Any questions?
(877) 417-8733

Manufactured home vs modular home?

A manufactured home is a home built in a factory that complies with the National Manufactured Housing Construction and Safety Standards Act of 1974. In this act, HUD began requiring stringent construction and safety standards for all HUD-certified manufactured homes. Manufactured homes come in one, two, or three sections, and are secured to a steel chassis for transportation. And home on a steel chassis built prior to 1974 is not considered a manufactured home – they are a mobile home.

Like a manufactured home, a modular home is also built in a factory. These homes, however, do not have a federal code for their construction. Modular homes rely on state codes to determine how they’re built. This means that the builders have a lot more options in terms of design and transportation. A modular home will come in one to five or more sections, and is assembled on site with a crane. Some modular homes are even three stories! Because of the larger variety and more complex construction, modular homes typically come in at higher price per square foot than a manufactured home.

Our customer portal technology is coming soon. For now, please call us at (877) 417-8733 or email us at

Any questions?
+1 (877) 417-8733

Enter your address for an instant quote.

Street Address

Interested in a better kind of manufactured home insurance?

We couldn’t locate your address...

Please make sure your address is clicked on from the dropdown menu. Double check for typos and try retyping your address. Ensure your unit/lot number is separate and in the box on the right.

If we still can’t find it, please give us a call at (877) 417-8733 or email us at

Please complete your address to get a quote