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A better kind of mobile home insurance for Floridians

Buy online and save up to 40% in less than 3 minutes.

Are you a Treehouse/Vineyards community manager?

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As Treehouse/Vineyards Communities’ preferred insurance partner, CoverTree is dedicated to delivering A1 customer service and affordability to all Florida residents.

Three steps. Three minutes. Everything should be this easy.

1

Answer questions

Getting insured is as easy as answering a few short questions about your home.

2

Select a quote

Choose your quote and apply online. No hassle, no paperwork, no application fees.

3

Get covered

Congratulations! You’re covered. And it feels so good.

Testimonial

I was very pleased when I contacted CoverTree. They listened to what I needed and got back to me when they said they would. It was a wonderful experience.

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Michele
Policyholder in Florence, AZ

CoverTree covers
more than you might think.

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Your Home

If something happens to your home – or any attached structures on your property – we’ll cover the repairs or the rebuild.
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Your Belongings

It not just stuff. It’s your life. And if there’s ever a theft, fire, or other unfortunate event, we’ll help with the repair or replacement.
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Personal Liability

Our coverage protects you from bodily injury or property damage to others (or their stuff) – at home or anywhere else.
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Loss of Use

If your home is somehow destroyed or uninhabitable, we’ll provide you the funds to continue your lifestyle, including the cost of living elsewhere.
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Other Structures

For covered risks, we’ll help you repair or replace structures on your property—a fence, for instance.
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Medical Payments to Other

If an injury happens on your property, you can be liable—and we’ll help cover those expenses.
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We do insurance better. And here’s how.

Protect everything you’ve earned,
without paying everything you’ve got.

Different products for
different needs.

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Homeowner

Protect your home and family from the worst disasters. Up to $500,000 in home value, personal property, and other structures. You deserve to be protected.
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Renter

Protect your family and belongings from what life might throw at you. You have collected a lifetime of treasures. Renters insurance helps you get back on your feet.
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Landlord

You worked hard for your investment. With landlord insurance, you can protect hard earned assets and avoid litigation. Flexible options maximize your return and budget.

Insuring homes of all
shapes and sizes.

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CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

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