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What is Other Structures coverage?

Other Structures Coverage is the part of your manufactured homeowner’s insurance that would apply to structures on your property that are NOT your dwelling. Examples would be a fence, tool shed, detached garage, or something similar. The coverage would pay to replace or repair these structures if they are damaged in a covered event. For example, if your fence is damaged in a windstorm by a fallen tree, other structures coverage would help you pay to fix that fence.

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