation Equipment Protection
Emergency Water Damage Restoration
Home Office Equipment Coverage
Extended Coverage for Home Renovations
Enhanced Liability for Community Events
Local Wildlife Damage Endorsement
