Finally, a better kind of manufactured home insurance.

Now available in Ohio, Illinois, Arizona, New Mexico, Indiana, Michigan, Tennessee, Kentucky, Texas, Alabama, South Carolina

We do insurance better. And here’s how.

  • Save an average of $250 per year
  • File a claim in 3 minutes
  • Easily manage your policy online
  • Skip the faxing, long paperwork, and unnecessary phone calls
  • Get support from an American-based team

Interested in a better kind of manufactured home insurance?

CoverTree covers Mobile Homes in
Ohio, Illinois, Arizona, New Mexico, Indiana, Michigan, Tennessee, Kentucky, Texas, Alabama, South Carolina

CoverTree covers Mobile Homes in
Ohio, Illinois, Arizona, New Mexico, Indiana, Michigan, Tennessee, Kentucky, Texas, Alabama, South Carolina

At CoverTree, we believe manufactured home insurance should be easy, modern, and affordable. So that’s the way we made it. Unlike other providers, we only cover manufactured homes. It’s our one and only specialty. And because we’re so focused, we do it so much better—with plans you can purchase right online and savings up to 40%.

Insuring homes of all shapes and sizes

Insuring homes of all shapes and sizes

Single, Double or Triple Wide

Modular

ADU

Stationary Travel Trailer

Park Model

Tiny Home

CoverTree Specialty Insurance is ready to help if you’re looking to get specialty insurance in Ohio, Illinois, Arizona, New Mexico, Indiana, Michigan, Tennessee, Kentucky, Texas, Alabama, South Carolina.

CoverTree Specialty Insurance is ready to help if you’re looking to get specialty insurance in Ohio, Illinois, Arizona, New Mexico, Indiana, Michigan, Tennessee, Kentucky, Texas, Alabama, South Carolina.

We do insurance better. And here’s how.

We do insurance better. And here’s how.

If something happens to your home – or any attached structures on your property – we’ll cover the repairs or the rebuild.

It not just stuff. It’s your life. And if there’s ever a theft, fire, or other unfortunate event, we’ll help with the repair or replacement.

Our coverage protects you from bodily injury or property damage to others (or their stuff) – at home or anywhere else.

If your home is somehow destroyed or uninhabitable, we’ll provide you the funds to continue your lifestyle, including the cost of living elsewhere.


For covered risks, we’ll help you repair or replace structures on your property—a fence, for instance.

If an injury happens on your property, you can be liable—and we’ll help cover those expenses.

Different products for different needs

Different products for different needs

Homeowner

Protect your home and family from the worst disasters. Up to $500,000 in home value, personal property, and other structures. You deserve to be protected.

Apply Now

Renter

Protect your family and belongings from what life might throw at you. You have collected a lifetime of treasures. Renters insurance helps you get back on your feet.

Apply Now

Landlord

You worked hard for your investment. With landlord insurance, you can protect hard earned assets and avoid litigation. Flexible options maximize your return and budget.

Apply Now

Three steps. Three minutes. Everything should be this easy.

Three steps. Three minutes. Everything should be this easy.

1

Answer questions

Getting insured is as easy as answering a few short questions about your home.

2

Select a quote

Choose your quote and apply online. No hassle, no paperwork, no application fees.

3

Get covered

Congratulations! You’re covered. And it feels so good.

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February 22, 2024

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April 7, 2023

Accessorize Your Mobile Home: Tips and Tricks to Make Your Manufactured Home Stylish and Modern

April 3, 2023

10 Tips For Maintaining Your Home While You’re On Vacation

March 20, 2023

What Can Mobile Home Communities Do to Face Floods & Heavy Rains?

March 17, 2023

Learn About the Dangers of Flooding, & How You Can Protect Yourself!

March 13, 2023

How Are Older Mobile Homes Different From Newer Ones?

March 10, 2023

Luxury goes modular: find out why prefab homes are dream homes of the future!

March 6, 2023

How Much Does Mobile Home Insurance Really Cost?

February 20, 2023

Ways to Save Money on Mobile Home Insurance

February 17, 2023

The Hidden Secrets of Mobile Homes: The Inside Scoop!

Get covered in minutes. Everything should be this easy.

Services
Company

CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.

CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

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