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What is the difference between AM best and Demotech?

AM Best and Demotech are two companies that provide consumers ratings for insurance carriers in coastal states, such as California and Florida. AM Best has been around for over 100 years, and Demotech entered the market in 1985. They’re both officially recognized by Fannie Mae and Freddie Mac. They’re also both well respected within the insurance industry and have provided valuable guidance for thousands of insurance consumers. 

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